OppFi Inc (OPFI) — Cash Flow Reinvestment Rate

Latest as of March 2026: 1.00x

OppFi Inc (OPFI) has a Cash Flow Reinvestment Rate of 1.00x as of March 2026, reinvesting $90.78 Million (capex $90.78 Million ) from operating cash flow of $90.78 Million. Explore OPFI capital expenditure intensity to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

1.00x
(Capex + Investments) / Operating CF

Total Reinvested

$90.78 Million
Capex + Investments

Operating Cash Flow

$90.78 Million
USD

Capital Expenditures

$90.78 Million
USD

OppFi Inc Cash Flow Reinvestment Rate (2018–2025)

Historical reinvestment intensity for OppFi Inc across 8 annual periods. Also explore OppFi Inc asset portfolio for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for OppFi Inc (2018–2025)

Year-by-year capital reinvestment analysis for OppFi Inc. For live market cap and broader valuation context, see market value of OppFi Inc.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.05x $19.11 Million $401.31 Million $19.11 Million ▼ -94.0%
2024 0.79x $256.45 Million $323.81 Million $13.01 Million ▼ -10.7%
2023 0.89x $262.77 Million $296.15 Million $8.99 Million ▲ +8.8%
2022 0.82x $198.35 Million $243.30 Million $13.25 Million ▼ -31.6%
2021 1.19x $199.47 Million $167.35 Million $14.37 Million ▲ +110.0%
2020 0.57x $109.03 Million $192.11 Million $10.72 Million ▼ -61.7%
2019 1.48x $220.79 Million $148.92 Million $6.64 Million ▲ +2177.5%
2018 0.07x $4.10 Million $63.03 Million $4.10 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow