OppFi Inc (OPFI) — Cash Flow Reinvestment Rate

Latest as of March 2026: 1.00x

OppFi Inc (OPFI) has a Cash Flow Reinvestment Rate of 1.00x as of March 2026, reinvesting $90.78 Million (capex $90.78 Million ) from operating cash flow of $90.78 Million. Check earnings quality score of OppFi Inc to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

1.00x
(Capex + Investments) / Operating CF

Total Reinvested

$90.78 Million
Capex + Investments

Operating Cash Flow

$90.78 Million
USD

Capital Expenditures

$90.78 Million
USD

OppFi Inc Cash Flow Reinvestment Rate (2018–2025)

Historical reinvestment intensity for OppFi Inc across 8 annual periods. Explore long-term investment intensity of OppFi Inc to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for OppFi Inc (2018–2025)

Year-by-year capital reinvestment analysis for OppFi Inc. For live market cap and broader valuation context, see OppFi Inc market capitalisation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.05x $19.11 Million $401.31 Million $19.11 Million ▼ -94.0%
2024 0.79x $256.45 Million $323.81 Million $13.01 Million ▼ -10.7%
2023 0.89x $262.77 Million $296.15 Million $8.99 Million ▲ +8.8%
2022 0.82x $198.35 Million $243.30 Million $13.25 Million ▼ -31.6%
2021 1.19x $199.47 Million $167.35 Million $14.37 Million ▲ +110.0%
2020 0.57x $109.03 Million $192.11 Million $10.72 Million ▼ -61.7%
2019 1.48x $220.79 Million $148.92 Million $6.64 Million ▲ +2177.5%
2018 0.07x $4.10 Million $63.03 Million $4.10 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow