OppFi Inc (OPFI) — Cash Flow Reinvestment Rate
Latest as of March 2026:
0.06x
OppFi Inc (OPFI) has a Cash Flow Reinvestment Rate of 0.06x as of March 2026, reinvesting $5.15 Million (capex $5.15 Million ) from operating cash flow of $90.78 Million. See how much free cash does OppFi Inc generate to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
0.06x
(Capex + Investments) / Operating CF
Total Reinvested
$5.15 Million
Capex + Investments
Operating Cash Flow
$90.78 Million
USD
Capital Expenditures
$5.15 Million
USD
OppFi Inc Cash Flow Reinvestment Rate (2018–2025)
Historical reinvestment intensity for OppFi Inc across 8 annual periods. For the full cash flow conversion analysis, see OPFI cash generation efficiency.
Annual Cash Flow Reinvestment Rate for OppFi Inc (2018–2025)
Year-by-year capital reinvestment analysis for OppFi Inc. See OppFi Inc financial flexibility index to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.05x | $19.11 Million | $401.31 Million | $19.11 Million | ▼ -94.0% |
| 2024 | 0.79x | $256.45 Million | $323.81 Million | $13.01 Million | ▼ -10.7% |
| 2023 | 0.89x | $262.77 Million | $296.15 Million | $8.99 Million | ▲ +8.8% |
| 2022 | 0.82x | $198.35 Million | $243.30 Million | $13.25 Million | ▼ -31.6% |
| 2021 | 1.19x | $199.47 Million | $167.35 Million | $14.37 Million | ▲ +110.0% |
| 2020 | 0.57x | $109.03 Million | $192.11 Million | $10.72 Million | ▼ -61.7% |
| 2019 | 1.48x | $220.79 Million | $148.92 Million | $6.64 Million | ▲ +2177.5% |
| 2018 | 0.07x | $4.10 Million | $63.03 Million | $4.10 Million | — |
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow