OppFi Inc (OPFI) — Financial Flexibility Index
OppFi Inc (OPFI) has a Financial Flexibility Index of 0.48x as of March 2026. Free cash flow of $181.56 Million (operating CF $90.78 Million minus capex $90.78 Million) represents 0% of total liabilities ($377.00 Million). Also explore OppFi Inc annual equity growth to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
OppFi Inc Financial Flexibility Index (2019–2025)
Historical Financial Flexibility Index trend for OppFi Inc across 7 annual periods. Check OppFi Inc PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for OppFi Inc (2019–2025)
Year-by-year free cash flow to debt coverage for OppFi Inc. For the full company profile including market capitalisation, see OPFI market cap.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.94x | $420.42 Million | $401.31 Million | $445.21 Million | ▲ +14.1% |
| 2024 | 0.83x | $336.82 Million | $323.81 Million | $406.96 Million | ▲ +10.5% |
| 2023 | 0.75x | $305.14 Million | $296.15 Million | $407.51 Million | ▲ +22.8% |
| 2022 | 0.61x | $256.55 Million | $243.30 Million | $420.69 Million | ▲ +15.5% |
| 2021 | 0.53x | $181.72 Million | $167.35 Million | $344.23 Million | ▼ -51.5% |
| 2020 | 1.09x | $202.83 Million | $192.11 Million | $186.51 Million | ▲ +74.2% |
| 2019 | 0.62x | $155.56 Million | $148.92 Million | $249.18 Million | — |