OppFi Inc Financial Flexibility Index
OppFi Inc financial flexibility index. OppFi Inc (OPFI) has a Financial Flexibility Index of 0.25x as of March 2026. Free cash flow of $95.93 Million (operating CF $90.78 Million minus capex $5.15 Million) represents 0% of total liabilities ($377.00 Million). See free cash flow generation of OppFi Inc to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of OppFi Inc (2019–2025)
Financial flexibility index of OppFi Inc from 2019 to 2025. Historical Financial Flexibility Index trend for OppFi Inc across 7 annual periods. Check how high is OppFi Inc's earnings quality to evaluate the quality of earnings relative to operating cash generation.
OppFi Inc Financial Flexibility Index by Year (2019–2025)
OppFi Inc financial flexibility index by year from 2019 to 2025. Year-by-year free cash flow to debt coverage for OppFi Inc. For the full cash flow conversion analysis, see OppFi Inc (OPFI) cash conversion ratio.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.94x | $420.42 Million | $401.31 Million | $445.21 Million | ▲ +14.1% |
| 2024 | 0.83x | $336.82 Million | $323.81 Million | $406.96 Million | ▲ +10.5% |
| 2023 | 0.75x | $305.14 Million | $296.15 Million | $407.51 Million | ▲ +22.8% |
| 2022 | 0.61x | $256.55 Million | $243.30 Million | $420.69 Million | ▲ +15.5% |
| 2021 | 0.53x | $181.72 Million | $167.35 Million | $344.23 Million | ▼ -51.5% |
| 2020 | 1.09x | $202.83 Million | $192.11 Million | $186.51 Million | ▲ +74.2% |
| 2019 | 0.62x | $155.56 Million | $148.92 Million | $249.18 Million | — |