OppFi Inc (OPFI) — Financial Flexibility Index
OppFi Inc (OPFI) has a Financial Flexibility Index of 0.48x as of March 2026. Free cash flow of $181.56 Million (operating CF $90.78 Million minus capex $90.78 Million) represents 0% of total liabilities ($377.00 Million). Check OppFi Inc strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
OppFi Inc Financial Flexibility Index (2019–2025)
Historical Financial Flexibility Index trend for OppFi Inc across 7 annual periods. See how liquid is OppFi Inc's working capital to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for OppFi Inc (2019–2025)
Year-by-year free cash flow to debt coverage for OppFi Inc. For the full company profile including market capitalisation, see OPFI company net worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.94x | $420.42 Million | $401.31 Million | $445.21 Million | ▲ +14.1% |
| 2024 | 0.83x | $336.82 Million | $323.81 Million | $406.96 Million | ▲ +10.5% |
| 2023 | 0.75x | $305.14 Million | $296.15 Million | $407.51 Million | ▲ +22.8% |
| 2022 | 0.61x | $256.55 Million | $243.30 Million | $420.69 Million | ▲ +15.5% |
| 2021 | 0.53x | $181.72 Million | $167.35 Million | $344.23 Million | ▼ -51.5% |
| 2020 | 1.09x | $202.83 Million | $192.11 Million | $186.51 Million | ▲ +74.2% |
| 2019 | 0.62x | $155.56 Million | $148.92 Million | $249.18 Million | — |