Panin Financial Tbk Cash Flow Quality Index
Panin Financial Tbk cash flow quality index. Panin Financial Tbk (PNLF) has a Cash Flow Quality Index of 2.57x as of June 2025. Operating cash flow of Rp954.37 Billion exceeds net income of Rp371.37 Billion, indicating high earnings quality where cash backs reported profits. See how financially flexible is Panin Financial Tbk to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Panin Financial Tbk (2007–2024)
Cash flow quality index of Panin Financial Tbk from 2007 to 2024. Historical Cash Flow Quality Index for Panin Financial Tbk across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Panin Financial Tbk debt service capacity to assess how comfortably operating cash covers total debt obligations.
Panin Financial Tbk Cash Flow Quality Index by Year (2007–2024)
Panin Financial Tbk cash flow quality index by year from 2007 to 2024. Year-by-year earnings quality comparison for Panin Financial Tbk. For the full cash flow conversion analysis, see how efficiently does Panin Financial Tbk generate cash.
| Year | Quality Index | Operating CF (IDR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 11.56x | Rp19.23 Trillion | Rp1.66 Trillion | ▲ +362.0% |
| 2023 | 2.50x | Rp3.78 Trillion | Rp1.51 Trillion | ▲ +146.2% |
| 2022 | 1.02x | Rp1.83 Trillion | Rp1.80 Trillion | ▲ +2522.7% |
| 2021 | -0.04x | Rp-55.68 Billion | Rp1.33 Trillion | ▼ -252.7% |
| 2020 | 0.03x | Rp51.09 Billion | Rp1.86 Trillion | ▲ +121.7% |
| 2019 | -0.13x | Rp-250.17 Billion | Rp1.98 Trillion | ▼ -112.7% |
| 2018 | 1.00x | Rp1.83 Trillion | Rp1.83 Trillion | ▲ +0.0% |
| 2017 | 1.00x | Rp1.46 Trillion | Rp1.46 Trillion | ▲ +0.0% |
| 2016 | 1.00x | Rp1.54 Trillion | Rp1.54 Trillion | ▲ +0.0% |
| 2015 | 1.00x | Rp905.40 Billion | Rp905.40 Billion | ▲ +0.0% |
| 2014 | 1.00x | Rp1.29 Trillion | Rp1.29 Trillion | ▲ +0.0% |
| 2013 | 1.00x | Rp1.17 Trillion | Rp1.17 Trillion | ▲ +0.0% |
| 2012 | 1.00x | Rp1.11 Trillion | Rp1.11 Trillion | ▲ +25.8% |
| 2011 | 0.80x | Rp735.50 Billion | Rp925.15 Billion | ▲ +1178.6% |
| 2010 | -0.07x | Rp-52.49 Billion | Rp712.20 Billion | ▼ -136.5% |
| 2009 | 0.20x | Rp94.13 Billion | Rp465.79 Billion | ▲ +117.1% |
| 2008 | -1.18x | Rp-434.28 Billion | Rp367.23 Billion | ▼ -202.1% |
| 2007 | 1.16x | Rp516.97 Billion | Rp446.54 Billion | — |