Panin Financial Tbk (PNLF) — Tangible Net Worth Ratio
Panin Financial Tbk (PNLF) has a Tangible Net Worth Ratio of 99.0% as of June 2025. This metric is calculated by deducting intangible assets (Rp672.27 Billion) from net assets (Rp66.62 Trillion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See Panin Financial Tbk net assets for net asset value and shareholders' equity analysis.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Panin Financial Tbk Tangible Net Worth Ratio (2000–2024)
This chart shows how Panin Financial Tbk's Tangible Net Worth Ratio has changed across 25 annual periods from 2000 to 2024. As of June 2025, the ratio stands at 99.0%, reflecting net assets of Rp66.62 Trillion with intangible assets of Rp672.27 Billion IDR. Also explore Panin Financial Tbk net asset momentum to track the company's year-over-year net asset growth rate.
Annual Tangible Net Worth Ratio for Panin Financial Tbk (2000–2024)
The table below presents the year-by-year Tangible Net Worth Ratio for Panin Financial Tbk from 2000 to 2024, covering 25 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see Panin Financial Tbk market capitalisation.
| Year | Tangible NW Ratio | Net Assets (IDR) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 99.1% | Rp65.12 Trillion | Rp596.55 Billion | Rp257.06 Trillion | ▼ -0.1 pp |
| 2023 | 99.2% | Rp61.89 Trillion | Rp522.48 Billion | Rp234.49 Trillion | ▼ -0.2 pp |
| 2022 | 99.3% | Rp29.68 Trillion | Rp197.13 Billion | Rp33.87 Trillion | ▲ +0.1 pp |
| 2021 | 99.3% | Rp28.76 Trillion | Rp214.65 Billion | Rp33.19 Trillion | ▲ +0.1 pp |
| 2020 | 99.2% | Rp27.85 Trillion | Rp232.17 Billion | Rp32.38 Trillion | ▲ +0.1 pp |
| 2019 | 99.0% | Rp25.89 Trillion | Rp249.70 Billion | Rp30.29 Trillion | ▲ +0.2 pp |
| 2018 | 98.9% | Rp23.77 Trillion | Rp267.22 Billion | Rp28.25 Trillion | ▲ +0.2 pp |
| 2017 | 98.7% | Rp21.96 Trillion | Rp291.75 Billion | Rp26.47 Trillion | ▲ +0.2 pp |
| 2016 | 98.4% | Rp20.38 Trillion | Rp317.68 Billion | Rp24.97 Trillion | ▲ +0.6 pp |
| 2015 | 97.8% | Rp15.64 Trillion | Rp343.62 Billion | Rp19.87 Trillion | ▲ +0.3 pp |
| 2014 | 97.5% | Rp14.69 Trillion | Rp369.55 Billion | Rp19.59 Trillion | ▼ -2.5 pp |
| 2013 | 100.0% | Rp12.77 Trillion | Rp0.00 | Rp16.19 Trillion | ▲ +0.0 pp |
| 2012 | 100.0% | Rp8.30 Trillion | Rp0.00 | Rp11.75 Trillion | ▲ +0.0 pp |
| 2011 | 100.0% | Rp7.20 Trillion | Rp0.00 | Rp10.51 Trillion | ▲ +0.0 pp |
| 2010 | 100.0% | Rp5.62 Trillion | Rp0.00 | Rp8.14 Trillion | ▲ +0.0 pp |
| 2009 | 100.0% | Rp4.80 Trillion | Rp0.00 | Rp7.08 Trillion | ▲ +0.0 pp |
| 2008 | 100.0% | Rp4.33 Trillion | Rp0.00 | Rp5.92 Trillion | ▲ +0.0 pp |
| 2007 | 100.0% | Rp4.21 Trillion | Rp0.00 | Rp6.56 Trillion | ▲ +0.0 pp |
| 2006 | 100.0% | Rp3.69 Trillion | Rp0.00 | Rp5.16 Trillion | ▲ +0.0 pp |
| 2005 | 100.0% | Rp1.76 Trillion | Rp0.00 | Rp2.58 Trillion | ▲ +0.0 pp |
| 2004 | 100.0% | Rp1.74 Trillion | Rp0.00 | Rp2.68 Trillion | ▲ +0.0 pp |
| 2003 | 100.0% | Rp1.29 Trillion | Rp0.00 | Rp1.84 Trillion | ▲ +0.0 pp |
| 2002 | 100.0% | Rp1.08 Trillion | Rp0.00 | Rp1.47 Trillion | ▲ +0.0 pp |
| 2001 | 100.0% | Rp1.04 Trillion | Rp0.00 | Rp1.37 Trillion | ▲ +0.0 pp |
| 2000 | 100.0% | Rp1.03 Trillion | Rp0.00 | Rp1.36 Trillion | — |