Panin Financial Tbk (PNLF) — Cash Flow Reinvestment Rate

Latest as of June 2025: 16.22x

Panin Financial Tbk (PNLF) has a Cash Flow Reinvestment Rate of 16.22x as of June 2025, reinvesting Rp15.48 Trillion (capex Rp14.58 Trillion plus investments Rp-894.89 Billion) from operating cash flow of Rp954.37 Billion. See Panin Financial Tbk free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

16.22x
(Capex + Investments) / Operating CF

Total Reinvested

Rp15.48 Trillion
Capex + Investments

Operating Cash Flow

Rp954.37 Billion
IDR

Capital Expenditures

Rp14.58 Trillion
IDR

Panin Financial Tbk Cash Flow Reinvestment Rate (2007–2024)

Historical reinvestment intensity for Panin Financial Tbk across 14 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Panin Financial Tbk.

Annual Cash Flow Reinvestment Rate for Panin Financial Tbk (2007–2024)

Year-by-year capital reinvestment analysis for Panin Financial Tbk. See PNLF financial flexibility score to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (IDR) Operating CF Capex YoY Change
2024 1.03x Rp19.72 Trillion Rp19.23 Trillion Rp451.74 Billion ▲ +439.6%
2023 0.19x Rp718.12 Billion Rp3.78 Trillion Rp164.56 Billion ▼ -83.4%
2022 1.14x Rp2.09 Trillion Rp1.83 Trillion Rp15.74 Billion ▼ -94.7%
2020 21.75x Rp1.11 Trillion Rp51.09 Billion Rp2.41 Billion ▲ +8863.3%
2018 0.24x Rp443.99 Billion Rp1.83 Trillion Rp2.32 Billion ▼ -62.0%
2017 0.64x Rp930.24 Billion Rp1.46 Trillion Rp14.21 Billion ▼ -37.7%
2016 1.02x Rp1.57 Trillion Rp1.54 Trillion Rp4.01 Billion ▼ -21.1%
2015 1.30x Rp1.18 Trillion Rp905.40 Billion Rp5.62 Billion ▲ +321.8%
2014 0.31x Rp396.54 Billion Rp1.29 Trillion Rp396.54 Billion ▲ +4884.2%
2013 0.01x Rp7.25 Billion Rp1.17 Trillion Rp7.25 Billion ▲ +26.5%
2012 0.00x Rp5.43 Billion Rp1.11 Trillion Rp5.43 Billion ▲ +363.5%
2011 0.00x Rp775.00 Million Rp735.50 Billion Rp775.00 Million ▼ -96.6%
2009 0.03x Rp2.95 Billion Rp94.13 Billion Rp2.95 Billion ▲ +1905.8%
2007 0.00x Rp808.00 Million Rp516.97 Billion Rp808.00 Million —
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow