Panin Financial Tbk (PNLF) — Working Capital to Net Assets Ratio
Panin Financial Tbk (PNLF) has a Working Capital to Net Assets ratio of 90.7% as of March 2025. Working capital of Rp59.99 Trillion (current assets of Rp60.22 Trillion minus current liabilities of Rp231.12 Billion) is measured against net assets of Rp66.17 Trillion. A higher ratio indicates strong short-term liquidity financed by the equity base. See Panin Financial Tbk defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Panin Financial Tbk Working Capital to Net Assets (2008–2024)
This chart shows how Panin Financial Tbk's Working Capital to Net Assets ratio has evolved across 17 annual periods from 2008 to 2024. As of March 2025, the ratio stands at 90.7%, reflecting working capital of Rp59.99 Trillion against net assets of Rp66.17 Trillion IDR. For the complete balance sheet picture, see Panin Financial Tbk balance sheet assets.
Annual Working Capital to Net Assets for Panin Financial Tbk (2008–2024)
The table below presents the year-by-year Working Capital to Net Assets ratio for Panin Financial Tbk from 2008 to 2024, covering 17 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check Panin Financial Tbk (PNLF) asset resilience to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (IDR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | 113.4% | Rp73.86 Trillion | Rp65.12 Trillion | Rp81.24 Trillion | Rp7.39 Trillion | ▲ +85.8 pp |
| 2023 | 27.6% | Rp17.09 Trillion | Rp61.89 Trillion | Rp20.94 Trillion | Rp3.85 Trillion | ▲ +7.7 pp |
| 2022 | 19.9% | Rp5.90 Trillion | Rp29.68 Trillion | Rp6.06 Trillion | Rp166.88 Billion | ▼ -8.1 pp |
| 2021 | 27.9% | Rp8.04 Trillion | Rp28.76 Trillion | Rp8.19 Trillion | Rp149.75 Billion | ▼ -0.4 pp |
| 2020 | 28.4% | Rp7.90 Trillion | Rp27.85 Trillion | Rp8.15 Trillion | Rp250.15 Billion | ▲ +4.3 pp |
| 2019 | 24.1% | Rp6.24 Trillion | Rp25.89 Trillion | Rp6.40 Trillion | Rp156.70 Billion | ▼ -1.8 pp |
| 2018 | 25.9% | Rp6.15 Trillion | Rp23.77 Trillion | Rp6.27 Trillion | Rp119.83 Billion | ▼ -1.5 pp |
| 2017 | 27.4% | Rp6.02 Trillion | Rp21.96 Trillion | Rp6.12 Trillion | Rp93.76 Billion | ▼ -2.7 pp |
| 2016 | 30.1% | Rp6.14 Trillion | Rp20.38 Trillion | Rp6.49 Trillion | Rp352.19 Billion | ▼ -9.4 pp |
| 2015 | 39.5% | Rp6.18 Trillion | Rp15.64 Trillion | Rp6.25 Trillion | Rp74.44 Billion | ▼ -7.5 pp |
| 2014 | 47.0% | Rp6.91 Trillion | Rp14.69 Trillion | Rp6.96 Trillion | Rp56.51 Billion | ▲ +15.1 pp |
| 2013 | 31.9% | Rp4.07 Trillion | Rp12.77 Trillion | Rp4.12 Trillion | Rp45.61 Billion | ▲ +13.1 pp |
| 2012 | 18.8% | Rp1.56 Trillion | Rp8.30 Trillion | Rp1.61 Trillion | Rp45.96 Billion | ▼ -10.1 pp |
| 2011 | 28.9% | Rp2.08 Trillion | Rp7.20 Trillion | Rp3.86 Trillion | Rp1.78 Trillion | ▲ +28.2 pp |
| 2010 | 0.7% | Rp38.44 Billion | Rp5.62 Trillion | Rp53.80 Billion | Rp15.36 Billion | ▲ +0.5 pp |
| 2009 | 0.1% | Rp6.52 Billion | Rp4.80 Trillion | Rp17.97 Billion | Rp11.45 Billion | ▼ -0.1 pp |
| 2008 | 0.2% | Rp8.37 Billion | Rp4.33 Trillion | Rp8.57 Billion | Rp203.00 Million | — |