Panin Financial Tbk (PNLF) — Cash Flow-to-Debt Ratio
Panin Financial Tbk (PNLF) has a Cash Flow-to-Debt Ratio of 0.01x as of June 2025, meaning its operating cash flow of Rp954.37 Billion could theoretically repay 0% of its total liabilities (Rp174.93 Trillion) in one year. Explore Panin Financial Tbk long-term investment allocation to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Panin Financial Tbk Cash Flow-to-Debt Ratio (2007–2024)
Historical debt coverage capacity for Panin Financial Tbk across 18 annual periods. Also explore PNLF asset base for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Panin Financial Tbk (2007–2024)
Year-by-year debt coverage analysis for Panin Financial Tbk. For market capitalisation and broader financial context, see Panin Financial Tbk market cap and net worth.
| Year | CF-to-Debt Ratio | Operating CF (IDR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.10x | Rp19.23 Trillion | Rp191.94 Trillion | ▲ +357.7% |
| 2023 | 0.02x | Rp3.78 Trillion | Rp172.60 Trillion | ▼ -95.0% |
| 2022 | 0.44x | Rp1.83 Trillion | Rp4.19 Trillion | ▲ +3569.9% |
| 2021 | -0.01x | Rp-55.68 Billion | Rp4.43 Trillion | ▼ -211.6% |
| 2020 | 0.01x | Rp51.09 Billion | Rp4.54 Trillion | ▲ +119.8% |
| 2019 | -0.06x | Rp-250.17 Billion | Rp4.39 Trillion | ▼ -113.9% |
| 2018 | 0.41x | Rp1.83 Trillion | Rp4.48 Trillion | ▲ +26.2% |
| 2017 | 0.32x | Rp1.46 Trillion | Rp4.51 Trillion | ▼ -3.3% |
| 2016 | 0.33x | Rp1.54 Trillion | Rp4.60 Trillion | ▲ +56.1% |
| 2015 | 0.21x | Rp905.40 Billion | Rp4.23 Trillion | ▼ -18.6% |
| 2014 | 0.26x | Rp1.29 Trillion | Rp4.90 Trillion | ▼ -23.3% |
| 2013 | 0.34x | Rp1.17 Trillion | Rp3.42 Trillion | ▲ +6.6% |
| 2012 | 0.32x | Rp1.11 Trillion | Rp3.46 Trillion | ▲ +44.9% |
| 2011 | 0.22x | Rp735.50 Billion | Rp3.31 Trillion | ▲ +1168.1% |
| 2010 | -0.02x | Rp-52.49 Billion | Rp2.53 Trillion | ▼ -150.4% |
| 2009 | 0.04x | Rp94.13 Billion | Rp2.28 Trillion | ▲ +115.1% |
| 2008 | -0.27x | Rp-434.28 Billion | Rp1.59 Trillion | ▼ -224.0% |
| 2007 | 0.22x | Rp516.97 Billion | Rp2.35 Trillion | — |