Panin Financial Tbk Cash Flow-to-Debt Ratio
Panin Financial Tbk cash flow-to-debt ratio. Panin Financial Tbk (PNLF) has a Cash Flow-to-Debt Ratio of 0.01x as of June 2025, meaning its operating cash flow of Rp954.37 Billion could theoretically repay 0% of its total liabilities (Rp174.93 Trillion) in one year. Check Panin Financial Tbk (PNLF) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Panin Financial Tbk (2007–2024)
Cash flow-to-debt ratio of Panin Financial Tbk from 2007 to 2024. Historical debt coverage capacity for Panin Financial Tbk across 18 annual periods. Check PNLF cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Panin Financial Tbk Cash Flow-to-Debt Ratio by Year (2007–2024)
Panin Financial Tbk cash flow-to-debt ratio by year from 2007 to 2024. Year-by-year debt coverage analysis for Panin Financial Tbk. For the full cash flow conversion analysis, see Panin Financial Tbk operating cash flow efficiency.
| Year | CF-to-Debt Ratio | Operating CF (IDR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.10x | Rp19.23 Trillion | Rp191.94 Trillion | ▲ +357.7% |
| 2023 | 0.02x | Rp3.78 Trillion | Rp172.60 Trillion | ▼ -95.0% |
| 2022 | 0.44x | Rp1.83 Trillion | Rp4.19 Trillion | ▲ +3569.9% |
| 2021 | -0.01x | Rp-55.68 Billion | Rp4.43 Trillion | ▼ -211.6% |
| 2020 | 0.01x | Rp51.09 Billion | Rp4.54 Trillion | ▲ +119.8% |
| 2019 | -0.06x | Rp-250.17 Billion | Rp4.39 Trillion | ▼ -113.9% |
| 2018 | 0.41x | Rp1.83 Trillion | Rp4.48 Trillion | ▲ +26.2% |
| 2017 | 0.32x | Rp1.46 Trillion | Rp4.51 Trillion | ▼ -3.3% |
| 2016 | 0.33x | Rp1.54 Trillion | Rp4.60 Trillion | ▲ +56.1% |
| 2015 | 0.21x | Rp905.40 Billion | Rp4.23 Trillion | ▼ -18.6% |
| 2014 | 0.26x | Rp1.29 Trillion | Rp4.90 Trillion | ▼ -23.3% |
| 2013 | 0.34x | Rp1.17 Trillion | Rp3.42 Trillion | ▲ +6.6% |
| 2012 | 0.32x | Rp1.11 Trillion | Rp3.46 Trillion | ▲ +44.9% |
| 2011 | 0.22x | Rp735.50 Billion | Rp3.31 Trillion | ▲ +1168.1% |
| 2010 | -0.02x | Rp-52.49 Billion | Rp2.53 Trillion | ▼ -150.4% |
| 2009 | 0.04x | Rp94.13 Billion | Rp2.28 Trillion | ▲ +115.1% |
| 2008 | -0.27x | Rp-434.28 Billion | Rp1.59 Trillion | ▼ -224.0% |
| 2007 | 0.22x | Rp516.97 Billion | Rp2.35 Trillion | — |