Panin Financial Tbk (PNLF) — Free Cash Flow Generation Index

Latest as of June 2025: -14.28x

Panin Financial Tbk (PNLF) has a Free Cash Flow Generation Index of -14.28x as of June 2025. Free cash flow of Rp-13.63 Trillion represents -14% of operating cash flow (Rp954.37 Billion). See Panin Financial Tbk current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

-14.28x
Free Cash Flow / Operating CF

Free Cash Flow

Rp-13.63 Trillion
IDR

Operating Cash Flow

Rp954.37 Billion
IDR

Capital Expenditures

Rp14.58 Trillion
IDR

Panin Financial Tbk Free Cash Flow Generation Index (2007–2024)

Historical FCF Generation Index trend for Panin Financial Tbk across 14 annual periods. Explore how well can Panin Financial Tbk service its debt to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for Panin Financial Tbk (2007–2024)

Year-by-year Free Cash Flow Generation Index for Panin Financial Tbk. For the full company profile including market capitalisation, see Panin Financial Tbk (PNLF) market capitalisation.

Year FCG Index Free Cash Flow (IDR) Operating CF Capital Expenditures YoY Change
2024 0.98x Rp18.78 Trillion Rp19.23 Trillion Rp451.74 Billion ▲ +2.1%
2023 0.96x Rp3.61 Trillion Rp3.78 Trillion Rp164.56 Billion ▼ -3.5%
2022 0.99x Rp1.81 Trillion Rp1.83 Trillion Rp15.74 Billion ▲ +4.0%
2020 0.95x Rp48.68 Billion Rp51.09 Billion Rp2.41 Billion ▼ -4.6%
2018 1.00x Rp1.83 Trillion Rp1.83 Trillion Rp2.32 Billion ▲ +0.9%
2017 0.99x Rp1.44 Trillion Rp1.46 Trillion Rp14.21 Billion ▼ -0.7%
2016 1.00x Rp1.53 Trillion Rp1.54 Trillion Rp4.01 Billion ▲ +0.4%
2015 0.99x Rp899.78 Billion Rp905.40 Billion Rp5.62 Billion ▲ +43.6%
2014 0.69x Rp891.11 Billion Rp1.29 Trillion Rp396.54 Billion ▼ -30.4%
2013 0.99x Rp1.17 Trillion Rp1.17 Trillion Rp7.25 Billion ▼ -0.1%
2012 1.00x Rp1.11 Trillion Rp1.11 Trillion Rp5.43 Billion ▼ -0.4%
2011 1.00x Rp734.72 Billion Rp735.50 Billion Rp775.00 Million ▲ +3.1%
2009 0.97x Rp91.18 Billion Rp94.13 Billion Rp2.95 Billion ▼ -3.0%
2007 1.00x Rp516.16 Billion Rp516.97 Billion Rp808.00 Million —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).