Panin Financial Tbk (PNLF) — Defensive Interval Ratio
Panin Financial Tbk (PNLF) has a Defensive Interval Ratio of 108950 days as of March 2025. Defensive assets of Rp68.99 Trillion (cash Rp16.12 Trillion, short-term investments Rp41.66 Trillion, receivables Rp11.21 Trillion) cover 108950 days of daily cash needs of Rp633.21 Million/day. Check Panin Financial Tbk tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Panin Financial Tbk Defensive Interval Ratio (2008–2024)
This chart shows how Panin Financial Tbk's Defensive Interval Ratio has evolved across 17 annual periods from 2008 to 2024. As of March 2025, the ratio stands at 108950 days, meaning defensive assets of Rp68.99 Trillion can fund 108950 days of operations without new revenue. Also explore Panin Financial Tbk annual equity growth to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Panin Financial Tbk (2008–2024)
The table below presents the year-by-year Defensive Interval Ratio for Panin Financial Tbk from 2008 to 2024, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Panin Financial Tbk (PNLF) market capitalisation.
| Year | DIR (days) | Defensive Assets (IDR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 3910 days | Rp79.15 Trillion | Rp20.24 Billion/day | Rp20.43 Trillion | Rp48.28 Trillion | ▲ +1612 days |
| 2023 | 2298 days | Rp24.26 Trillion | Rp10.56 Billion/day | Rp19.55 Trillion | Rp4.35 Trillion | ▼ -11226 days |
| 2022 | 13524 days | Rp6.18 Trillion | Rp457.20 Million/day | Rp3.41 Trillion | Rp2.48 Trillion | ▼ -6818 days |
| 2021 | 20342 days | Rp8.35 Trillion | Rp410.26 Million/day | Rp5.87 Trillion | Rp2.20 Trillion | ▲ +8336 days |
| 2020 | 12007 days | Rp8.23 Trillion | Rp685.34 Million/day | Rp5.49 Trillion | Rp2.54 Trillion | ▼ -2802 days |
| 2019 | 14808 days | Rp6.36 Trillion | Rp429.33 Million/day | Rp3.77 Trillion | Rp2.53 Trillion | ▼ -4166 days |
| 2018 | 18974 days | Rp6.23 Trillion | Rp328.29 Million/day | Rp3.72 Trillion | Rp2.48 Trillion | ▼ -4621 days |
| 2017 | 23595 days | Rp6.06 Trillion | Rp256.88 Million/day | Rp3.39 Trillion | Rp2.64 Trillion | ▲ +16857 days |
| 2016 | 6738 days | Rp6.50 Trillion | Rp964.90 Million/day | Rp4.20 Trillion | Rp2.20 Trillion | ▲ +977 days |
| 2015 | 5761 days | Rp1.17 Trillion | Rp203.95 Million/day | Rp- | Rp1.16 Trillion | ▲ +2150 days |
| 2014 | 3611 days | Rp559.08 Billion | Rp154.82 Million/day | Rp- | Rp559.08 Billion | ▲ +310 days |
| 2013 | 3301 days | Rp412.46 Billion | Rp124.96 Million/day | Rp- | Rp412.46 Billion | ▼ -527 days |
| 2012 | 3827 days | Rp481.95 Billion | Rp125.93 Million/day | Rp- | Rp481.95 Billion | ▲ +3051 days |
| 2011 | 776 days | Rp3.79 Trillion | Rp4.88 Billion/day | Rp- | Rp3.79 Trillion | ▼ -1279 days |
| 2010 | 2055 days | Rp86.50 Billion | Rp42.09 Million/day | Rp- | Rp86.50 Billion | ▼ -2919 days |
| 2009 | 4974 days | Rp156.07 Billion | Rp31.38 Million/day | Rp- | Rp156.07 Billion | ▼ -383048 days |
| 2008 | 388022 days | Rp215.80 Billion | Rp556.16K/day | Rp- | Rp215.80 Billion | — |