Panin Financial Tbk Net Asset Quality Index
Panin Financial Tbk net asset quality index. Panin Financial Tbk (PNLF) has a Net Asset Quality Index of 27.6% as of June 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rp241.55 Trillion minus total liabilities of Rp174.93 Trillion yields net assets of Rp66.62 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. See Panin Financial Tbk book value and equity for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Panin Financial Tbk (2000–2024)
Net asset quality index of Panin Financial Tbk from 2000 to 2024. This chart shows how Panin Financial Tbk's Net Asset Quality Index has evolved across 25 annual periods from 2000 to 2024. As of June 2025, the index stands at 27.6%, representing net assets of Rp66.62 Trillion against total assets of Rp241.55 Trillion IDR. Check Panin Financial Tbk (PNLF) strategic asset index to assess the company's strategic physical and investment asset allocation.
Panin Financial Tbk Net Asset Quality Index by Year (2000–2024)
Panin Financial Tbk net asset quality index by year from 2000 to 2024. The table below presents the year-by-year Net Asset Quality Index for Panin Financial Tbk from 2000 to 2024, covering 25 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see PNLF market cap.
| Year | Quality Index | Net Assets (IDR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 25.3% | Rp65.12 Trillion | Rp257.06 Trillion | Rp191.94 Trillion | ▼ -1.1 pp |
| 2023 | 26.4% | Rp61.89 Trillion | Rp234.49 Trillion | Rp172.60 Trillion | ▼ -61.2 pp |
| 2022 | 87.6% | Rp29.68 Trillion | Rp33.87 Trillion | Rp4.19 Trillion | ▲ +1.0 pp |
| 2021 | 86.7% | Rp28.76 Trillion | Rp33.19 Trillion | Rp4.43 Trillion | ▲ +0.7 pp |
| 2020 | 86.0% | Rp27.85 Trillion | Rp32.38 Trillion | Rp4.54 Trillion | ▲ +0.5 pp |
| 2019 | 85.5% | Rp25.89 Trillion | Rp30.29 Trillion | Rp4.39 Trillion | ▲ +1.4 pp |
| 2018 | 84.1% | Rp23.77 Trillion | Rp28.25 Trillion | Rp4.48 Trillion | ▲ +1.2 pp |
| 2017 | 83.0% | Rp21.96 Trillion | Rp26.47 Trillion | Rp4.51 Trillion | ▲ +1.4 pp |
| 2016 | 81.6% | Rp20.38 Trillion | Rp24.97 Trillion | Rp4.60 Trillion | ▲ +2.9 pp |
| 2015 | 78.7% | Rp15.64 Trillion | Rp19.87 Trillion | Rp4.23 Trillion | ▲ +3.7 pp |
| 2014 | 75.0% | Rp14.69 Trillion | Rp19.59 Trillion | Rp4.90 Trillion | ▼ -3.9 pp |
| 2013 | 78.9% | Rp12.77 Trillion | Rp16.19 Trillion | Rp3.42 Trillion | ▲ +8.3 pp |
| 2012 | 70.6% | Rp8.30 Trillion | Rp11.75 Trillion | Rp3.46 Trillion | ▲ +2.1 pp |
| 2011 | 68.5% | Rp7.20 Trillion | Rp10.51 Trillion | Rp3.31 Trillion | ▼ -0.5 pp |
| 2010 | 69.0% | Rp5.62 Trillion | Rp8.14 Trillion | Rp2.53 Trillion | ▲ +1.2 pp |
| 2009 | 67.8% | Rp4.80 Trillion | Rp7.08 Trillion | Rp2.28 Trillion | ▼ -5.4 pp |
| 2008 | 73.1% | Rp4.33 Trillion | Rp5.92 Trillion | Rp1.59 Trillion | ▲ +9.0 pp |
| 2007 | 64.1% | Rp4.21 Trillion | Rp6.56 Trillion | Rp2.35 Trillion | ▼ -7.3 pp |
| 2006 | 71.4% | Rp3.69 Trillion | Rp5.16 Trillion | Rp1.48 Trillion | ▲ +3.3 pp |
| 2005 | 68.1% | Rp1.76 Trillion | Rp2.58 Trillion | Rp824.22 Billion | ▲ +3.1 pp |
| 2004 | 64.9% | Rp1.74 Trillion | Rp2.68 Trillion | Rp939.76 Billion | ▼ -5.4 pp |
| 2003 | 70.3% | Rp1.29 Trillion | Rp1.84 Trillion | Rp545.92 Billion | ▼ -2.7 pp |
| 2002 | 73.0% | Rp1.08 Trillion | Rp1.47 Trillion | Rp398.44 Billion | ▼ -2.9 pp |
| 2001 | 75.8% | Rp1.04 Trillion | Rp1.37 Trillion | Rp330.11 Billion | ▼ 0.0 pp |
| 2000 | 75.9% | Rp1.03 Trillion | Rp1.36 Trillion | Rp328.47 Billion | — |