AmeriServ Financial Inc (ASRV) — Cash Flow Quality Index
AmeriServ Financial Inc (ASRV) has a Cash Flow Quality Index of 0.20x as of March 2026. Operating cash flow of $356.00K is below net income of $1.79 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore ASRV cash flow metrics to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
AmeriServ Financial Inc Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for AmeriServ Financial Inc across 32 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check ASRV capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for AmeriServ Financial Inc (1989–2025)
Year-by-year earnings quality comparison for AmeriServ Financial Inc. For live market cap and the full company financial profile, see ASRV stock market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.57x | $3.19 Million | $5.61 Million | ▼ -23.9% |
| 2024 | 0.75x | $2.69 Million | $3.60 Million | ▲ +6.7% |
| 2022 | 0.70x | $5.21 Million | $7.45 Million | ▼ -50.2% |
| 2021 | 1.41x | $9.94 Million | $7.07 Million | ▲ +570.7% |
| 2020 | -0.30x | $-1.37 Million | $4.60 Million | ▼ -136.8% |
| 2019 | 0.81x | $4.89 Million | $6.03 Million | ▼ -21.1% |
| 2018 | 1.03x | $7.98 Million | $7.77 Million | ▼ -55.0% |
| 2017 | 2.28x | $7.52 Million | $3.29 Million | ▼ -20.0% |
| 2016 | 2.85x | $6.59 Million | $2.31 Million | ▲ +74.1% |
| 2015 | 1.64x | $9.83 Million | $6.00 Million | ▼ -0.1% |
| 2014 | 1.64x | $4.96 Million | $3.02 Million | ▼ -42.6% |
| 2013 | 2.86x | $14.85 Million | $5.19 Million | ▲ +348.7% |
| 2012 | 0.64x | $3.21 Million | $5.04 Million | ▼ -61.4% |
| 2011 | 1.65x | $10.79 Million | $6.54 Million | ▼ -22.2% |
| 2010 | 2.12x | $2.72 Million | $1.28 Million | ▲ +47.8% |
| 2008 | 1.44x | $7.91 Million | $5.51 Million | ▼ -57.9% |
| 2007 | 3.41x | $10.33 Million | $3.03 Million | ▲ +56.4% |
| 2006 | 2.18x | $5.08 Million | $2.33 Million | ▼ -88.6% |
| 2003 | 19.09x | $10.48 Million | $549.00K | ▲ +167.7% |
| 2001 | 7.13x | $14.08 Million | $1.98 Million | ▼ -47.1% |
| 2000 | 13.48x | $23.14 Million | $1.72 Million | ▲ +441.4% |
| 1999 | 2.49x | $50.80 Million | $20.40 Million | ▲ +530.7% |
| 1998 | -0.58x | $-12.20 Million | $21.10 Million | ▼ -151.5% |
| 1997 | 1.12x | $26.40 Million | $23.50 Million | ▼ -23.8% |
| 1996 | 1.48x | $29.50 Million | $20.00 Million | ▲ +5.9% |
| 1995 | 1.39x | $22.00 Million | $15.80 Million | ▲ +38.0% |
| 1994 | 1.01x | $11.40 Million | $11.30 Million | ▼ -44.8% |
| 1993 | 1.83x | $20.10 Million | $11.00 Million | ▲ +22.3% |
| 1992 | 1.49x | $13.30 Million | $8.90 Million | ▼ -12.8% |
| 1991 | 1.71x | $10.80 Million | $6.30 Million | ▼ -1.6% |
| 1990 | 1.74x | $10.80 Million | $6.20 Million | ▼ -9.1% |
| 1989 | 1.92x | $9.20 Million | $4.80 Million | — |