AmeriServ Financial Inc Defensive Interval Ratio
AmeriServ Financial Inc defensive interval ratio. AmeriServ Financial Inc (ASRV) has a Defensive Interval Ratio of 1366 days as of June 2026. Defensive assets of $13.98 Million (cash $-, short-term investments $8.00 Million, receivables $5.98 Million) cover 1366 days of daily cash needs of $10.23K/day. Explore ASRV long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of AmeriServ Financial Inc (1992–2025)
Defensive interval ratio of AmeriServ Financial Inc from 1992 to 2025. This chart shows how AmeriServ Financial Inc's Defensive Interval Ratio has evolved across 34 annual periods from 1992 to 2025. As of June 2026, the ratio stands at 1366 days, meaning defensive assets of $13.98 Million can fund 1366 days of operations without new revenue. Read total liabilities of AmeriServ Financial Inc for a breakdown of total debt and financial obligations.
AmeriServ Financial Inc Defensive Interval Ratio by Year (1992–2025)
AmeriServ Financial Inc defensive interval ratio by year from 1992 to 2025. The table below presents the year-by-year Defensive Interval Ratio for AmeriServ Financial Inc from 1992 to 2025, covering 34 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see AmeriServ Financial Inc (ASRV) total assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 7 days | $23.66 Million | $3.42 Million/day | $- | $18.10 Million | ▼ -41 days |
| 2024 | 48 days | $161.11 Million | $3.33 Million/day | $- | $155.62 Million | ▼ -4 days |
| 2023 | 52 days | $171.24 Million | $3.29 Million/day | $- | $165.71 Million | ▼ -4 days |
| 2022 | 56 days | $184.31 Million | $3.28 Million/day | $- | $179.51 Million | ▲ +3 days |
| 2021 | 54 days | $167.16 Million | $3.12 Million/day | $- | $163.17 Million | ▼ -554 days |
| 2020 | 607 days | $149.23 Million | $245.73K/day | $- | $144.16 Million | ▲ +553 days |
| 2019 | 54 days | $145.20 Million | $2.69 Million/day | $- | $141.75 Million | ▼ -1 days |
| 2018 | 55 days | $150.22 Million | $2.71 Million/day | $- | $146.73 Million | ▲ +7 days |
| 2017 | 49 days | $132.74 Million | $2.73 Million/day | $- | $129.14 Million | ▲ +0 days |
| 2016 | 48 days | $130.19 Million | $2.69 Million/day | $- | $127.08 Million | ▲ +1 days |
| 2015 | 47 days | $122.52 Million | $2.61 Million/day | $- | $119.47 Million | ▼ -5 days |
| 2014 | 52 days | $130.24 Million | $2.49 Million/day | $- | $127.11 Million | ▼ -7 days |
| 2013 | 59 days | $144.89 Million | $2.46 Million/day | $- | $141.98 Million | ▼ -7 days |
| 2012 | 66 days | $154.50 Million | $2.33 Million/day | $- | $151.54 Million | ▼ -15 days |
| 2011 | 82 days | $186.14 Million | $2.28 Million/day | $- | $182.92 Million | ▲ +79 days |
| 2010 | 3 days | $6.67 Million | $2.21 Million/day | $- | $3.46 Million | ▼ 0 days |
| 2009 | 3 days | $7.36 Million | $2.22 Million/day | $- | $3.77 Million | ▼ -5 days |
| 2008 | 9 days | $19.31 Million | $2.23 Million/day | $- | $15.58 Million | ▲ +7 days |
| 2007 | 2 days | $4.23 Million | $2.17 Million/day | $- | $197.00K | ▼ 0 days |
| 2006 | 2 days | $4.58 Million | $2.17 Million/day | $- | $413.00K | ▲ +0 days |
| 2005 | 2 days | $4.32 Million | $2.13 Million/day | $- | $199.00K | ▼ 0 days |
| 2004 | 2 days | $4.49 Million | $2.18 Million/day | $- | $199.00K | ▼ -248 days |
| 2003 | 250 days | $547.11 Million | $2.19 Million/day | $- | $542.19 Million | ▲ +247 days |
| 2002 | 3 days | $6.43 Million | $2.11 Million/day | $- | $362.00K | ▲ +1 days |
| 2001 | 3 days | $7.33 Million | $2.92 Million/day | $- | $660.00K | ▲ +2 days |
| 2000 | 0 days | $763.00K | $3.08 Million/day | $- | $763.00K | ▼ -4 days |
| 1999 | 5 days | $16.70 Million | $3.69 Million/day | $- | $- | ▲ +1 days |
| 1998 | 4 days | $17.20 Million | $4.46 Million/day | $- | $- | ▲ +1 days |
| 1997 | 3 days | $17.30 Million | $5.26 Million/day | $- | $- | ▼ -2 days |
| 1996 | 5 days | $17.40 Million | $3.55 Million/day | $- | $- | ▲ +0 days |
| 1995 | 5 days | $16.80 Million | $3.49 Million/day | $- | $- | ▲ +0 days |
| 1994 | 4 days | $16.90 Million | $3.88 Million/day | $- | $- | ▲ +1 days |
| 1993 | 3 days | $8.90 Million | $2.91 Million/day | $- | $- | ▼ 0 days |
| 1992 | 3 days | $9.40 Million | $2.79 Million/day | $- | $- | — |