AmeriServ Financial Inc (ASRV) — Net Asset Quality Index
AmeriServ Financial Inc (ASRV) has a Net Asset Quality Index of 8.4% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $1.46 Billion minus total liabilities of $1.34 Billion yields net assets of $123.08 Million. A higher index indicates a stronger, lower-leverage balance sheet. Read ASRV total debt and obligations for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
AmeriServ Financial Inc Net Asset Quality Index Over Time (1989–2025)
This chart shows how AmeriServ Financial Inc's Net Asset Quality Index has evolved across 37 annual periods from 1989 to 2025. As of June 2026, the index stands at 8.4%, representing net assets of $123.08 Million against total assets of $1.46 Billion USD. For live market cap and overall valuation, see how much is AmeriServ Financial Inc worth.
Annual Net Asset Quality Index for AmeriServ Financial Inc (1989–2025)
The table below presents the year-by-year Net Asset Quality Index for AmeriServ Financial Inc from 1989 to 2025, covering 37 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check AmeriServ Financial Inc strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 8.2% | $119.31 Million | $1.45 Billion | $1.33 Billion | ▲ +0.7 pp |
| 2024 | 7.5% | $107.25 Million | $1.42 Billion | $1.32 Billion | ▲ +0.2 pp |
| 2023 | 7.4% | $102.28 Million | $1.39 Billion | $1.29 Billion | ▼ -0.4 pp |
| 2022 | 7.8% | $106.18 Million | $1.36 Billion | $1.26 Billion | ▼ -0.9 pp |
| 2021 | 8.7% | $116.55 Million | $1.34 Billion | $1.22 Billion | ▲ +0.6 pp |
| 2020 | 8.2% | $104.40 Million | $1.28 Billion | $1.18 Billion | ▼ -0.3 pp |
| 2019 | 8.4% | $98.61 Million | $1.17 Billion | $1.07 Billion | ▼ 0.0 pp |
| 2018 | 8.4% | $97.98 Million | $1.16 Billion | $1.06 Billion | ▲ +0.3 pp |
| 2017 | 8.1% | $95.10 Million | $1.17 Billion | $1.07 Billion | ▼ -0.1 pp |
| 2016 | 8.3% | $95.39 Million | $1.15 Billion | $1.06 Billion | ▼ -2.1 pp |
| 2015 | 10.4% | $118.97 Million | $1.15 Billion | $1.03 Billion | ▼ -0.1 pp |
| 2014 | 10.5% | $114.41 Million | $1.09 Billion | $974.86 Million | ▼ -0.2 pp |
| 2013 | 10.7% | $113.31 Million | $1.06 Billion | $942.73 Million | ▼ -0.3 pp |
| 2012 | 11.0% | $110.47 Million | $1.00 Billion | $890.52 Million | ▼ -0.4 pp |
| 2011 | 11.5% | $112.35 Million | $979.08 Million | $866.72 Million | ▲ +0.2 pp |
| 2010 | 11.3% | $107.06 Million | $948.97 Million | $841.92 Million | ▲ +0.2 pp |
| 2009 | 11.1% | $107.25 Million | $970.03 Million | $862.77 Million | ▼ -0.7 pp |
| 2008 | 11.7% | $113.25 Million | $966.93 Million | $853.68 Million | ▲ +1.7 pp |
| 2007 | 10.0% | $90.29 Million | $904.88 Million | $814.58 Million | ▲ +0.5 pp |
| 2006 | 9.5% | $84.68 Million | $895.99 Million | $811.31 Million | ▼ -0.1 pp |
| 2005 | 9.6% | $84.47 Million | $880.18 Million | $795.70 Million | ▲ +1.2 pp |
| 2004 | 8.4% | $85.22 Million | $1.01 Billion | $924.76 Million | ▲ +2.0 pp |
| 2003 | 6.5% | $74.27 Million | $1.15 Billion | $1.07 Billion | ▼ -0.1 pp |
| 2002 | 6.6% | $77.76 Million | $1.18 Billion | $1.10 Billion | ▼ 0.0 pp |
| 2001 | 6.6% | $79.49 Million | $1.20 Billion | $1.12 Billion | ▲ +0.4 pp |
| 2000 | 6.3% | $78.41 Million | $1.25 Billion | $1.18 Billion | ▲ +1.7 pp |
| 1999 | 4.6% | $112.62 Million | $2.47 Billion | $2.35 Billion | ▼ -1.4 pp |
| 1998 | 6.0% | $141.70 Million | $2.38 Billion | $2.24 Billion | ▼ -1.1 pp |
| 1997 | 7.1% | $158.20 Million | $2.24 Billion | $2.08 Billion | ▼ -0.2 pp |
| 1996 | 7.3% | $151.90 Million | $2.09 Billion | $1.94 Billion | ▼ -0.7 pp |
| 1995 | 8.0% | $150.50 Million | $1.89 Billion | $1.73 Billion | ▲ +0.3 pp |
| 1994 | 7.7% | $137.10 Million | $1.79 Billion | $1.65 Billion | ▼ -1.7 pp |
| 1993 | 9.4% | $116.60 Million | $1.24 Billion | $1.12 Billion | ▲ +2.1 pp |
| 1992 | 7.3% | $83.00 Million | $1.14 Billion | $1.06 Billion | ▼ -1.6 pp |
| 1991 | 8.9% | $70.00 Million | $784.00 Million | $714.00 Million | ▲ +0.5 pp |
| 1990 | 8.4% | $65.10 Million | $774.40 Million | $709.30 Million | ▲ +0.6 pp |
| 1989 | 7.8% | $58.80 Million | $751.20 Million | $692.40 Million | — |