AmeriServ Financial Inc Net Asset Quality Index
AmeriServ Financial Inc net asset quality index. AmeriServ Financial Inc (ASRV) has a Net Asset Quality Index of 8.4% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $1.46 Billion minus total liabilities of $1.34 Billion yields net assets of $123.08 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check AmeriServ Financial Inc (ASRV) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of AmeriServ Financial Inc (1989–2025)
Net asset quality index of AmeriServ Financial Inc from 1989 to 2025. This chart shows how AmeriServ Financial Inc's Net Asset Quality Index has evolved across 37 annual periods from 1989 to 2025. As of June 2026, the index stands at 8.4%, representing net assets of $123.08 Million against total assets of $1.46 Billion USD. See AmeriServ Financial Inc (ASRV) net assets for net asset value and shareholders' equity analysis.
AmeriServ Financial Inc Net Asset Quality Index by Year (1989–2025)
AmeriServ Financial Inc net asset quality index by year from 1989 to 2025. The table below presents the year-by-year Net Asset Quality Index for AmeriServ Financial Inc from 1989 to 2025, covering 37 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see AmeriServ Financial Inc stock valuation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 8.2% | $119.31 Million | $1.45 Billion | $1.33 Billion | ▲ +0.7 pp |
| 2024 | 7.5% | $107.25 Million | $1.42 Billion | $1.32 Billion | ▲ +0.2 pp |
| 2023 | 7.4% | $102.28 Million | $1.39 Billion | $1.29 Billion | ▼ -0.4 pp |
| 2022 | 7.8% | $106.18 Million | $1.36 Billion | $1.26 Billion | ▼ -0.9 pp |
| 2021 | 8.7% | $116.55 Million | $1.34 Billion | $1.22 Billion | ▲ +0.6 pp |
| 2020 | 8.2% | $104.40 Million | $1.28 Billion | $1.18 Billion | ▼ -0.3 pp |
| 2019 | 8.4% | $98.61 Million | $1.17 Billion | $1.07 Billion | ▼ 0.0 pp |
| 2018 | 8.4% | $97.98 Million | $1.16 Billion | $1.06 Billion | ▲ +0.3 pp |
| 2017 | 8.1% | $95.10 Million | $1.17 Billion | $1.07 Billion | ▼ -0.1 pp |
| 2016 | 8.3% | $95.39 Million | $1.15 Billion | $1.06 Billion | ▼ -2.1 pp |
| 2015 | 10.4% | $118.97 Million | $1.15 Billion | $1.03 Billion | ▼ -0.1 pp |
| 2014 | 10.5% | $114.41 Million | $1.09 Billion | $974.86 Million | ▼ -0.2 pp |
| 2013 | 10.7% | $113.31 Million | $1.06 Billion | $942.73 Million | ▼ -0.3 pp |
| 2012 | 11.0% | $110.47 Million | $1.00 Billion | $890.52 Million | ▼ -0.4 pp |
| 2011 | 11.5% | $112.35 Million | $979.08 Million | $866.72 Million | ▲ +0.2 pp |
| 2010 | 11.3% | $107.06 Million | $948.97 Million | $841.92 Million | ▲ +0.2 pp |
| 2009 | 11.1% | $107.25 Million | $970.03 Million | $862.77 Million | ▼ -0.7 pp |
| 2008 | 11.7% | $113.25 Million | $966.93 Million | $853.68 Million | ▲ +1.7 pp |
| 2007 | 10.0% | $90.29 Million | $904.88 Million | $814.58 Million | ▲ +0.5 pp |
| 2006 | 9.5% | $84.68 Million | $895.99 Million | $811.31 Million | ▼ -0.1 pp |
| 2005 | 9.6% | $84.47 Million | $880.18 Million | $795.70 Million | ▲ +1.2 pp |
| 2004 | 8.4% | $85.22 Million | $1.01 Billion | $924.76 Million | ▲ +2.0 pp |
| 2003 | 6.5% | $74.27 Million | $1.15 Billion | $1.07 Billion | ▼ -0.1 pp |
| 2002 | 6.6% | $77.76 Million | $1.18 Billion | $1.10 Billion | ▼ 0.0 pp |
| 2001 | 6.6% | $79.49 Million | $1.20 Billion | $1.12 Billion | ▲ +0.4 pp |
| 2000 | 6.3% | $78.41 Million | $1.25 Billion | $1.18 Billion | ▲ +1.7 pp |
| 1999 | 4.6% | $112.62 Million | $2.47 Billion | $2.35 Billion | ▼ -1.4 pp |
| 1998 | 6.0% | $141.70 Million | $2.38 Billion | $2.24 Billion | ▼ -1.1 pp |
| 1997 | 7.1% | $158.20 Million | $2.24 Billion | $2.08 Billion | ▼ -0.2 pp |
| 1996 | 7.3% | $151.90 Million | $2.09 Billion | $1.94 Billion | ▼ -0.7 pp |
| 1995 | 8.0% | $150.50 Million | $1.89 Billion | $1.73 Billion | ▲ +0.3 pp |
| 1994 | 7.7% | $137.10 Million | $1.79 Billion | $1.65 Billion | ▼ -1.7 pp |
| 1993 | 9.4% | $116.60 Million | $1.24 Billion | $1.12 Billion | ▲ +2.1 pp |
| 1992 | 7.3% | $83.00 Million | $1.14 Billion | $1.06 Billion | ▼ -1.6 pp |
| 1991 | 8.9% | $70.00 Million | $784.00 Million | $714.00 Million | ▲ +0.5 pp |
| 1990 | 8.4% | $65.10 Million | $774.40 Million | $709.30 Million | ▲ +0.6 pp |
| 1989 | 7.8% | $58.80 Million | $751.20 Million | $692.40 Million | — |