AmeriServ Financial Inc (ASRV) — Cash Flow-to-Debt Ratio
AmeriServ Financial Inc (ASRV) has a Cash Flow-to-Debt Ratio of 0.00x as of June 2026, meaning its operating cash flow of $-1.11 Million could theoretically repay 0% of its total liabilities ($1.34 Billion) in one year. See ASRV financial flexibility score to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
AmeriServ Financial Inc Cash Flow-to-Debt Ratio (1989–2025)
Historical debt coverage capacity for AmeriServ Financial Inc across 37 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of AmeriServ Financial Inc.
Annual Cash Flow-to-Debt Ratio for AmeriServ Financial Inc (1989–2025)
Year-by-year debt coverage analysis for AmeriServ Financial Inc. Check ASRV cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.00x | $3.19 Million | $1.33 Billion | ▲ +16.9% |
| 2024 | 0.00x | $2.69 Million | $1.32 Billion | ▼ -58.2% |
| 2023 | 0.00x | $6.29 Million | $1.29 Billion | ▲ +17.9% |
| 2022 | 0.00x | $5.21 Million | $1.26 Billion | ▼ -49.2% |
| 2021 | 0.01x | $9.94 Million | $1.22 Billion | ▲ +797.9% |
| 2020 | 0.00x | $-1.37 Million | $1.18 Billion | ▼ -125.6% |
| 2019 | 0.00x | $4.89 Million | $1.07 Billion | ▼ -39.3% |
| 2018 | 0.01x | $7.98 Million | $1.06 Billion | ▲ +7.1% |
| 2017 | 0.01x | $7.52 Million | $1.07 Billion | ▲ +12.6% |
| 2016 | 0.01x | $6.59 Million | $1.06 Billion | ▼ -34.7% |
| 2015 | 0.01x | $9.83 Million | $1.03 Billion | ▲ +87.5% |
| 2014 | 0.01x | $4.96 Million | $974.86 Million | ▼ -67.7% |
| 2013 | 0.02x | $14.85 Million | $942.73 Million | ▲ +336.8% |
| 2012 | 0.00x | $3.21 Million | $890.52 Million | ▼ -71.0% |
| 2011 | 0.01x | $10.79 Million | $866.72 Million | ▲ +285.5% |
| 2010 | 0.00x | $2.72 Million | $841.92 Million | ▲ +273.5% |
| 2009 | 0.00x | $-1.61 Million | $862.77 Million | ▼ -120.1% |
| 2008 | 0.01x | $7.91 Million | $853.68 Million | ▼ -27.0% |
| 2007 | 0.01x | $10.33 Million | $814.58 Million | ▲ +102.6% |
| 2006 | 0.01x | $5.08 Million | $811.31 Million | ▲ +167.2% |
| 2005 | -0.01x | $-7.42 Million | $795.70 Million | ▼ -329.9% |
| 2004 | 0.00x | $-2.00 Million | $924.76 Million | ▼ -122.2% |
| 2003 | 0.01x | $10.48 Million | $1.07 Billion | ▼ -0.6% |
| 2002 | 0.01x | $10.78 Million | $1.10 Billion | ▼ -21.9% |
| 2001 | 0.01x | $14.08 Million | $1.12 Billion | ▼ -36.1% |
| 2000 | 0.02x | $23.14 Million | $1.18 Billion | ▼ -8.8% |
| 1999 | 0.02x | $50.80 Million | $2.35 Billion | ▲ +495.3% |
| 1998 | -0.01x | $-12.20 Million | $2.24 Billion | ▼ -143.0% |
| 1997 | 0.01x | $26.40 Million | $2.08 Billion | ▼ -16.8% |
| 1996 | 0.02x | $29.50 Million | $1.94 Billion | ▲ +20.2% |
| 1995 | 0.01x | $22.00 Million | $1.73 Billion | ▲ +83.7% |
| 1994 | 0.01x | $11.40 Million | $1.65 Billion | ▼ -61.4% |
| 1993 | 0.02x | $20.10 Million | $1.12 Billion | ▲ +42.0% |
| 1992 | 0.01x | $13.30 Million | $1.06 Billion | ▼ -16.8% |
| 1991 | 0.02x | $10.80 Million | $714.00 Million | ▼ -0.7% |
| 1990 | 0.02x | $10.80 Million | $709.30 Million | ▲ +14.6% |
| 1989 | 0.01x | $9.20 Million | $692.40 Million | — |