AmeriServ Financial Inc (ASRV) — Cash Flow-to-Debt Ratio
AmeriServ Financial Inc (ASRV) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2025, meaning its operating cash flow of $-3.22 Million could theoretically repay 0% of its total liabilities ($1.33 Billion) in one year. See AmeriServ Financial Inc free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
AmeriServ Financial Inc Cash Flow-to-Debt Ratio (1989–2025)
Historical debt coverage capacity for AmeriServ Financial Inc across 37 annual periods. Also explore ASRV shareholders equity momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for AmeriServ Financial Inc (1989–2025)
Year-by-year debt coverage analysis for AmeriServ Financial Inc. For market capitalisation and broader financial context, see ASRV market cap.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.00x | $3.19 Million | $1.33 Billion | ▲ +16.9% |
| 2024 | 0.00x | $2.69 Million | $1.32 Billion | ▼ -58.2% |
| 2023 | 0.00x | $6.29 Million | $1.29 Billion | ▲ +17.9% |
| 2022 | 0.00x | $5.21 Million | $1.26 Billion | ▼ -49.2% |
| 2021 | 0.01x | $9.94 Million | $1.22 Billion | ▲ +797.9% |
| 2020 | 0.00x | $-1.37 Million | $1.18 Billion | ▼ -125.6% |
| 2019 | 0.00x | $4.89 Million | $1.07 Billion | ▼ -39.3% |
| 2018 | 0.01x | $7.98 Million | $1.06 Billion | ▲ +7.1% |
| 2017 | 0.01x | $7.52 Million | $1.07 Billion | ▲ +12.6% |
| 2016 | 0.01x | $6.59 Million | $1.06 Billion | ▼ -34.7% |
| 2015 | 0.01x | $9.83 Million | $1.03 Billion | ▲ +87.5% |
| 2014 | 0.01x | $4.96 Million | $974.86 Million | ▼ -67.7% |
| 2013 | 0.02x | $14.85 Million | $942.73 Million | ▲ +336.8% |
| 2012 | 0.00x | $3.21 Million | $890.52 Million | ▼ -71.0% |
| 2011 | 0.01x | $10.79 Million | $866.72 Million | ▲ +285.5% |
| 2010 | 0.00x | $2.72 Million | $841.92 Million | ▲ +273.5% |
| 2009 | 0.00x | $-1.61 Million | $862.77 Million | ▼ -120.1% |
| 2008 | 0.01x | $7.91 Million | $853.68 Million | ▼ -27.0% |
| 2007 | 0.01x | $10.33 Million | $814.58 Million | ▲ +102.6% |
| 2006 | 0.01x | $5.08 Million | $811.31 Million | ▲ +167.2% |
| 2005 | -0.01x | $-7.42 Million | $795.70 Million | ▼ -329.9% |
| 2004 | 0.00x | $-2.00 Million | $924.76 Million | ▼ -122.2% |
| 2003 | 0.01x | $10.48 Million | $1.07 Billion | ▼ -0.6% |
| 2002 | 0.01x | $10.78 Million | $1.10 Billion | ▼ -21.9% |
| 2001 | 0.01x | $14.08 Million | $1.12 Billion | ▼ -36.1% |
| 2000 | 0.02x | $23.14 Million | $1.18 Billion | ▼ -8.8% |
| 1999 | 0.02x | $50.80 Million | $2.35 Billion | ▲ +495.3% |
| 1998 | -0.01x | $-12.20 Million | $2.24 Billion | ▼ -143.0% |
| 1997 | 0.01x | $26.40 Million | $2.08 Billion | ▼ -16.8% |
| 1996 | 0.02x | $29.50 Million | $1.94 Billion | ▲ +20.2% |
| 1995 | 0.01x | $22.00 Million | $1.73 Billion | ▲ +83.7% |
| 1994 | 0.01x | $11.40 Million | $1.65 Billion | ▼ -61.4% |
| 1993 | 0.02x | $20.10 Million | $1.12 Billion | ▲ +42.0% |
| 1992 | 0.01x | $13.30 Million | $1.06 Billion | ▼ -16.8% |
| 1991 | 0.02x | $10.80 Million | $714.00 Million | ▼ -0.7% |
| 1990 | 0.02x | $10.80 Million | $709.30 Million | ▲ +14.6% |
| 1989 | 0.01x | $9.20 Million | $692.40 Million | — |