AmeriServ Financial Inc Working Capital to Net Assets Ratio
AmeriServ Financial Inc working capital to net assets ratio. AmeriServ Financial Inc (ASRV) has a Working Capital to Net Assets ratio of 13.1% as of June 2026. Working capital of $16.10 Million (current assets of $19.84 Million minus current liabilities of $3.73 Million) is measured against net assets of $123.08 Million. A higher ratio indicates strong short-term liquidity financed by the equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of AmeriServ Financial Inc (1989–2025)
Working capital to net assets ratio of AmeriServ Financial Inc from 1989 to 2025. This chart shows how AmeriServ Financial Inc's Working Capital to Net Assets ratio has evolved across 37 annual periods from 1989 to 2025. As of June 2026, the ratio stands at 13.1%, reflecting working capital of $16.10 Million against net assets of $123.08 Million USD. Explore ASRV long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
AmeriServ Financial Inc Working Capital to Net Assets Ratio by Year (1989–2025)
AmeriServ Financial Inc working capital to net assets ratio by year from 1989 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for AmeriServ Financial Inc from 1989 to 2025, covering 37 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see how large is AmeriServ Financial Inc's balance sheet.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -983.6% | $-1.17 Billion | $119.31 Million | $74.55 Million | $1.25 Billion | ▼ -16.9 pp |
| 2024 | -966.7% | $-1.04 Billion | $107.25 Million | $178.85 Million | $1.22 Billion | ▲ +24.8 pp |
| 2023 | -991.5% | $-1.01 Billion | $102.28 Million | $185.27 Million | $1.20 Billion | ▼ -59.2 pp |
| 2022 | -932.3% | $-989.90 Million | $106.18 Million | $207.27 Million | $1.20 Billion | ▼ -133.4 pp |
| 2021 | -798.9% | $-931.12 Million | $116.55 Million | $208.26 Million | $1.14 Billion | ▼ -886.1 pp |
| 2020 | 87.2% | $91.05 Million | $104.40 Million | $180.74 Million | $89.69 Million | ▲ +914.2 pp |
| 2019 | -827.0% | $-815.56 Million | $98.61 Million | $167.37 Million | $982.92 Million | ▼ -5.3 pp |
| 2018 | -821.7% | $-805.09 Million | $97.98 Million | $185.11 Million | $990.20 Million | ▲ +51.1 pp |
| 2017 | -872.9% | $-830.10 Million | $95.10 Million | $166.93 Million | $997.03 Million | ▼ -17.2 pp |
| 2016 | -855.7% | $-816.27 Million | $95.39 Million | $164.27 Million | $980.54 Million | ▼ -199.2 pp |
| 2015 | -656.5% | $-781.01 Million | $118.97 Million | $171.03 Million | $952.04 Million | ▼ -4.7 pp |
| 2014 | -651.8% | $-745.65 Million | $114.41 Million | $163.11 Million | $908.76 Million | ▼ -15.3 pp |
| 2013 | -636.4% | $-721.12 Million | $113.31 Million | $174.95 Million | $896.08 Million | ▼ -31.2 pp |
| 2012 | -605.3% | $-668.63 Million | $110.47 Million | $182.76 Million | $851.39 Million | ▼ -62.8 pp |
| 2011 | -542.4% | $-609.45 Million | $112.35 Million | $222.74 Million | $832.18 Million | ▲ +189.5 pp |
| 2010 | -731.9% | $-783.61 Million | $107.06 Million | $22.16 Million | $805.77 Million | ▼ -3.7 pp |
| 2009 | -728.3% | $-781.12 Million | $107.25 Million | $30.67 Million | $811.79 Million | ▼ -29.3 pp |
| 2008 | -699.0% | $-791.60 Million | $113.25 Million | $23.28 Million | $814.88 Million | ▲ +146.7 pp |
| 2007 | -845.7% | $-763.61 Million | $90.29 Million | $28.94 Million | $792.55 Million | ▲ +56.2 pp |
| 2006 | -901.9% | $-763.72 Million | $84.68 Million | $28.07 Million | $791.79 Million | ▼ -13.1 pp |
| 2005 | -888.7% | $-750.75 Million | $84.47 Million | $25.09 Million | $775.84 Million | ▲ +16.5 pp |
| 2004 | -905.3% | $-771.47 Million | $85.22 Million | $24.86 Million | $796.33 Million | ▲ +131.3 pp |
| 2003 | -1036.5% | $-769.83 Million | $74.27 Million | $29.41 Million | $799.24 Million | ▼ -88.1 pp |
| 2002 | -948.4% | $-737.47 Million | $77.76 Million | $33.24 Million | $770.72 Million | ▲ +348.2 pp |
| 2001 | -1296.7% | $-1.03 Billion | $79.49 Million | $35.79 Million | $1.07 Billion | ▲ +90.5 pp |
| 2000 | -1387.2% | $-1.09 Billion | $78.41 Million | $35.87 Million | $1.12 Billion | ▼ -253.8 pp |
| 1999 | -1133.4% | $-1.28 Billion | $112.62 Million | $72.20 Million | $1.35 Billion | ▼ -24.1 pp |
| 1998 | -1109.2% | $-1.57 Billion | $141.70 Million | $56.20 Million | $1.63 Billion | ▲ +70.0 pp |
| 1997 | -1179.2% | $-1.87 Billion | $158.20 Million | $55.50 Million | $1.92 Billion | ▼ -367.7 pp |
| 1996 | -811.5% | $-1.23 Billion | $151.90 Million | $61.80 Million | $1.29 Billion | ▼ -17.4 pp |
| 1995 | -794.2% | $-1.20 Billion | $150.50 Million | $77.00 Million | $1.27 Billion | ▲ +186.2 pp |
| 1994 | -980.3% | $-1.34 Billion | $137.10 Million | $70.80 Million | $1.41 Billion | ▼ -120.5 pp |
| 1993 | -859.8% | $-1.00 Billion | $116.60 Million | $59.30 Million | $1.06 Billion | ▲ +258.4 pp |
| 1992 | -1118.2% | $-928.10 Million | $83.00 Million | $91.80 Million | $1.02 Billion | ▼ -182.2 pp |
| 1991 | -936.0% | $-655.20 Million | $70.00 Million | $43.20 Million | $698.40 Million | ▲ +20.4 pp |
| 1990 | -956.4% | $-622.60 Million | $65.10 Million | $71.90 Million | $694.50 Million | ▲ +50.4 pp |
| 1989 | -1006.8% | $-592.00 Million | $58.80 Million | $84.20 Million | $676.20 Million | — |