AmeriServ Financial Inc Financial Flexibility Index
AmeriServ Financial Inc financial flexibility index. AmeriServ Financial Inc (ASRV) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $709.00K (operating CF $309.00K minus capex $400.00K) represents 0% of total liabilities ($1.34 Billion). Explore ASRV capex to operating cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of AmeriServ Financial Inc (1989–2025)
Financial flexibility index of AmeriServ Financial Inc from 1989 to 2025. Historical Financial Flexibility Index trend for AmeriServ Financial Inc across 37 annual periods. Check ASRV cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
AmeriServ Financial Inc Financial Flexibility Index by Year (1989–2025)
AmeriServ Financial Inc financial flexibility index by year from 1989 to 2025. Year-by-year free cash flow to debt coverage for AmeriServ Financial Inc. For the full cash flow conversion analysis, see ASRV cash generation efficiency.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | $4.31 Million | $3.19 Million | $1.33 Billion | ▼ -3.4% |
| 2024 | 0.00x | $4.40 Million | $2.69 Million | $1.32 Billion | ▼ -43.9% |
| 2023 | 0.01x | $7.67 Million | $6.29 Million | $1.29 Billion | ▲ +2.8% |
| 2022 | 0.01x | $7.29 Million | $5.21 Million | $1.26 Billion | ▼ -36.8% |
| 2021 | 0.01x | $11.18 Million | $9.94 Million | $1.22 Billion | ▲ +22556.7% |
| 2020 | 0.00x | $-48.00K | $-1.37 Million | $1.18 Billion | ▼ -100.6% |
| 2019 | 0.01x | $7.71 Million | $4.89 Million | $1.07 Billion | ▼ -24.6% |
| 2018 | 0.01x | $10.13 Million | $7.98 Million | $1.06 Billion | ▼ 0.0% |
| 2017 | 0.01x | $10.23 Million | $7.52 Million | $1.07 Billion | ▲ +26.5% |
| 2016 | 0.01x | $7.97 Million | $6.59 Million | $1.06 Billion | ▼ -27.6% |
| 2015 | 0.01x | $10.71 Million | $9.83 Million | $1.03 Billion | ▲ +51.8% |
| 2014 | 0.01x | $6.68 Million | $4.96 Million | $974.86 Million | ▼ -63.8% |
| 2013 | 0.02x | $17.86 Million | $14.85 Million | $942.73 Million | ▲ +187.9% |
| 2012 | 0.01x | $5.86 Million | $3.21 Million | $890.52 Million | ▼ -54.2% |
| 2011 | 0.01x | $12.46 Million | $10.79 Million | $866.72 Million | ▲ +120.8% |
| 2010 | 0.01x | $5.48 Million | $2.72 Million | $841.92 Million | ▲ +1894.8% |
| 2009 | 0.00x | $-313.00K | $-1.61 Million | $862.77 Million | ▼ -102.9% |
| 2008 | 0.01x | $10.51 Million | $7.91 Million | $853.68 Million | ▼ -12.6% |
| 2007 | 0.01x | $11.48 Million | $10.33 Million | $814.58 Million | ▲ +72.5% |
| 2006 | 0.01x | $6.63 Million | $5.08 Million | $811.31 Million | ▲ +201.7% |
| 2005 | -0.01x | $-6.39 Million | $-7.42 Million | $795.70 Million | ▼ -499.3% |
| 2004 | 0.00x | $-1.24 Million | $-2.00 Million | $924.76 Million | ▼ -112.6% |
| 2003 | 0.01x | $11.40 Million | $10.48 Million | $1.07 Billion | ▼ -2.5% |
| 2002 | 0.01x | $11.95 Million | $10.78 Million | $1.10 Billion | ▼ -26.2% |
| 2001 | 0.01x | $16.51 Million | $14.08 Million | $1.12 Billion | ▼ -35.2% |
| 2000 | 0.02x | $26.75 Million | $23.14 Million | $1.18 Billion | ▼ -2.1% |
| 1999 | 0.02x | $54.70 Million | $50.80 Million | $2.35 Billion | ▲ +658.3% |
| 1998 | 0.00x | $-9.30 Million | $-12.20 Million | $2.24 Billion | ▼ -130.6% |
| 1997 | 0.01x | $28.30 Million | $26.40 Million | $2.08 Billion | ▼ -17.0% |
| 1996 | 0.02x | $31.70 Million | $29.50 Million | $1.94 Billion | ▲ +16.5% |
| 1995 | 0.01x | $24.40 Million | $22.00 Million | $1.73 Billion | ▲ +72.1% |
| 1994 | 0.01x | $13.50 Million | $11.40 Million | $1.65 Billion | ▼ -59.1% |
| 1993 | 0.02x | $22.50 Million | $20.10 Million | $1.12 Billion | ▲ +45.8% |
| 1992 | 0.01x | $14.50 Million | $13.30 Million | $1.06 Billion | ▼ -19.0% |
| 1991 | 0.02x | $12.10 Million | $10.80 Million | $714.00 Million | ▲ +1.0% |
| 1990 | 0.02x | $11.90 Million | $10.80 Million | $709.30 Million | ▲ +16.2% |
| 1989 | 0.01x | $10.00 Million | $9.20 Million | $692.40 Million | — |