AmeriServ Financial Inc (ASRV) — Financial Flexibility Index
AmeriServ Financial Inc (ASRV) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $756.00K (operating CF $356.00K minus capex $400.00K) represents 0% of total liabilities ($1.35 Billion). Check strategic asset allocation of AmeriServ Financial Inc to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
AmeriServ Financial Inc Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for AmeriServ Financial Inc across 37 annual periods. See ASRV net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for AmeriServ Financial Inc (1989–2025)
Year-by-year free cash flow to debt coverage for AmeriServ Financial Inc. For the full company profile including market capitalisation, see AmeriServ Financial Inc stock valuation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | $4.31 Million | $3.19 Million | $1.33 Billion | ▼ -3.4% |
| 2024 | 0.00x | $4.40 Million | $2.69 Million | $1.32 Billion | ▼ -43.9% |
| 2023 | 0.01x | $7.67 Million | $6.29 Million | $1.29 Billion | ▲ +2.8% |
| 2022 | 0.01x | $7.29 Million | $5.21 Million | $1.26 Billion | ▼ -36.8% |
| 2021 | 0.01x | $11.18 Million | $9.94 Million | $1.22 Billion | ▲ +22556.7% |
| 2020 | 0.00x | $-48.00K | $-1.37 Million | $1.18 Billion | ▼ -100.6% |
| 2019 | 0.01x | $7.71 Million | $4.89 Million | $1.07 Billion | ▼ -24.6% |
| 2018 | 0.01x | $10.13 Million | $7.98 Million | $1.06 Billion | ▼ 0.0% |
| 2017 | 0.01x | $10.23 Million | $7.52 Million | $1.07 Billion | ▲ +26.5% |
| 2016 | 0.01x | $7.97 Million | $6.59 Million | $1.06 Billion | ▼ -27.6% |
| 2015 | 0.01x | $10.71 Million | $9.83 Million | $1.03 Billion | ▲ +51.8% |
| 2014 | 0.01x | $6.68 Million | $4.96 Million | $974.86 Million | ▼ -63.8% |
| 2013 | 0.02x | $17.86 Million | $14.85 Million | $942.73 Million | ▲ +187.9% |
| 2012 | 0.01x | $5.86 Million | $3.21 Million | $890.52 Million | ▼ -54.2% |
| 2011 | 0.01x | $12.46 Million | $10.79 Million | $866.72 Million | ▲ +120.8% |
| 2010 | 0.01x | $5.48 Million | $2.72 Million | $841.92 Million | ▲ +1894.8% |
| 2009 | 0.00x | $-313.00K | $-1.61 Million | $862.77 Million | ▼ -102.9% |
| 2008 | 0.01x | $10.51 Million | $7.91 Million | $853.68 Million | ▼ -12.6% |
| 2007 | 0.01x | $11.48 Million | $10.33 Million | $814.58 Million | ▲ +72.5% |
| 2006 | 0.01x | $6.63 Million | $5.08 Million | $811.31 Million | ▲ +201.7% |
| 2005 | -0.01x | $-6.39 Million | $-7.42 Million | $795.70 Million | ▼ -499.3% |
| 2004 | 0.00x | $-1.24 Million | $-2.00 Million | $924.76 Million | ▼ -112.6% |
| 2003 | 0.01x | $11.40 Million | $10.48 Million | $1.07 Billion | ▼ -2.5% |
| 2002 | 0.01x | $11.95 Million | $10.78 Million | $1.10 Billion | ▼ -26.2% |
| 2001 | 0.01x | $16.51 Million | $14.08 Million | $1.12 Billion | ▼ -35.2% |
| 2000 | 0.02x | $26.75 Million | $23.14 Million | $1.18 Billion | ▼ -2.1% |
| 1999 | 0.02x | $54.70 Million | $50.80 Million | $2.35 Billion | ▲ +658.3% |
| 1998 | 0.00x | $-9.30 Million | $-12.20 Million | $2.24 Billion | ▼ -130.6% |
| 1997 | 0.01x | $28.30 Million | $26.40 Million | $2.08 Billion | ▼ -17.0% |
| 1996 | 0.02x | $31.70 Million | $29.50 Million | $1.94 Billion | ▲ +16.5% |
| 1995 | 0.01x | $24.40 Million | $22.00 Million | $1.73 Billion | ▲ +72.1% |
| 1994 | 0.01x | $13.50 Million | $11.40 Million | $1.65 Billion | ▼ -59.1% |
| 1993 | 0.02x | $22.50 Million | $20.10 Million | $1.12 Billion | ▲ +45.8% |
| 1992 | 0.01x | $14.50 Million | $13.30 Million | $1.06 Billion | ▼ -19.0% |
| 1991 | 0.02x | $12.10 Million | $10.80 Million | $714.00 Million | ▲ +1.0% |
| 1990 | 0.02x | $11.90 Million | $10.80 Million | $709.30 Million | ▲ +16.2% |
| 1989 | 0.01x | $10.00 Million | $9.20 Million | $692.40 Million | — |