AmeriServ Financial Inc (ASRV) — Financial Flexibility Index
AmeriServ Financial Inc (ASRV) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $-715.00K (operating CF $-1.11 Million minus capex $400.00K) represents 0% of total liabilities ($1.34 Billion). Check total reinvestment intensity of AmeriServ Financial Inc to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
AmeriServ Financial Inc Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for AmeriServ Financial Inc across 37 annual periods. For the full cash flow conversion analysis, see AmeriServ Financial Inc operating cash flow efficiency.
Annual Financial Flexibility Index for AmeriServ Financial Inc (1989–2025)
Year-by-year free cash flow to debt coverage for AmeriServ Financial Inc. Explore ASRV operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | $4.31 Million | $3.19 Million | $1.33 Billion | ▼ -3.4% |
| 2024 | 0.00x | $4.40 Million | $2.69 Million | $1.32 Billion | ▼ -43.9% |
| 2023 | 0.01x | $7.67 Million | $6.29 Million | $1.29 Billion | ▲ +2.8% |
| 2022 | 0.01x | $7.29 Million | $5.21 Million | $1.26 Billion | ▼ -36.8% |
| 2021 | 0.01x | $11.18 Million | $9.94 Million | $1.22 Billion | ▲ +22556.7% |
| 2020 | 0.00x | $-48.00K | $-1.37 Million | $1.18 Billion | ▼ -100.6% |
| 2019 | 0.01x | $7.71 Million | $4.89 Million | $1.07 Billion | ▼ -24.6% |
| 2018 | 0.01x | $10.13 Million | $7.98 Million | $1.06 Billion | ▼ 0.0% |
| 2017 | 0.01x | $10.23 Million | $7.52 Million | $1.07 Billion | ▲ +26.5% |
| 2016 | 0.01x | $7.97 Million | $6.59 Million | $1.06 Billion | ▼ -27.6% |
| 2015 | 0.01x | $10.71 Million | $9.83 Million | $1.03 Billion | ▲ +51.8% |
| 2014 | 0.01x | $6.68 Million | $4.96 Million | $974.86 Million | ▼ -63.8% |
| 2013 | 0.02x | $17.86 Million | $14.85 Million | $942.73 Million | ▲ +187.9% |
| 2012 | 0.01x | $5.86 Million | $3.21 Million | $890.52 Million | ▼ -54.2% |
| 2011 | 0.01x | $12.46 Million | $10.79 Million | $866.72 Million | ▲ +120.8% |
| 2010 | 0.01x | $5.48 Million | $2.72 Million | $841.92 Million | ▲ +1894.8% |
| 2009 | 0.00x | $-313.00K | $-1.61 Million | $862.77 Million | ▼ -102.9% |
| 2008 | 0.01x | $10.51 Million | $7.91 Million | $853.68 Million | ▼ -12.6% |
| 2007 | 0.01x | $11.48 Million | $10.33 Million | $814.58 Million | ▲ +72.5% |
| 2006 | 0.01x | $6.63 Million | $5.08 Million | $811.31 Million | ▲ +201.7% |
| 2005 | -0.01x | $-6.39 Million | $-7.42 Million | $795.70 Million | ▼ -499.3% |
| 2004 | 0.00x | $-1.24 Million | $-2.00 Million | $924.76 Million | ▼ -112.6% |
| 2003 | 0.01x | $11.40 Million | $10.48 Million | $1.07 Billion | ▼ -2.5% |
| 2002 | 0.01x | $11.95 Million | $10.78 Million | $1.10 Billion | ▼ -26.2% |
| 2001 | 0.01x | $16.51 Million | $14.08 Million | $1.12 Billion | ▼ -35.2% |
| 2000 | 0.02x | $26.75 Million | $23.14 Million | $1.18 Billion | ▼ -2.1% |
| 1999 | 0.02x | $54.70 Million | $50.80 Million | $2.35 Billion | ▲ +658.3% |
| 1998 | 0.00x | $-9.30 Million | $-12.20 Million | $2.24 Billion | ▼ -130.6% |
| 1997 | 0.01x | $28.30 Million | $26.40 Million | $2.08 Billion | ▼ -17.0% |
| 1996 | 0.02x | $31.70 Million | $29.50 Million | $1.94 Billion | ▲ +16.5% |
| 1995 | 0.01x | $24.40 Million | $22.00 Million | $1.73 Billion | ▲ +72.1% |
| 1994 | 0.01x | $13.50 Million | $11.40 Million | $1.65 Billion | ▼ -59.1% |
| 1993 | 0.02x | $22.50 Million | $20.10 Million | $1.12 Billion | ▲ +45.8% |
| 1992 | 0.01x | $14.50 Million | $13.30 Million | $1.06 Billion | ▼ -19.0% |
| 1991 | 0.02x | $12.10 Million | $10.80 Million | $714.00 Million | ▲ +1.0% |
| 1990 | 0.02x | $11.90 Million | $10.80 Million | $709.30 Million | ▲ +16.2% |
| 1989 | 0.01x | $10.00 Million | $9.20 Million | $692.40 Million | — |