AmeriServ Financial Inc (ASRV) — Financial Flexibility Index
AmeriServ Financial Inc (ASRV) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $-2.74 Million (operating CF $-3.22 Million minus capex $477.00K) represents 0% of total liabilities ($1.33 Billion). Also explore AmeriServ Financial Inc equity growth rate to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
AmeriServ Financial Inc Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for AmeriServ Financial Inc across 37 annual periods. Check ASRV strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for AmeriServ Financial Inc (1989–2025)
Year-by-year free cash flow to debt coverage for AmeriServ Financial Inc. For the full company profile including market capitalisation, see ASRV market cap overview.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | $4.31 Million | $3.19 Million | $1.33 Billion | ▼ -3.4% |
| 2024 | 0.00x | $4.40 Million | $2.69 Million | $1.32 Billion | ▼ -43.9% |
| 2023 | 0.01x | $7.67 Million | $6.29 Million | $1.29 Billion | ▲ +2.8% |
| 2022 | 0.01x | $7.29 Million | $5.21 Million | $1.26 Billion | ▼ -36.8% |
| 2021 | 0.01x | $11.18 Million | $9.94 Million | $1.22 Billion | ▲ +22556.7% |
| 2020 | 0.00x | $-48.00K | $-1.37 Million | $1.18 Billion | ▼ -100.6% |
| 2019 | 0.01x | $7.71 Million | $4.89 Million | $1.07 Billion | ▼ -24.6% |
| 2018 | 0.01x | $10.13 Million | $7.98 Million | $1.06 Billion | ▼ 0.0% |
| 2017 | 0.01x | $10.23 Million | $7.52 Million | $1.07 Billion | ▲ +26.5% |
| 2016 | 0.01x | $7.97 Million | $6.59 Million | $1.06 Billion | ▼ -27.6% |
| 2015 | 0.01x | $10.71 Million | $9.83 Million | $1.03 Billion | ▲ +51.8% |
| 2014 | 0.01x | $6.68 Million | $4.96 Million | $974.86 Million | ▼ -63.8% |
| 2013 | 0.02x | $17.86 Million | $14.85 Million | $942.73 Million | ▲ +187.9% |
| 2012 | 0.01x | $5.86 Million | $3.21 Million | $890.52 Million | ▼ -54.2% |
| 2011 | 0.01x | $12.46 Million | $10.79 Million | $866.72 Million | ▲ +120.8% |
| 2010 | 0.01x | $5.48 Million | $2.72 Million | $841.92 Million | ▲ +1894.8% |
| 2009 | 0.00x | $-313.00K | $-1.61 Million | $862.77 Million | ▼ -102.9% |
| 2008 | 0.01x | $10.51 Million | $7.91 Million | $853.68 Million | ▼ -12.6% |
| 2007 | 0.01x | $11.48 Million | $10.33 Million | $814.58 Million | ▲ +72.5% |
| 2006 | 0.01x | $6.63 Million | $5.08 Million | $811.31 Million | ▲ +201.7% |
| 2005 | -0.01x | $-6.39 Million | $-7.42 Million | $795.70 Million | ▼ -499.3% |
| 2004 | 0.00x | $-1.24 Million | $-2.00 Million | $924.76 Million | ▼ -112.6% |
| 2003 | 0.01x | $11.40 Million | $10.48 Million | $1.07 Billion | ▼ -2.5% |
| 2002 | 0.01x | $11.95 Million | $10.78 Million | $1.10 Billion | ▼ -26.2% |
| 2001 | 0.01x | $16.51 Million | $14.08 Million | $1.12 Billion | ▼ -35.2% |
| 2000 | 0.02x | $26.75 Million | $23.14 Million | $1.18 Billion | ▼ -2.1% |
| 1999 | 0.02x | $54.70 Million | $50.80 Million | $2.35 Billion | ▲ +658.3% |
| 1998 | 0.00x | $-9.30 Million | $-12.20 Million | $2.24 Billion | ▼ -130.6% |
| 1997 | 0.01x | $28.30 Million | $26.40 Million | $2.08 Billion | ▼ -17.0% |
| 1996 | 0.02x | $31.70 Million | $29.50 Million | $1.94 Billion | ▲ +16.5% |
| 1995 | 0.01x | $24.40 Million | $22.00 Million | $1.73 Billion | ▲ +72.1% |
| 1994 | 0.01x | $13.50 Million | $11.40 Million | $1.65 Billion | ▼ -59.1% |
| 1993 | 0.02x | $22.50 Million | $20.10 Million | $1.12 Billion | ▲ +45.8% |
| 1992 | 0.01x | $14.50 Million | $13.30 Million | $1.06 Billion | ▼ -19.0% |
| 1991 | 0.02x | $12.10 Million | $10.80 Million | $714.00 Million | ▲ +1.0% |
| 1990 | 0.02x | $11.90 Million | $10.80 Million | $709.30 Million | ▲ +16.2% |
| 1989 | 0.01x | $10.00 Million | $9.20 Million | $692.40 Million | — |