AmeriServ Financial Inc (ASRV) — Free Cash Flow Generation Index

Latest as of September 2025: 0.64x

AmeriServ Financial Inc (ASRV) has a Free Cash Flow Generation Index of 0.64x as of September 2025. Free cash flow of $898.00K represents 1% of operating cash flow ($1.40 Million). See working capital position of AmeriServ Financial Inc to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

0.64x
Free Cash Flow / Operating CF

Free Cash Flow

$898.00K
USD

Operating Cash Flow

$1.40 Million
USD

Capital Expenditures

$506.00K
USD

AmeriServ Financial Inc Free Cash Flow Generation Index (1989–2025)

Historical FCF Generation Index trend for AmeriServ Financial Inc across 32 annual periods. Explore cash flow to debt ratio of AmeriServ Financial Inc to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for AmeriServ Financial Inc (1989–2025)

Year-by-year Free Cash Flow Generation Index for AmeriServ Financial Inc. For the full company profile including market capitalisation, see AmeriServ Financial Inc (ASRV) total market value.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.65x $2.06 Million $3.19 Million $1.12 Million ▲ +78.2%
2024 0.36x $976.00K $2.69 Million $1.71 Million ▼ -53.5%
2023 0.78x $4.91 Million $6.29 Million $1.38 Million ▲ +29.9%
2022 0.60x $3.13 Million $5.21 Million $2.08 Million ▼ -31.4%
2021 0.88x $8.70 Million $9.94 Million $1.24 Million ▲ +106.8%
2019 0.42x $2.07 Million $4.89 Million $2.82 Million ▼ -42.2%
2018 0.73x $5.84 Million $7.98 Million $2.14 Million ▲ +14.2%
2017 0.64x $4.82 Million $7.52 Million $2.71 Million ▼ -19.0%
2016 0.79x $5.21 Million $6.59 Million $1.38 Million ▼ -13.1%
2015 0.91x $8.95 Million $9.83 Million $881.00K ▲ +39.3%
2014 0.65x $3.24 Million $4.96 Million $1.72 Million ▼ -18.1%
2013 0.80x $11.85 Million $14.85 Million $3.00 Million ▲ +353.5%
2012 0.18x $565.00K $3.21 Million $2.65 Million ▼ -79.2%
2011 0.85x $9.13 Million $10.79 Million $1.67 Million ▲ +7288.1%
2010 -0.01x $-32.00K $2.72 Million $2.76 Million ▼ -101.8%
2008 0.67x $5.30 Million $7.91 Million $2.60 Million ▼ -24.6%
2007 0.89x $9.19 Million $10.33 Million $1.15 Million ▲ +27.9%
2006 0.70x $3.53 Million $5.08 Million $1.55 Million ▼ -23.8%
2003 0.91x $9.56 Million $10.48 Million $919.00K ▲ +2.4%
2002 0.89x $9.61 Million $10.78 Million $1.17 Million ▲ +7.7%
2001 0.83x $11.65 Million $14.08 Million $2.43 Million ▼ -1.9%
2000 0.84x $19.53 Million $23.14 Million $3.61 Million ▼ -8.6%
1999 0.92x $46.90 Million $50.80 Million $3.90 Million ▼ -0.5%
1997 0.93x $24.50 Million $26.40 Million $1.90 Million ▲ +0.3%
1996 0.93x $27.30 Million $29.50 Million $2.20 Million ▲ +3.9%
1995 0.89x $19.60 Million $22.00 Million $2.40 Million ▲ +9.2%
1994 0.82x $9.30 Million $11.40 Million $2.10 Million ▼ -7.4%
1993 0.88x $17.70 Million $20.10 Million $2.40 Million ▼ -3.2%
1992 0.91x $12.10 Million $13.30 Million $1.20 Million ▲ +3.4%
1991 0.88x $9.50 Million $10.80 Million $1.30 Million ▼ -2.1%
1990 0.90x $9.70 Million $10.80 Million $1.10 Million ▼ -1.6%
1989 0.91x $8.40 Million $9.20 Million $800.00K
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).