AmeriServ Financial Inc (ASRV) — Tangible Net Worth Ratio
AmeriServ Financial Inc (ASRV) has a Tangible Net Worth Ratio of 88.9% as of June 2026. This metric is calculated by deducting intangible assets ($13.66 Million) from net assets ($123.08 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore net asset growth rate of AmeriServ Financial Inc to track the company's year-over-year net asset growth rate.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
AmeriServ Financial Inc Tangible Net Worth Ratio (1989–2025)
This chart shows how AmeriServ Financial Inc's Tangible Net Worth Ratio has changed across 37 annual periods from 1989 to 2025. As of June 2026, the ratio stands at 88.9%, reflecting net assets of $123.08 Million with intangible assets of $13.66 Million USD. For live market cap and overall valuation, see market cap of AmeriServ Financial Inc.
Annual Tangible Net Worth Ratio for AmeriServ Financial Inc (1989–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for AmeriServ Financial Inc from 1989 to 2025, covering 37 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore ASRV capex to operating cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 100.0% | $119.31 Million | $56.00K | $1.45 Billion | ▲ +0.0 pp |
| 2024 | 99.9% | $107.25 Million | $77.00K | $1.42 Billion | ▲ +0.0 pp |
| 2023 | 99.9% | $102.28 Million | $101.00K | $1.39 Billion | ▲ +0.0 pp |
| 2022 | 99.9% | $106.18 Million | $128.00K | $1.36 Billion | ▲ +0.0 pp |
| 2021 | 99.9% | $116.55 Million | $158.00K | $1.34 Billion | ▲ +11.3 pp |
| 2020 | 88.6% | $104.40 Million | $11.94 Million | $1.28 Billion | ▲ +0.7 pp |
| 2019 | 87.9% | $98.61 Million | $11.94 Million | $1.17 Billion | ▼ -12.1 pp |
| 2018 | 100.0% | $97.98 Million | $0.00 | $1.16 Billion | ▲ +12.6 pp |
| 2017 | 87.4% | $95.10 Million | $11.94 Million | $1.17 Billion | ▼ 0.0 pp |
| 2016 | 87.5% | $95.39 Million | $11.94 Million | $1.15 Billion | ▼ -2.5 pp |
| 2015 | 90.0% | $118.97 Million | $11.94 Million | $1.15 Billion | ▲ +0.4 pp |
| 2014 | 89.6% | $114.41 Million | $11.94 Million | $1.09 Billion | ▲ +0.7 pp |
| 2013 | 88.9% | $113.31 Million | $12.61 Million | $1.06 Billion | ▲ +0.3 pp |
| 2012 | 88.6% | $110.47 Million | $12.61 Million | $1.00 Billion | ▼ -0.2 pp |
| 2011 | 88.8% | $112.35 Million | $12.61 Million | $979.08 Million | ▲ +0.9 pp |
| 2010 | 87.9% | $107.06 Million | $12.95 Million | $948.97 Million | ▼ 0.0 pp |
| 2009 | 87.9% | $107.25 Million | $12.95 Million | $970.03 Million | ▼ -12.0 pp |
| 2008 | 99.9% | $113.25 Million | $108.00K | $966.93 Million | ▲ +1.0 pp |
| 2007 | 98.9% | $90.29 Million | $973.00K | $904.88 Million | ▲ +1.1 pp |
| 2006 | 97.8% | $84.68 Million | $1.84 Million | $895.99 Million | ▲ +1.0 pp |
| 2005 | 96.8% | $84.47 Million | $2.70 Million | $880.18 Million | ▲ +1.0 pp |
| 2004 | 95.8% | $85.22 Million | $3.57 Million | $1.01 Billion | ▲ +2.2 pp |
| 2003 | 93.6% | $74.27 Million | $4.72 Million | $1.15 Billion | ▲ +1.5 pp |
| 2002 | 92.2% | $77.76 Million | $6.07 Million | $1.18 Billion | ▲ +0.6 pp |
| 2001 | 91.6% | $79.49 Million | $6.67 Million | $1.20 Billion | ▲ +29.8 pp |
| 2000 | 61.8% | $78.41 Million | $29.97 Million | $1.25 Billion | ▼ -23.4 pp |
| 1999 | 85.2% | $112.62 Million | $16.70 Million | $2.47 Billion | ▼ -2.7 pp |
| 1998 | 87.9% | $141.70 Million | $17.20 Million | $2.38 Billion | ▼ -1.2 pp |
| 1997 | 89.1% | $158.20 Million | $17.30 Million | $2.24 Billion | ▲ +0.5 pp |
| 1996 | 88.5% | $151.90 Million | $17.40 Million | $2.09 Billion | ▼ -0.3 pp |
| 1995 | 88.8% | $150.50 Million | $16.80 Million | $1.89 Billion | ▲ +1.2 pp |
| 1994 | 87.7% | $137.10 Million | $16.90 Million | $1.79 Billion | ▼ -12.3 pp |
| 1993 | 100.0% | $116.60 Million | $0.00 | $1.24 Billion | ▲ +0.0 pp |
| 1992 | 100.0% | $83.00 Million | $0.00 | $1.14 Billion | ▲ +0.0 pp |
| 1991 | 100.0% | $70.00 Million | $0.00 | $784.00 Million | ▲ +0.0 pp |
| 1990 | 100.0% | $65.10 Million | $0.00 | $774.40 Million | ▲ +0.0 pp |
| 1989 | 100.0% | $58.80 Million | $0.00 | $751.20 Million | — |