Bank Ozk Cash Flow Quality Index
Bank Ozk cash flow quality index. Bank Ozk (OZK) has a Cash Flow Quality Index of 1.22x as of June 2026. Operating cash flow of $204.95 Million exceeds net income of $167.37 Million, indicating high earnings quality where cash backs reported profits. See OZK free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Bank Ozk (1996–2025)
Cash flow quality index of Bank Ozk from 1996 to 2025. Historical Cash Flow Quality Index for Bank Ozk across 30 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Bank Ozk debt service capacity to assess how comfortably operating cash covers total debt obligations.
Bank Ozk Cash Flow Quality Index by Year (1996–2025)
Bank Ozk cash flow quality index by year from 1996 to 2025. Year-by-year earnings quality comparison for Bank Ozk. For the full cash flow conversion analysis, see OZK cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.17x | $837.73 Million | $715.48 Million | ▲ +0.5% |
| 2024 | 1.16x | $834.47 Million | $716.50 Million | ▼ -8.7% |
| 2023 | 1.28x | $881.55 Million | $690.84 Million | ▼ -5.9% |
| 2022 | 1.36x | $764.95 Million | $564.09 Million | ▲ +44.7% |
| 2021 | 0.94x | $542.66 Million | $579.03 Million | ▼ -50.4% |
| 2020 | 1.89x | $551.95 Million | $291.87 Million | ▲ +89.7% |
| 2019 | 1.00x | $424.64 Million | $425.91 Million | ▼ -41.0% |
| 2018 | 1.69x | $705.31 Million | $417.08 Million | ▲ +85.6% |
| 2017 | 0.91x | $384.48 Million | $421.94 Million | ▲ +1.7% |
| 2016 | 0.90x | $241.93 Million | $270.08 Million | ▼ -18.8% |
| 2015 | 1.10x | $201.18 Million | $182.31 Million | ▲ +35.2% |
| 2014 | 0.82x | $96.77 Million | $118.59 Million | ▲ +25.5% |
| 2013 | 0.65x | $59.32 Million | $91.27 Million | ▲ +419.1% |
| 2012 | -0.20x | $-15.70 Million | $77.06 Million | ▼ -200.2% |
| 2011 | 0.20x | $20.59 Million | $101.30 Million | ▼ -68.2% |
| 2010 | 0.64x | $40.90 Million | $63.92 Million | ▼ -42.5% |
| 2009 | 1.11x | $47.96 Million | $43.08 Million | ▼ -16.5% |
| 2008 | 1.33x | $46.28 Million | $34.70 Million | ▼ -0.8% |
| 2007 | 1.34x | $42.67 Million | $31.75 Million | ▲ +88.4% |
| 2006 | 0.71x | $22.62 Million | $31.69 Million | ▼ -29.9% |
| 2005 | 1.02x | $32.05 Million | $31.49 Million | ▼ -24.4% |
| 2004 | 1.35x | $34.84 Million | $25.88 Million | ▼ -10.0% |
| 2003 | 1.49x | $30.20 Million | $20.20 Million | ▲ +0.7% |
| 2002 | 1.48x | $21.39 Million | $14.41 Million | ▲ +171.5% |
| 2001 | 0.55x | $4.90 Million | $8.96 Million | ▼ -57.3% |
| 2000 | 1.28x | $9.78 Million | $7.63 Million | ▼ -25.3% |
| 1999 | 1.72x | $12.70 Million | $7.40 Million | ▲ +336.9% |
| 1998 | 0.39x | $2.20 Million | $5.60 Million | ▼ -49.5% |
| 1997 | 0.78x | $3.50 Million | $4.50 Million | ▼ -16.7% |
| 1996 | 0.93x | $2.80 Million | $3.00 Million | — |