Bank Ozk (OZK) — Cash Flow Quality Index
Bank Ozk (OZK) has a Cash Flow Quality Index of 1.17x as of September 2025. Operating cash flow of $215.27 Million exceeds net income of $184.57 Million, indicating high earnings quality where cash backs reported profits. Explore how much of Bank Ozk's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bank Ozk Cash Flow Quality Index (1996–2024)
Historical Cash Flow Quality Index for Bank Ozk across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible equity quality of Bank Ozk to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Bank Ozk (1996–2024)
Year-by-year earnings quality comparison for Bank Ozk. For live market cap and the full company financial profile, see Bank Ozk (OZK) market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.16x | $834.47 Million | $716.50 Million | ▼ -8.7% |
| 2023 | 1.28x | $881.55 Million | $690.84 Million | ▼ -5.9% |
| 2022 | 1.36x | $764.95 Million | $564.09 Million | ▲ +44.7% |
| 2021 | 0.94x | $542.66 Million | $579.03 Million | ▼ -50.4% |
| 2020 | 1.89x | $551.95 Million | $291.87 Million | ▲ +89.7% |
| 2019 | 1.00x | $424.64 Million | $425.91 Million | ▼ -41.0% |
| 2018 | 1.69x | $705.31 Million | $417.08 Million | ▲ +85.6% |
| 2017 | 0.91x | $384.48 Million | $421.94 Million | ▲ +1.7% |
| 2016 | 0.90x | $241.93 Million | $270.08 Million | ▼ -18.8% |
| 2015 | 1.10x | $201.18 Million | $182.31 Million | ▲ +35.2% |
| 2014 | 0.82x | $96.77 Million | $118.59 Million | ▲ +25.5% |
| 2013 | 0.65x | $59.32 Million | $91.27 Million | ▲ +419.1% |
| 2012 | -0.20x | $-15.70 Million | $77.06 Million | ▼ -200.2% |
| 2011 | 0.20x | $20.59 Million | $101.30 Million | ▼ -68.2% |
| 2010 | 0.64x | $40.90 Million | $63.92 Million | ▼ -42.5% |
| 2009 | 1.11x | $47.96 Million | $43.08 Million | ▼ -16.5% |
| 2008 | 1.33x | $46.28 Million | $34.70 Million | ▼ -0.8% |
| 2007 | 1.34x | $42.67 Million | $31.75 Million | ▲ +88.4% |
| 2006 | 0.71x | $22.62 Million | $31.69 Million | ▼ -29.9% |
| 2005 | 1.02x | $32.05 Million | $31.49 Million | ▼ -24.4% |
| 2004 | 1.35x | $34.84 Million | $25.88 Million | ▼ -10.0% |
| 2003 | 1.49x | $30.20 Million | $20.20 Million | ▲ +0.7% |
| 2002 | 1.48x | $21.39 Million | $14.41 Million | ▲ +171.5% |
| 2001 | 0.55x | $4.90 Million | $8.96 Million | ▼ -57.3% |
| 2000 | 1.28x | $9.78 Million | $7.63 Million | ▼ -25.3% |
| 1999 | 1.72x | $12.70 Million | $7.40 Million | ▲ +336.9% |
| 1998 | 0.39x | $2.20 Million | $5.60 Million | ▼ -49.5% |
| 1997 | 0.78x | $3.50 Million | $4.50 Million | ▼ -16.7% |
| 1996 | 0.93x | $2.80 Million | $3.00 Million | — |