Bank Ozk (OZK) — Cash Flow Quality Index
Bank Ozk (OZK) has a Cash Flow Quality Index of 1.17x as of September 2025. Operating cash flow of $215.27 Million exceeds net income of $184.57 Million, indicating high earnings quality where cash backs reported profits. Explore Bank Ozk (OZK) cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bank Ozk Cash Flow Quality Index (1996–2024)
Historical Cash Flow Quality Index for Bank Ozk across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Bank Ozk cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Bank Ozk (1996–2024)
Year-by-year earnings quality comparison for Bank Ozk. For live market cap and the full company financial profile, see market cap of Bank Ozk.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.16x | $834.47 Million | $716.50 Million | ▼ -8.7% |
| 2023 | 1.28x | $881.55 Million | $690.84 Million | ▼ -5.9% |
| 2022 | 1.36x | $764.95 Million | $564.09 Million | ▲ +44.7% |
| 2021 | 0.94x | $542.66 Million | $579.03 Million | ▼ -50.4% |
| 2020 | 1.89x | $551.95 Million | $291.87 Million | ▲ +89.7% |
| 2019 | 1.00x | $424.64 Million | $425.91 Million | ▼ -41.0% |
| 2018 | 1.69x | $705.31 Million | $417.08 Million | ▲ +85.6% |
| 2017 | 0.91x | $384.48 Million | $421.94 Million | ▲ +1.7% |
| 2016 | 0.90x | $241.93 Million | $270.08 Million | ▼ -18.8% |
| 2015 | 1.10x | $201.18 Million | $182.31 Million | ▲ +35.2% |
| 2014 | 0.82x | $96.77 Million | $118.59 Million | ▲ +25.5% |
| 2013 | 0.65x | $59.32 Million | $91.27 Million | ▲ +419.1% |
| 2012 | -0.20x | $-15.70 Million | $77.06 Million | ▼ -200.2% |
| 2011 | 0.20x | $20.59 Million | $101.30 Million | ▼ -68.2% |
| 2010 | 0.64x | $40.90 Million | $63.92 Million | ▼ -42.5% |
| 2009 | 1.11x | $47.96 Million | $43.08 Million | ▼ -16.5% |
| 2008 | 1.33x | $46.28 Million | $34.70 Million | ▼ -0.8% |
| 2007 | 1.34x | $42.67 Million | $31.75 Million | ▲ +88.4% |
| 2006 | 0.71x | $22.62 Million | $31.69 Million | ▼ -29.9% |
| 2005 | 1.02x | $32.05 Million | $31.49 Million | ▼ -24.4% |
| 2004 | 1.35x | $34.84 Million | $25.88 Million | ▼ -10.0% |
| 2003 | 1.49x | $30.20 Million | $20.20 Million | ▲ +0.7% |
| 2002 | 1.48x | $21.39 Million | $14.41 Million | ▲ +171.5% |
| 2001 | 0.55x | $4.90 Million | $8.96 Million | ▼ -57.3% |
| 2000 | 1.28x | $9.78 Million | $7.63 Million | ▼ -25.3% |
| 1999 | 1.72x | $12.70 Million | $7.40 Million | ▲ +336.9% |
| 1998 | 0.39x | $2.20 Million | $5.60 Million | ▼ -49.5% |
| 1997 | 0.78x | $3.50 Million | $4.50 Million | ▼ -16.7% |
| 1996 | 0.93x | $2.80 Million | $3.00 Million | — |