Bank Ozk (OZK) — Cash Flow-to-Debt Ratio
Latest as of June 2026:
0.01x
Bank Ozk (OZK) has a Cash Flow-to-Debt Ratio of 0.01x as of June 2026, meaning its operating cash flow of $204.95 Million could theoretically repay 0% of its total liabilities ($35.43 Billion) in one year. See how financially flexible is Bank Ozk to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
0.01x
Operating CF / Total Liabilities
Operating Cash Flow
$204.95 Million
USD
Total Liabilities
$35.43 Billion
USD
Data as of
Jun 2026
Most recent filing
Bank Ozk Cash Flow-to-Debt Ratio (1996–2025)
Historical debt coverage capacity for Bank Ozk across 30 annual periods. For the full cash flow conversion analysis, see OZK cash flow metrics.
Annual Cash Flow-to-Debt Ratio for Bank Ozk (1996–2025)
Year-by-year debt coverage analysis for Bank Ozk. Check how high is Bank Ozk's earnings quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $837.73 Million | $34.66 Billion | ▼ -5.7% |
| 2024 | 0.03x | $834.47 Million | $32.55 Billion | ▼ -15.4% |
| 2023 | 0.03x | $881.55 Million | $29.10 Billion | ▼ -9.0% |
| 2022 | 0.03x | $764.95 Million | $22.97 Billion | ▲ +33.1% |
| 2021 | 0.03x | $542.66 Million | $21.69 Billion | ▲ +3.7% |
| 2020 | 0.02x | $551.95 Million | $22.89 Billion | ▲ +10.2% |
| 2019 | 0.02x | $424.64 Million | $19.40 Billion | ▼ -42.2% |
| 2018 | 0.04x | $705.31 Million | $18.61 Billion | ▲ +75.5% |
| 2017 | 0.02x | $384.48 Million | $17.81 Billion | ▲ +43.6% |
| 2016 | 0.02x | $241.93 Million | $16.10 Billion | ▼ -26.2% |
| 2015 | 0.02x | $201.18 Million | $9.88 Billion | ▲ +42.4% |
| 2014 | 0.01x | $96.77 Million | $6.77 Billion | ▲ +0.3% |
| 2013 | 0.01x | $59.32 Million | $4.16 Billion | ▲ +420.7% |
| 2012 | 0.00x | $-15.70 Million | $3.53 Billion | ▼ -173.8% |
| 2011 | 0.01x | $20.59 Million | $3.42 Billion | ▼ -56.5% |
| 2010 | 0.01x | $40.90 Million | $2.95 Billion | ▼ -27.8% |
| 2009 | 0.02x | $47.96 Million | $2.50 Billion | ▲ +20.5% |
| 2008 | 0.02x | $46.28 Million | $2.91 Billion | ▼ -6.1% |
| 2007 | 0.02x | $42.67 Million | $2.52 Billion | ▲ +76.5% |
| 2006 | 0.01x | $22.62 Million | $2.35 Billion | ▼ -40.5% |
| 2005 | 0.02x | $32.05 Million | $1.99 Billion | ▼ -25.6% |
| 2004 | 0.02x | $34.84 Million | $1.61 Billion | ▼ -7.4% |
| 2003 | 0.02x | $30.20 Million | $1.29 Billion | ▲ +3.7% |
| 2002 | 0.02x | $21.39 Million | $945.68 Million | ▲ +268.2% |
| 2001 | 0.01x | $4.90 Million | $797.51 Million | ▼ -52.2% |
| 2000 | 0.01x | $9.78 Million | $761.35 Million | ▼ -25.7% |
| 1999 | 0.02x | $12.70 Million | $734.80 Million | ▲ +349.4% |
| 1998 | 0.00x | $2.20 Million | $572.00 Million | ▼ -65.2% |
| 1997 | 0.01x | $3.50 Million | $316.40 Million | ▼ -0.4% |
| 1996 | 0.01x | $2.80 Million | $252.10 Million | — |
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.