Bank Ozk (OZK) — Cash Flow Reinvestment Rate

Latest as of June 2026: 1.87x

Bank Ozk (OZK) has a Cash Flow Reinvestment Rate of 1.87x as of June 2026, reinvesting $382.45 Million (capex $15.91 Million plus investments $-366.55 Million) from operating cash flow of $204.95 Million. See OZK FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

1.87x
(Capex + Investments) / Operating CF

Total Reinvested

$382.45 Million
Capex + Investments

Operating Cash Flow

$204.95 Million
USD

Capital Expenditures

$15.91 Million
USD

Bank Ozk Cash Flow Reinvestment Rate (1996–2025)

Historical reinvestment intensity for Bank Ozk across 29 annual periods. For the full cash flow conversion analysis, see OZK operating cash flow.

Annual Cash Flow Reinvestment Rate for Bank Ozk (1996–2025)

Year-by-year capital reinvestment analysis for Bank Ozk. See OZK financial flexibility index to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.46x $388.53 Million $837.73 Million $106.00 Million ▼ -88.4%
2024 4.01x $3.35 Billion $834.47 Million $95.62 Million ▼ -37.7%
2023 6.44x $5.68 Billion $881.55 Million $29.14 Million ▲ +100.3%
2022 3.22x $2.46 Billion $764.95 Million $29.85 Million ▲ +993.0%
2021 0.29x $159.67 Million $542.66 Million $33.92 Million ▼ -86.6%
2020 2.19x $1.21 Billion $551.95 Million $49.61 Million ▲ +324.1%
2019 0.52x $219.32 Million $424.64 Million $98.69 Million ▼ -77.4%
2018 2.29x $1.61 Billion $705.31 Million $86.75 Million ▼ -67.1%
2017 6.94x $2.67 Billion $384.48 Million $38.86 Million ▼ -52.7%
2016 14.66x $3.55 Billion $241.93 Million $45.17 Million ▲ +26.7%
2015 11.57x $2.33 Billion $201.18 Million $16.80 Million ▼ -13.0%
2014 13.31x $1.29 Billion $96.77 Million $18.07 Million ▲ +29.4%
2013 10.28x $609.96 Million $59.32 Million $10.11 Million ▲ +82.8%
2011 5.63x $115.81 Million $20.59 Million $21.14 Million ▲ +1262.9%
2010 0.41x $16.88 Million $40.90 Million $16.88 Million ▲ +115.2%
2009 0.19x $9.20 Million $47.96 Million $9.20 Million ▼ -68.2%
2008 0.60x $27.90 Million $46.28 Million $27.90 Million ▲ +116.2%
2007 0.28x $11.90 Million $42.67 Million $11.90 Million ▼ -78.6%
2006 1.30x $29.46 Million $22.62 Million $29.46 Million ▲ +54.8%
2005 0.84x $26.97 Million $32.05 Million $26.97 Million ▲ +68.3%
2004 0.50x $17.42 Million $34.84 Million $17.42 Million ▲ +23.3%
2003 0.41x $12.25 Million $30.20 Million $12.25 Million ▲ +15.7%
2002 0.35x $7.50 Million $21.39 Million $7.50 Million ▼ -57.6%
2001 0.83x $4.05 Million $4.90 Million $4.05 Million ▲ +414.5%
2000 0.16x $1.57 Million $9.78 Million $1.57 Million ▼ -59.2%
1999 0.39x $5.00 Million $12.70 Million $5.00 Million ▼ -93.9%
1998 6.41x $14.10 Million $2.20 Million $14.10 Million ▲ +207.3%
1997 2.09x $7.30 Million $3.50 Million $7.30 Million ▲ +484.0%
1996 0.36x $1.00 Million $2.80 Million $1.00 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow