Bank Ozk (OZK) — Working Capital to Net Assets Ratio
Bank Ozk (OZK) has a Working Capital to Net Assets ratio of -496.7% as of September 2025. Working capital of $-30.27 Billion (current assets of $3.72 Billion minus current liabilities of $33.98 Billion) is measured against net assets of $6.09 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See Bank Ozk free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Bank Ozk Working Capital to Net Assets (1996–2025)
This chart shows how Bank Ozk's Working Capital to Net Assets ratio has evolved across 28 annual periods from 1996 to 2025. As of September 2025, the ratio stands at -496.7%, reflecting working capital of $-30.27 Billion against net assets of $6.09 Billion USD. See OZK days of operational coverage to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for Bank Ozk (1996–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Bank Ozk from 1996 to 2025, covering 28 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see market cap of Bank Ozk.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -12.5% | $-766.39 Million | $6.13 Billion | $3.07 Billion | $3.83 Billion | ▲ +469.8 pp |
| 2024 | -482.3% | $-27.52 Billion | $5.71 Billion | $3.52 Billion | $31.04 Billion | ▼ -57.4 pp |
| 2023 | -424.9% | $-21.84 Billion | $5.14 Billion | $5.56 Billion | $27.41 Billion | ▼ -60.7 pp |
| 2022 | -364.2% | $-17.08 Billion | $4.69 Billion | $4.65 Billion | $21.73 Billion | ▼ -67.7 pp |
| 2021 | -296.5% | $-14.35 Billion | $4.84 Billion | $6.05 Billion | $20.40 Billion | ▲ +73.6 pp |
| 2020 | -370.1% | $-15.82 Billion | $4.28 Billion | $5.89 Billion | $21.71 Billion | ▼ -457.4 pp |
| 2019 | 87.3% | $3.63 Billion | $4.15 Billion | $3.85 Billion | $221.79 Million | ▼ -390.9 pp |
| 2018 | 478.2% | $18.05 Billion | $3.77 Billion | $18.26 Billion | $216.35 Million | ▼ -19.4 pp |
| 2017 | 497.7% | $17.24 Billion | $3.46 Billion | $17.42 Billion | $186.16 Million | ▲ +974.3 pp |
| 2016 | -476.7% | $-13.32 Billion | $2.79 Billion | $2.39 Billion | $15.71 Billion | ▼ -11.4 pp |
| 2013 | -465.3% | $-2.92 Billion | $628.43 Million | $879.72 Million | $3.80 Billion | ▲ +12.7 pp |
| 2012 | -477.9% | $-2.44 Billion | $511.11 Million | $715.43 Million | $3.16 Billion | ▲ +124.0 pp |
| 2011 | -601.9% | $-2.56 Billion | $424.55 Million | $510.70 Million | $3.07 Billion | ▲ +129.5 pp |
| 2010 | -731.4% | $-2.37 Billion | $323.77 Million | $216.04 Million | $2.58 Billion | ▼ -4.6 pp |
| 2009 | -726.8% | $-1.98 Billion | $272.47 Million | $93.05 Million | $2.07 Billion | ▲ +0.8 pp |
| 2008 | -727.5% | $-2.38 Billion | $327.60 Million | $59.86 Million | $2.44 Billion | ▲ +327.8 pp |
| 2007 | -1055.4% | $-2.05 Billion | $194.26 Million | $64.94 Million | $2.12 Billion | ▲ +115.1 pp |
| 2006 | -1170.5% | $-2.04 Billion | $174.63 Million | $60.12 Million | $2.10 Billion | ▼ -105.7 pp |
| 2005 | -1064.8% | $-1.59 Billion | $149.40 Million | $54.39 Million | $1.65 Billion | ▲ +61.1 pp |
| 2004 | -1125.9% | $-1.37 Billion | $121.41 Million | $50.11 Million | $1.42 Billion | ▼ -45.7 pp |
| 2003 | -1080.2% | $-1.06 Billion | $98.49 Million | $35.86 Million | $1.10 Billion | ▼ -209.5 pp |
| 2002 | -870.7% | $-785.11 Million | $90.17 Million | $31.21 Million | $816.32 Million | ▲ +23.7 pp |
| 2001 | -894.4% | $-660.67 Million | $73.87 Million | $37.15 Million | $697.82 Million | ▲ +124.4 pp |
| 2000 | -1018.8% | $-668.34 Million | $65.60 Million | $29.43 Million | $697.78 Million | ▼ -77.5 pp |
| 1999 | -941.3% | $-576.10 Million | $61.20 Million | $31.80 Million | $607.90 Million | ▲ +394.1 pp |
| 1998 | -1335.4% | $-539.50 Million | $40.40 Million | $20.50 Million | $560.00 Million | ▼ -516.3 pp |
| 1997 | -819.0% | $-292.40 Million | $35.70 Million | $18.60 Million | $311.00 Million | ▲ +463.7 pp |
| 1996 | -1282.7% | $-237.30 Million | $18.50 Million | $9.40 Million | $246.70 Million | — |