Bank Ozk (OZK) — Free Cash Flow Generation Index
Latest as of June 2026:
0.92x
Bank Ozk (OZK) has a Free Cash Flow Generation Index of 0.92x as of June 2026. Free cash flow of $189.04 Million represents 1% of operating cash flow ($204.95 Million). Explore Bank Ozk (OZK) capital reinvestment to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
0.92x
Free Cash Flow / Operating CF
Free Cash Flow
$189.04 Million
USD
Operating Cash Flow
$204.95 Million
USD
Capital Expenditures
$15.91 Million
USD
Bank Ozk Free Cash Flow Generation Index (1996–2025)
Historical FCF Generation Index trend for Bank Ozk across 29 annual periods. For the full cash flow conversion analysis, see Bank Ozk cash flow conversion.
Annual Free Cash Flow Generation for Bank Ozk (1996–2025)
Year-by-year Free Cash Flow Generation Index for Bank Ozk. Check OZK total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.87x | $731.73 Million | $837.73 Million | $106.00 Million | ▼ -1.3% |
| 2024 | 0.89x | $738.85 Million | $834.47 Million | $95.62 Million | ▼ -8.4% |
| 2023 | 0.97x | $852.41 Million | $881.55 Million | $29.14 Million | ▲ +0.6% |
| 2022 | 0.96x | $735.09 Million | $764.95 Million | $29.85 Million | ▲ +2.5% |
| 2021 | 0.94x | $508.74 Million | $542.66 Million | $33.92 Million | ▲ +3.0% |
| 2020 | 0.91x | $502.34 Million | $551.95 Million | $49.61 Million | ▲ +18.6% |
| 2019 | 0.77x | $325.95 Million | $424.64 Million | $98.69 Million | ▼ -12.5% |
| 2018 | 0.88x | $618.56 Million | $705.31 Million | $86.75 Million | ▼ -2.4% |
| 2017 | 0.90x | $345.62 Million | $384.48 Million | $38.86 Million | ▲ +10.5% |
| 2016 | 0.81x | $196.76 Million | $241.93 Million | $45.17 Million | ▼ -11.3% |
| 2015 | 0.92x | $184.37 Million | $201.18 Million | $16.80 Million | ▲ +12.7% |
| 2014 | 0.81x | $78.70 Million | $96.77 Million | $18.07 Million | ▼ -2.0% |
| 2013 | 0.83x | $49.21 Million | $59.32 Million | $10.11 Million | ▲ +3205.5% |
| 2011 | -0.03x | $-550.00K | $20.59 Million | $21.14 Million | ▼ -104.5% |
| 2010 | 0.59x | $24.02 Million | $40.90 Million | $16.88 Million | ▼ -27.3% |
| 2009 | 0.81x | $38.76 Million | $47.96 Million | $9.20 Million | ▲ +105.7% |
| 2008 | 0.39x | $18.18 Million | $46.28 Million | $27.90 Million | ▼ -45.5% |
| 2007 | 0.72x | $30.77 Million | $42.67 Million | $11.90 Million | ▲ +338.4% |
| 2006 | -0.30x | $-6.84 Million | $22.62 Million | $29.46 Million | ▼ -290.5% |
| 2005 | 0.16x | $5.09 Million | $32.05 Million | $26.97 Million | ▼ -68.3% |
| 2004 | 0.50x | $17.42 Million | $34.84 Million | $17.42 Million | ▼ -15.9% |
| 2003 | 0.59x | $17.95 Million | $30.20 Million | $12.25 Million | ▼ -8.5% |
| 2002 | 0.65x | $13.89 Million | $21.39 Million | $7.50 Million | ▲ +273.5% |
| 2001 | 0.17x | $852.00K | $4.90 Million | $4.05 Million | ▼ -79.3% |
| 2000 | 0.84x | $8.21 Million | $9.78 Million | $1.57 Million | ▲ +38.4% |
| 1999 | 0.61x | $7.70 Million | $12.70 Million | $5.00 Million | ▲ +111.2% |
| 1998 | -5.41x | $-11.90 Million | $2.20 Million | $14.10 Million | ▼ -398.2% |
| 1997 | -1.09x | $-3.80 Million | $3.50 Million | $7.30 Million | ▼ -268.9% |
| 1996 | 0.64x | $1.80 Million | $2.80 Million | $1.00 Million | — |
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).