Bank Ozk (OZK) — Free Cash Flow Generation Index
Latest as of September 2025:
0.86x
Bank Ozk (OZK) has a Free Cash Flow Generation Index of 0.86x as of September 2025. Free cash flow of $186.00 Million represents 1% of operating cash flow ($215.27 Million). See working capital position of Bank Ozk to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
0.86x
Free Cash Flow / Operating CF
Free Cash Flow
$186.00 Million
USD
Operating Cash Flow
$215.27 Million
USD
Capital Expenditures
$29.28 Million
USD
Bank Ozk Free Cash Flow Generation Index (1996–2024)
Historical FCF Generation Index trend for Bank Ozk across 28 annual periods. Explore OZK debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Bank Ozk (1996–2024)
Year-by-year Free Cash Flow Generation Index for Bank Ozk. For the full company profile including market capitalisation, see Bank Ozk market capitalisation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.89x | $738.85 Million | $834.47 Million | $95.62 Million | ▼ -8.4% |
| 2023 | 0.97x | $852.41 Million | $881.55 Million | $29.14 Million | ▲ +0.6% |
| 2022 | 0.96x | $735.09 Million | $764.95 Million | $29.85 Million | ▲ +2.5% |
| 2021 | 0.94x | $508.74 Million | $542.66 Million | $33.92 Million | ▲ +3.0% |
| 2020 | 0.91x | $502.34 Million | $551.95 Million | $49.61 Million | ▲ +18.6% |
| 2019 | 0.77x | $325.95 Million | $424.64 Million | $98.69 Million | ▼ -12.5% |
| 2018 | 0.88x | $618.56 Million | $705.31 Million | $86.75 Million | ▼ -2.4% |
| 2017 | 0.90x | $345.62 Million | $384.48 Million | $38.86 Million | ▲ +10.5% |
| 2016 | 0.81x | $196.76 Million | $241.93 Million | $45.17 Million | ▼ -11.3% |
| 2015 | 0.92x | $184.37 Million | $201.18 Million | $16.80 Million | ▲ +12.7% |
| 2014 | 0.81x | $78.70 Million | $96.77 Million | $18.07 Million | ▼ -2.0% |
| 2013 | 0.83x | $49.21 Million | $59.32 Million | $10.11 Million | ▲ +3205.5% |
| 2011 | -0.03x | $-550.00K | $20.59 Million | $21.14 Million | ▼ -104.5% |
| 2010 | 0.59x | $24.02 Million | $40.90 Million | $16.88 Million | ▼ -27.3% |
| 2009 | 0.81x | $38.76 Million | $47.96 Million | $9.20 Million | ▲ +105.7% |
| 2008 | 0.39x | $18.18 Million | $46.28 Million | $27.90 Million | ▼ -45.5% |
| 2007 | 0.72x | $30.77 Million | $42.67 Million | $11.90 Million | ▲ +338.4% |
| 2006 | -0.30x | $-6.84 Million | $22.62 Million | $29.46 Million | ▼ -290.5% |
| 2005 | 0.16x | $5.09 Million | $32.05 Million | $26.97 Million | ▼ -68.3% |
| 2004 | 0.50x | $17.42 Million | $34.84 Million | $17.42 Million | ▼ -15.9% |
| 2003 | 0.59x | $17.95 Million | $30.20 Million | $12.25 Million | ▼ -8.5% |
| 2002 | 0.65x | $13.89 Million | $21.39 Million | $7.50 Million | ▲ +273.5% |
| 2001 | 0.17x | $852.00K | $4.90 Million | $4.05 Million | ▼ -79.3% |
| 2000 | 0.84x | $8.21 Million | $9.78 Million | $1.57 Million | ▲ +38.4% |
| 1999 | 0.61x | $7.70 Million | $12.70 Million | $5.00 Million | ▲ +111.2% |
| 1998 | -5.41x | $-11.90 Million | $2.20 Million | $14.10 Million | ▼ -398.2% |
| 1997 | -1.09x | $-3.80 Million | $3.50 Million | $7.30 Million | ▼ -268.9% |
| 1996 | 0.64x | $1.80 Million | $2.80 Million | $1.00 Million | — |
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).