Bank Ozk (OZK) — Net Asset Quality Index
Bank Ozk (OZK) has a Net Asset Quality Index of 15.1% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $41.70 Billion minus total liabilities of $35.43 Billion yields net assets of $6.28 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read debt load of Bank Ozk for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Bank Ozk Net Asset Quality Index Over Time (1996–2025)
This chart shows how Bank Ozk's Net Asset Quality Index has evolved across 30 annual periods from 1996 to 2025. As of June 2026, the index stands at 15.1%, representing net assets of $6.28 Billion against total assets of $41.70 Billion USD. For live market cap and overall valuation, see how much is Bank Ozk worth.
Annual Net Asset Quality Index for Bank Ozk (1996–2025)
The table below presents the year-by-year Net Asset Quality Index for Bank Ozk from 1996 to 2025, covering 30 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check OZK capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 15.0% | $6.13 Billion | $40.79 Billion | $34.66 Billion | ▲ +0.1 pp |
| 2024 | 14.9% | $5.71 Billion | $38.26 Billion | $32.55 Billion | ▼ -0.1 pp |
| 2023 | 15.0% | $5.14 Billion | $34.24 Billion | $29.10 Billion | ▼ -1.9 pp |
| 2022 | 17.0% | $4.69 Billion | $27.66 Billion | $22.97 Billion | ▼ -1.3 pp |
| 2021 | 18.2% | $4.84 Billion | $26.53 Billion | $21.69 Billion | ▲ +2.5 pp |
| 2020 | 15.7% | $4.28 Billion | $27.16 Billion | $22.89 Billion | ▼ -1.9 pp |
| 2019 | 17.6% | $4.15 Billion | $23.56 Billion | $19.40 Billion | ▲ +0.8 pp |
| 2018 | 16.9% | $3.77 Billion | $22.39 Billion | $18.61 Billion | ▲ +0.6 pp |
| 2017 | 16.3% | $3.46 Billion | $21.28 Billion | $17.81 Billion | ▲ +1.5 pp |
| 2016 | 14.8% | $2.79 Billion | $18.89 Billion | $16.10 Billion | ▲ +14.8 pp |
| 2015 | 0.0% | $0.00 | $9.88 Billion | $9.88 Billion | ▲ +0.0 pp |
| 2014 | 0.0% | $0.00 | $6.77 Billion | $6.77 Billion | ▼ -13.1 pp |
| 2013 | 13.1% | $628.43 Million | $4.79 Billion | $4.16 Billion | ▲ +0.5 pp |
| 2012 | 12.7% | $511.11 Million | $4.04 Billion | $3.53 Billion | ▲ +1.6 pp |
| 2011 | 11.1% | $424.55 Million | $3.84 Billion | $3.42 Billion | ▲ +1.2 pp |
| 2010 | 9.9% | $323.77 Million | $3.27 Billion | $2.95 Billion | ▲ +0.1 pp |
| 2009 | 9.8% | $272.47 Million | $2.77 Billion | $2.50 Billion | ▼ -0.3 pp |
| 2008 | 10.1% | $327.60 Million | $3.23 Billion | $2.91 Billion | ▲ +3.0 pp |
| 2007 | 7.2% | $194.26 Million | $2.71 Billion | $2.52 Billion | ▲ +0.3 pp |
| 2006 | 6.9% | $174.63 Million | $2.53 Billion | $2.35 Billion | ▼ -0.1 pp |
| 2005 | 7.0% | $149.40 Million | $2.13 Billion | $1.99 Billion | ▼ 0.0 pp |
| 2004 | 7.0% | $121.41 Million | $1.73 Billion | $1.61 Billion | ▼ -0.1 pp |
| 2003 | 7.1% | $98.49 Million | $1.39 Billion | $1.29 Billion | ▼ -1.6 pp |
| 2002 | 8.7% | $90.17 Million | $1.04 Billion | $945.68 Million | ▲ +0.2 pp |
| 2001 | 8.5% | $73.87 Million | $871.38 Million | $797.51 Million | ▲ +0.5 pp |
| 2000 | 7.9% | $65.60 Million | $826.95 Million | $761.35 Million | ▲ +0.2 pp |
| 1999 | 7.7% | $61.20 Million | $796.00 Million | $734.80 Million | ▲ +1.1 pp |
| 1998 | 6.6% | $40.40 Million | $612.40 Million | $572.00 Million | ▼ -3.5 pp |
| 1997 | 10.1% | $35.70 Million | $352.10 Million | $316.40 Million | ▲ +3.3 pp |
| 1996 | 6.8% | $18.50 Million | $270.60 Million | $252.10 Million | — |