Bank Ozk Net Asset Quality Index

Latest as of June 2026: 15.1%

Bank Ozk net asset quality index. Bank Ozk (OZK) has a Net Asset Quality Index of 15.1% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $41.70 Billion minus total liabilities of $35.43 Billion yields net assets of $6.28 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See Bank Ozk book value and equity for net asset value and shareholders' equity analysis.

Quality Index

15.1%
Equity / Total Assets

Net Assets

$6.28 Billion
USD

Total Assets

$41.70 Billion
USD

Total Liabilities

$35.43 Billion
USD

Net Asset Quality Index of Bank Ozk (1996–2025)

Net asset quality index of Bank Ozk from 1996 to 2025. This chart shows how Bank Ozk's Net Asset Quality Index has evolved across 30 annual periods from 1996 to 2025. As of June 2026, the index stands at 15.1%, representing net assets of $6.28 Billion against total assets of $41.70 Billion USD. Check how strategically is Bank Ozk's equity deployed to assess the company's strategic physical and investment asset allocation.

Bank Ozk Net Asset Quality Index by Year (1996–2025)

Bank Ozk net asset quality index by year from 1996 to 2025. The table below presents the year-by-year Net Asset Quality Index for Bank Ozk from 1996 to 2025, covering 30 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see OZK stock market capitalisation.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 15.0% $6.13 Billion $40.79 Billion $34.66 Billion ▲ +0.1 pp
2024 14.9% $5.71 Billion $38.26 Billion $32.55 Billion ▼ -0.1 pp
2023 15.0% $5.14 Billion $34.24 Billion $29.10 Billion ▼ -1.9 pp
2022 17.0% $4.69 Billion $27.66 Billion $22.97 Billion ▼ -1.3 pp
2021 18.2% $4.84 Billion $26.53 Billion $21.69 Billion ▲ +2.5 pp
2020 15.7% $4.28 Billion $27.16 Billion $22.89 Billion ▼ -1.9 pp
2019 17.6% $4.15 Billion $23.56 Billion $19.40 Billion ▲ +0.8 pp
2018 16.9% $3.77 Billion $22.39 Billion $18.61 Billion ▲ +0.6 pp
2017 16.3% $3.46 Billion $21.28 Billion $17.81 Billion ▲ +1.5 pp
2016 14.8% $2.79 Billion $18.89 Billion $16.10 Billion ▲ +14.8 pp
2015 0.0% $0.00 $9.88 Billion $9.88 Billion ▲ +0.0 pp
2014 0.0% $0.00 $6.77 Billion $6.77 Billion ▼ -13.1 pp
2013 13.1% $628.43 Million $4.79 Billion $4.16 Billion ▲ +0.5 pp
2012 12.7% $511.11 Million $4.04 Billion $3.53 Billion ▲ +1.6 pp
2011 11.1% $424.55 Million $3.84 Billion $3.42 Billion ▲ +1.2 pp
2010 9.9% $323.77 Million $3.27 Billion $2.95 Billion ▲ +0.1 pp
2009 9.8% $272.47 Million $2.77 Billion $2.50 Billion ▼ -0.3 pp
2008 10.1% $327.60 Million $3.23 Billion $2.91 Billion ▲ +3.0 pp
2007 7.2% $194.26 Million $2.71 Billion $2.52 Billion ▲ +0.3 pp
2006 6.9% $174.63 Million $2.53 Billion $2.35 Billion ▼ -0.1 pp
2005 7.0% $149.40 Million $2.13 Billion $1.99 Billion ▼ 0.0 pp
2004 7.0% $121.41 Million $1.73 Billion $1.61 Billion ▼ -0.1 pp
2003 7.1% $98.49 Million $1.39 Billion $1.29 Billion ▼ -1.6 pp
2002 8.7% $90.17 Million $1.04 Billion $945.68 Million ▲ +0.2 pp
2001 8.5% $73.87 Million $871.38 Million $797.51 Million ▲ +0.5 pp
2000 7.9% $65.60 Million $826.95 Million $761.35 Million ▲ +0.2 pp
1999 7.7% $61.20 Million $796.00 Million $734.80 Million ▲ +1.1 pp
1998 6.6% $40.40 Million $612.40 Million $572.00 Million ▼ -3.5 pp
1997 10.1% $35.70 Million $352.10 Million $316.40 Million ▲ +3.3 pp
1996 6.8% $18.50 Million $270.60 Million $252.10 Million —
pp = percentage points