Bank Ozk (OZK) — Financial Flexibility Index
Bank Ozk (OZK) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $244.55 Million (operating CF $215.27 Million minus capex $29.28 Million) represents 0% of total liabilities ($35.51 Billion). Check OZK strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Ozk Financial Flexibility Index (1996–2024)
Historical Financial Flexibility Index trend for Bank Ozk across 29 annual periods. See working capital position of Bank Ozk to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Bank Ozk (1996–2024)
Year-by-year free cash flow to debt coverage for Bank Ozk. For the full company profile including market capitalisation, see Bank Ozk (OZK) market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.03x | $930.08 Million | $834.47 Million | $32.55 Billion | ▼ -8.7% |
| 2023 | 0.03x | $910.69 Million | $881.55 Million | $29.10 Billion | ▼ -9.6% |
| 2022 | 0.03x | $794.80 Million | $764.95 Million | $22.97 Billion | ▲ +30.2% |
| 2021 | 0.03x | $576.58 Million | $542.66 Million | $21.69 Billion | ▲ +1.1% |
| 2020 | 0.03x | $601.55 Million | $551.95 Million | $22.89 Billion | ▼ -2.6% |
| 2019 | 0.03x | $523.34 Million | $424.64 Million | $19.40 Billion | ▼ -36.6% |
| 2018 | 0.04x | $792.07 Million | $705.31 Million | $18.61 Billion | ▲ +79.0% |
| 2017 | 0.02x | $423.34 Million | $384.48 Million | $17.81 Billion | ▲ +33.2% |
| 2016 | 0.02x | $287.10 Million | $241.93 Million | $16.10 Billion | ▼ -19.2% |
| 2015 | 0.02x | $217.98 Million | $201.18 Million | $9.88 Billion | ▲ +30.0% |
| 2014 | 0.02x | $114.83 Million | $96.77 Million | $6.77 Billion | ▲ +1.7% |
| 2013 | 0.02x | $69.42 Million | $59.32 Million | $4.16 Billion | ▲ +93.8% |
| 2012 | 0.01x | $30.40 Million | $-15.70 Million | $3.53 Billion | ▼ -29.5% |
| 2011 | 0.01x | $41.73 Million | $20.59 Million | $3.42 Billion | ▼ -37.6% |
| 2010 | 0.02x | $57.78 Million | $40.90 Million | $2.95 Billion | ▼ -14.4% |
| 2009 | 0.02x | $57.16 Million | $47.96 Million | $2.50 Billion | ▼ -10.4% |
| 2008 | 0.03x | $74.18 Million | $46.28 Million | $2.91 Billion | ▲ +17.7% |
| 2007 | 0.02x | $54.57 Million | $42.67 Million | $2.52 Billion | ▼ -1.9% |
| 2006 | 0.02x | $52.07 Million | $22.62 Million | $2.35 Billion | ▼ -25.6% |
| 2005 | 0.03x | $59.02 Million | $32.05 Million | $1.99 Billion | ▼ -8.7% |
| 2004 | 0.03x | $52.26 Million | $34.84 Million | $1.61 Billion | ▼ -1.2% |
| 2003 | 0.03x | $42.45 Million | $30.20 Million | $1.29 Billion | ▲ +7.9% |
| 2002 | 0.03x | $28.89 Million | $21.39 Million | $945.68 Million | ▲ +172.3% |
| 2001 | 0.01x | $8.95 Million | $4.90 Million | $797.51 Million | ▼ -24.7% |
| 2000 | 0.01x | $11.35 Million | $9.78 Million | $761.35 Million | ▼ -38.1% |
| 1999 | 0.02x | $17.70 Million | $12.70 Million | $734.80 Million | ▼ -15.5% |
| 1998 | 0.03x | $16.30 Million | $2.20 Million | $572.00 Million | ▼ -16.5% |
| 1997 | 0.03x | $10.80 Million | $3.50 Million | $316.40 Million | ▲ +126.5% |
| 1996 | 0.02x | $3.80 Million | $2.80 Million | $252.10 Million | — |