Bank Ozk (OZK) — Financial Flexibility Index
Bank Ozk (OZK) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $244.55 Million (operating CF $215.27 Million minus capex $29.28 Million) represents 0% of total liabilities ($35.51 Billion). Also explore Bank Ozk annual equity growth to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Ozk Financial Flexibility Index (1996–2024)
Historical Financial Flexibility Index trend for Bank Ozk across 29 annual periods. Check OZK strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Bank Ozk (1996–2024)
Year-by-year free cash flow to debt coverage for Bank Ozk. For the full company profile including market capitalisation, see OZK stock market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.03x | $930.08 Million | $834.47 Million | $32.55 Billion | ▼ -8.7% |
| 2023 | 0.03x | $910.69 Million | $881.55 Million | $29.10 Billion | ▼ -9.6% |
| 2022 | 0.03x | $794.80 Million | $764.95 Million | $22.97 Billion | ▲ +30.2% |
| 2021 | 0.03x | $576.58 Million | $542.66 Million | $21.69 Billion | ▲ +1.1% |
| 2020 | 0.03x | $601.55 Million | $551.95 Million | $22.89 Billion | ▼ -2.6% |
| 2019 | 0.03x | $523.34 Million | $424.64 Million | $19.40 Billion | ▼ -36.6% |
| 2018 | 0.04x | $792.07 Million | $705.31 Million | $18.61 Billion | ▲ +79.0% |
| 2017 | 0.02x | $423.34 Million | $384.48 Million | $17.81 Billion | ▲ +33.2% |
| 2016 | 0.02x | $287.10 Million | $241.93 Million | $16.10 Billion | ▼ -19.2% |
| 2015 | 0.02x | $217.98 Million | $201.18 Million | $9.88 Billion | ▲ +30.0% |
| 2014 | 0.02x | $114.83 Million | $96.77 Million | $6.77 Billion | ▲ +1.7% |
| 2013 | 0.02x | $69.42 Million | $59.32 Million | $4.16 Billion | ▲ +93.8% |
| 2012 | 0.01x | $30.40 Million | $-15.70 Million | $3.53 Billion | ▼ -29.5% |
| 2011 | 0.01x | $41.73 Million | $20.59 Million | $3.42 Billion | ▼ -37.6% |
| 2010 | 0.02x | $57.78 Million | $40.90 Million | $2.95 Billion | ▼ -14.4% |
| 2009 | 0.02x | $57.16 Million | $47.96 Million | $2.50 Billion | ▼ -10.4% |
| 2008 | 0.03x | $74.18 Million | $46.28 Million | $2.91 Billion | ▲ +17.7% |
| 2007 | 0.02x | $54.57 Million | $42.67 Million | $2.52 Billion | ▼ -1.9% |
| 2006 | 0.02x | $52.07 Million | $22.62 Million | $2.35 Billion | ▼ -25.6% |
| 2005 | 0.03x | $59.02 Million | $32.05 Million | $1.99 Billion | ▼ -8.7% |
| 2004 | 0.03x | $52.26 Million | $34.84 Million | $1.61 Billion | ▼ -1.2% |
| 2003 | 0.03x | $42.45 Million | $30.20 Million | $1.29 Billion | ▲ +7.9% |
| 2002 | 0.03x | $28.89 Million | $21.39 Million | $945.68 Million | ▲ +172.3% |
| 2001 | 0.01x | $8.95 Million | $4.90 Million | $797.51 Million | ▼ -24.7% |
| 2000 | 0.01x | $11.35 Million | $9.78 Million | $761.35 Million | ▼ -38.1% |
| 1999 | 0.02x | $17.70 Million | $12.70 Million | $734.80 Million | ▼ -15.5% |
| 1998 | 0.03x | $16.30 Million | $2.20 Million | $572.00 Million | ▼ -16.5% |
| 1997 | 0.03x | $10.80 Million | $3.50 Million | $316.40 Million | ▲ +126.5% |
| 1996 | 0.02x | $3.80 Million | $2.80 Million | $252.10 Million | — |