Carter Bank and Trust (CARE) — Cash Flow-to-Debt Ratio
Carter Bank and Trust (CARE) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $11.81 Million could theoretically repay 0% of its total liabilities ($4.43 Billion) in one year. See CARE financial flexibility score to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Carter Bank and Trust Cash Flow-to-Debt Ratio (2007–2024)
Historical debt coverage capacity for Carter Bank and Trust across 18 annual periods. For the full cash flow conversion analysis, see Carter Bank and Trust cash conversion from operations.
Annual Cash Flow-to-Debt Ratio for Carter Bank and Trust (2007–2024)
Year-by-year debt coverage analysis for Carter Bank and Trust. Check cash flow quality index of Carter Bank and Trust to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $36.94 Million | $4.27 Billion | ▼ -23.1% |
| 2023 | 0.01x | $46.73 Million | $4.16 Billion | ▼ -38.5% |
| 2022 | 0.02x | $70.79 Million | $3.88 Billion | ▼ -12.2% |
| 2021 | 0.02x | $77.54 Million | $3.73 Billion | ▲ +909.9% |
| 2020 | 0.00x | $7.70 Million | $3.74 Billion | ▼ -81.0% |
| 2019 | 0.01x | $38.29 Million | $3.53 Billion | ▼ -21.0% |
| 2018 | 0.01x | $49.40 Million | $3.60 Billion | ▲ +14.0% |
| 2017 | 0.01x | $44.26 Million | $3.68 Billion | ▲ +49.9% |
| 2016 | 0.01x | $32.66 Million | $4.07 Billion | ▼ -33.2% |
| 2015 | 0.01x | $53.66 Million | $4.47 Billion | ▲ +15.9% |
| 2014 | 0.01x | $43.85 Million | $4.23 Billion | ▲ +20.3% |
| 2013 | 0.01x | $36.92 Million | $4.29 Billion | ▼ -21.5% |
| 2012 | 0.01x | $44.77 Million | $4.08 Billion | ▲ +10.3% |
| 2011 | 0.01x | $36.10 Million | $3.63 Billion | ▼ -23.7% |
| 2010 | 0.01x | $44.06 Million | $3.38 Billion | ▲ +575.0% |
| 2009 | 0.00x | $5.94 Million | $3.08 Billion | ▼ -77.3% |
| 2008 | 0.01x | $21.27 Million | $2.50 Billion | ▼ -13.6% |
| 2007 | 0.01x | $23.27 Million | $2.36 Billion | — |