Carter Bank and Trust (CARE) — Financial Flexibility Index

Latest as of September 2025: 0.00x

Carter Bank and Trust (CARE) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $13.35 Million (operating CF $11.81 Million minus capex $1.54 Million) represents 0% of total liabilities ($4.43 Billion). Also explore Carter Bank and Trust equity growth rate to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$13.35 Million
Operating CF − Capex

Total Liabilities

$4.43 Billion
USD

Capital Expenditures

$1.54 Million
USD

Carter Bank and Trust Financial Flexibility Index (2007–2024)

Historical Financial Flexibility Index trend for Carter Bank and Trust across 18 annual periods. Check CARE strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Carter Bank and Trust (2007–2024)

Year-by-year free cash flow to debt coverage for Carter Bank and Trust. For the full company profile including market capitalisation, see market cap of Carter Bank and Trust.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.01x $45.07 Million $36.94 Million $4.27 Billion ▼ -22.4%
2023 0.01x $56.53 Million $46.73 Million $4.16 Billion ▼ -31.3%
2022 0.02x $76.68 Million $70.79 Million $3.88 Billion ▼ -14.3%
2021 0.02x $86.02 Million $77.54 Million $3.73 Billion ▲ +384.3%
2020 0.00x $17.82 Million $7.70 Million $3.74 Billion ▼ -64.0%
2019 0.01x $46.74 Million $38.29 Million $3.53 Billion ▼ -25.5%
2018 0.02x $64.02 Million $49.40 Million $3.60 Billion ▲ +36.8%
2017 0.01x $47.80 Million $44.26 Million $3.68 Billion ▲ +57.8%
2016 0.01x $33.50 Million $32.66 Million $4.07 Billion ▼ -32.2%
2015 0.01x $54.26 Million $53.66 Million $4.47 Billion ▲ +14.3%
2014 0.01x $44.95 Million $43.85 Million $4.23 Billion ▲ +19.3%
2013 0.01x $38.16 Million $36.92 Million $4.29 Billion ▼ -18.9%
2012 0.01x $44.82 Million $44.77 Million $4.08 Billion ▲ +8.3%
2011 0.01x $36.80 Million $36.10 Million $3.63 Billion ▼ -25.7%
2010 0.01x $46.14 Million $44.06 Million $3.38 Billion ▲ +452.1%
2009 0.00x $7.61 Million $5.94 Million $3.08 Billion ▼ -89.0%
2008 0.02x $56.09 Million $21.27 Million $2.50 Billion ▲ +101.4%
2007 0.01x $26.34 Million $23.27 Million $2.36 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities