Carter Bank and Trust Financial Flexibility Index
Carter Bank and Trust financial flexibility index. Carter Bank and Trust (CARE) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $13.35 Million (operating CF $11.81 Million minus capex $1.54 Million) represents 0% of total liabilities ($4.43 Billion). See cash generation quality of Carter Bank and Trust to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Carter Bank and Trust (2007–2024)
Financial flexibility index of Carter Bank and Trust from 2007 to 2024. Historical Financial Flexibility Index trend for Carter Bank and Trust across 18 annual periods. Check Carter Bank and Trust earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
Carter Bank and Trust Financial Flexibility Index by Year (2007–2024)
Carter Bank and Trust financial flexibility index by year from 2007 to 2024. Year-by-year free cash flow to debt coverage for Carter Bank and Trust. For the full cash flow conversion analysis, see how efficiently does Carter Bank and Trust generate cash.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $45.07 Million | $36.94 Million | $4.27 Billion | ▼ -22.4% |
| 2023 | 0.01x | $56.53 Million | $46.73 Million | $4.16 Billion | ▼ -31.3% |
| 2022 | 0.02x | $76.68 Million | $70.79 Million | $3.88 Billion | ▼ -14.3% |
| 2021 | 0.02x | $86.02 Million | $77.54 Million | $3.73 Billion | ▲ +384.3% |
| 2020 | 0.00x | $17.82 Million | $7.70 Million | $3.74 Billion | ▼ -64.0% |
| 2019 | 0.01x | $46.74 Million | $38.29 Million | $3.53 Billion | ▼ -25.5% |
| 2018 | 0.02x | $64.02 Million | $49.40 Million | $3.60 Billion | ▲ +36.8% |
| 2017 | 0.01x | $47.80 Million | $44.26 Million | $3.68 Billion | ▲ +57.8% |
| 2016 | 0.01x | $33.50 Million | $32.66 Million | $4.07 Billion | ▼ -32.2% |
| 2015 | 0.01x | $54.26 Million | $53.66 Million | $4.47 Billion | ▲ +14.3% |
| 2014 | 0.01x | $44.95 Million | $43.85 Million | $4.23 Billion | ▲ +19.3% |
| 2013 | 0.01x | $38.16 Million | $36.92 Million | $4.29 Billion | ▼ -18.9% |
| 2012 | 0.01x | $44.82 Million | $44.77 Million | $4.08 Billion | ▲ +8.3% |
| 2011 | 0.01x | $36.80 Million | $36.10 Million | $3.63 Billion | ▼ -25.7% |
| 2010 | 0.01x | $46.14 Million | $44.06 Million | $3.38 Billion | ▲ +452.1% |
| 2009 | 0.00x | $7.61 Million | $5.94 Million | $3.08 Billion | ▼ -89.0% |
| 2008 | 0.02x | $56.09 Million | $21.27 Million | $2.50 Billion | ▲ +101.4% |
| 2007 | 0.01x | $26.34 Million | $23.27 Million | $2.36 Billion | — |