Carter Bank and Trust (CARE) — Financial Flexibility Index
Carter Bank and Trust (CARE) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $13.35 Million (operating CF $11.81 Million minus capex $1.54 Million) represents 0% of total liabilities ($4.43 Billion). Check Carter Bank and Trust total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Carter Bank and Trust Financial Flexibility Index (2007–2024)
Historical Financial Flexibility Index trend for Carter Bank and Trust across 18 annual periods. For the full cash flow conversion analysis, see CARE cash generation efficiency.
Annual Financial Flexibility Index for Carter Bank and Trust (2007–2024)
Year-by-year free cash flow to debt coverage for Carter Bank and Trust. Explore CARE cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $45.07 Million | $36.94 Million | $4.27 Billion | ▼ -22.4% |
| 2023 | 0.01x | $56.53 Million | $46.73 Million | $4.16 Billion | ▼ -31.3% |
| 2022 | 0.02x | $76.68 Million | $70.79 Million | $3.88 Billion | ▼ -14.3% |
| 2021 | 0.02x | $86.02 Million | $77.54 Million | $3.73 Billion | ▲ +384.3% |
| 2020 | 0.00x | $17.82 Million | $7.70 Million | $3.74 Billion | ▼ -64.0% |
| 2019 | 0.01x | $46.74 Million | $38.29 Million | $3.53 Billion | ▼ -25.5% |
| 2018 | 0.02x | $64.02 Million | $49.40 Million | $3.60 Billion | ▲ +36.8% |
| 2017 | 0.01x | $47.80 Million | $44.26 Million | $3.68 Billion | ▲ +57.8% |
| 2016 | 0.01x | $33.50 Million | $32.66 Million | $4.07 Billion | ▼ -32.2% |
| 2015 | 0.01x | $54.26 Million | $53.66 Million | $4.47 Billion | ▲ +14.3% |
| 2014 | 0.01x | $44.95 Million | $43.85 Million | $4.23 Billion | ▲ +19.3% |
| 2013 | 0.01x | $38.16 Million | $36.92 Million | $4.29 Billion | ▼ -18.9% |
| 2012 | 0.01x | $44.82 Million | $44.77 Million | $4.08 Billion | ▲ +8.3% |
| 2011 | 0.01x | $36.80 Million | $36.10 Million | $3.63 Billion | ▼ -25.7% |
| 2010 | 0.01x | $46.14 Million | $44.06 Million | $3.38 Billion | ▲ +452.1% |
| 2009 | 0.00x | $7.61 Million | $5.94 Million | $3.08 Billion | ▼ -89.0% |
| 2008 | 0.02x | $56.09 Million | $21.27 Million | $2.50 Billion | ▲ +101.4% |
| 2007 | 0.01x | $26.34 Million | $23.27 Million | $2.36 Billion | — |