Carter Bank and Trust (CARE) — Working Capital to Net Assets Ratio
Carter Bank and Trust (CARE) has a Working Capital to Net Assets ratio of -282.5% as of December 2025. Working capital of $-1.19 Billion (current assets of $796.77 Million minus current liabilities of $1.98 Billion) is measured against net assets of $419.70 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See CARE equity to assets ratio to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Carter Bank and Trust Working Capital to Net Assets (2007–2025)
This chart shows how Carter Bank and Trust's Working Capital to Net Assets ratio has evolved across 19 annual periods from 2007 to 2025. As of December 2025, the ratio stands at -282.5%, reflecting working capital of $-1.19 Billion against net assets of $419.70 Million USD. Check tangible net worth ratio of Carter Bank and Trust to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for Carter Bank and Trust (2007–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Carter Bank and Trust from 2007 to 2025, covering 19 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see Carter Bank and Trust (CARE) total market value.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -447.3% | $-1.88 Billion | $419.70 Million | $105.31 Million | $1.98 Billion | ▲ +412.4 pp |
| 2024 | -859.7% | $-3.30 Billion | $384.31 Million | $849.57 Million | $4.15 Billion | ▼ -37.3 pp |
| 2023 | -822.3% | $-2.89 Billion | $351.24 Million | $833.53 Million | $3.72 Billion | ▲ +19.7 pp |
| 2022 | -842.1% | $-2.77 Billion | $328.63 Million | $883.14 Million | $3.65 Billion | ▼ -229.1 pp |
| 2021 | -612.9% | $-2.50 Billion | $407.60 Million | $1.20 Billion | $3.70 Billion | ▼ -7.7 pp |
| 2020 | -605.2% | $-2.66 Billion | $440.17 Million | $1.02 Billion | $3.68 Billion | ▼ -48.1 pp |
| 2019 | -557.1% | $-2.64 Billion | $473.11 Million | $868.43 Million | $3.50 Billion | ▲ +19.3 pp |
| 2018 | -576.5% | $-2.51 Billion | $436.21 Million | $1.08 Billion | $3.59 Billion | ▼ -8.6 pp |
| 2017 | -567.8% | $-2.45 Billion | $432.13 Million | $1.22 Billion | $3.67 Billion | ▲ +170.2 pp |
| 2016 | -738.1% | $-3.21 Billion | $434.65 Million | $855.71 Million | $4.06 Billion | ▲ +162.5 pp |
| 2015 | -900.6% | $-3.84 Billion | $426.55 Million | $613.18 Million | $4.45 Billion | ▲ +97.6 pp |
| 2014 | -998.1% | $-3.97 Billion | $397.89 Million | $242.39 Million | $4.21 Billion | ▲ +13.0 pp |
| 2013 | -1011.1% | $-3.79 Billion | $374.94 Million | $478.63 Million | $4.27 Billion | ▼ -22.7 pp |
| 2012 | -988.5% | $-3.55 Billion | $359.36 Million | $508.86 Million | $4.06 Billion | ▼ -113.9 pp |
| 2011 | -874.5% | $-2.97 Billion | $339.52 Million | $640.73 Million | $3.61 Billion | ▼ -697.4 pp |
| 2010 | -177.1% | $-576.59 Million | $325.57 Million | $579.34 Million | $1.16 Billion | ▲ +41.0 pp |
| 2009 | -218.1% | $-678.00 Million | $310.80 Million | $300.00 Million | $978.00 Million | ▼ -33.7 pp |
| 2008 | -184.5% | $-559.94 Million | $303.53 Million | $274.75 Million | $834.69 Million | ▼ -57.3 pp |
| 2007 | -127.2% | $-371.88 Million | $292.42 Million | $561.21 Million | $933.09 Million | — |