Carter Bank and Trust (CARE) — Free Cash Flow Generation Index

Latest as of September 2025: 0.87x

Carter Bank and Trust (CARE) has a Free Cash Flow Generation Index of 0.87x as of September 2025. Free cash flow of $10.28 Million represents 1% of operating cash flow ($11.81 Million). Explore Carter Bank and Trust capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.87x
Free Cash Flow / Operating CF

Free Cash Flow

$10.28 Million
USD

Operating Cash Flow

$11.81 Million
USD

Capital Expenditures

$1.54 Million
USD

Carter Bank and Trust Free Cash Flow Generation Index (2006–2024)

Historical FCF Generation Index trend for Carter Bank and Trust across 19 annual periods. For the full cash flow conversion analysis, see how efficiently does Carter Bank and Trust generate cash.

Annual Free Cash Flow Generation for Carter Bank and Trust (2006–2024)

Year-by-year Free Cash Flow Generation Index for Carter Bank and Trust. Check total reinvestment intensity of Carter Bank and Trust to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2024 0.78x $28.80 Million $36.94 Million $8.13 Million ▼ -1.3%
2023 0.79x $36.93 Million $46.73 Million $9.80 Million ▼ -13.8%
2022 0.92x $64.90 Million $70.79 Million $5.89 Million ▲ +2.9%
2021 0.89x $69.05 Million $77.54 Million $8.48 Million ▲ +384.0%
2020 -0.31x $-2.42 Million $7.70 Million $10.12 Million ▼ -140.2%
2019 0.78x $29.83 Million $38.29 Million $8.45 Million ▲ +10.7%
2018 0.70x $34.79 Million $49.40 Million $14.61 Million ▼ -23.5%
2017 0.92x $40.72 Million $44.26 Million $3.54 Million ▼ -5.6%
2016 0.97x $31.81 Million $32.66 Million $844.00K ▼ -1.5%
2015 0.99x $53.06 Million $53.66 Million $597.00K ▲ +1.4%
2014 0.97x $42.76 Million $43.85 Million $1.10 Million ▲ +0.9%
2013 0.97x $35.67 Million $36.92 Million $1.24 Million ▼ -3.3%
2012 1.00x $44.72 Million $44.77 Million $48.00K ▲ +1.9%
2011 0.98x $35.40 Million $36.10 Million $701.00K ▲ +2.9%
2010 0.95x $41.98 Million $44.06 Million $2.08 Million ▲ +32.4%
2009 0.72x $4.28 Million $5.94 Million $1.67 Million ▲ +212.9%
2008 -0.64x $-13.56 Million $21.27 Million $34.83 Million ▼ -173.4%
2007 0.87x $20.21 Million $23.27 Million $3.06 Million ▲ +27.5%
2006 0.68x $2.69 Million $3.95 Million $1.26 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).