Carter Bank and Trust (CARE) — Cash Flow Reinvestment Rate
Carter Bank and Trust (CARE) has a Cash Flow Reinvestment Rate of 3.05x as of September 2025, reinvesting $36.03 Million (capex $1.54 Million plus investments $34.49 Million) from operating cash flow of $11.81 Million. See CARE cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Carter Bank and Trust Cash Flow Reinvestment Rate (2006–2024)
Historical reinvestment intensity for Carter Bank and Trust across 19 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Carter Bank and Trust.
Annual Cash Flow Reinvestment Rate for Carter Bank and Trust (2006–2024)
Year-by-year capital reinvestment analysis for Carter Bank and Trust. See CARE free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 2.07x | $76.53 Million | $36.94 Million | $8.13 Million | ▼ -74.3% |
| 2023 | 8.07x | $377.24 Million | $46.73 Million | $9.80 Million | ▲ +47.5% |
| 2022 | 5.47x | $387.32 Million | $70.79 Million | $5.89 Million | ▲ +828.5% |
| 2021 | 0.59x | $45.69 Million | $77.54 Million | $8.48 Million | ▼ -95.6% |
| 2020 | 13.42x | $103.39 Million | $7.70 Million | $10.12 Million | ▲ +272.8% |
| 2019 | 3.60x | $137.81 Million | $38.29 Million | $8.45 Million | ▲ +158.3% |
| 2018 | 1.39x | $68.86 Million | $49.40 Million | $14.61 Million | ▼ -22.2% |
| 2017 | 1.79x | $79.32 Million | $44.26 Million | $3.54 Million | ▼ -87.0% |
| 2016 | 13.75x | $449.11 Million | $32.66 Million | $844.00K | ▲ +81.4% |
| 2015 | 7.58x | $406.76 Million | $53.66 Million | $597.00K | ▲ +256.2% |
| 2014 | 2.13x | $93.32 Million | $43.85 Million | $1.10 Million | ▲ +6215.6% |
| 2013 | 0.03x | $1.24 Million | $36.92 Million | $1.24 Million | ▲ +3042.8% |
| 2012 | 0.00x | $48.00K | $44.77 Million | $48.00K | ▼ -94.5% |
| 2011 | 0.02x | $701.00K | $36.10 Million | $701.00K | ▼ -58.8% |
| 2010 | 0.05x | $2.08 Million | $44.06 Million | $2.08 Million | ▼ -83.2% |
| 2009 | 0.28x | $1.67 Million | $5.94 Million | $1.67 Million | ▼ -82.9% |
| 2008 | 1.64x | $34.83 Million | $21.27 Million | $34.83 Million | ▲ +1143.3% |
| 2007 | 0.13x | $3.06 Million | $23.27 Million | $3.06 Million | ▼ -58.7% |
| 2006 | 0.32x | $1.26 Million | $3.95 Million | $1.26 Million | — |