Carter Bank and Trust (CARE) — Cash Flow Reinvestment Rate

Latest as of September 2025: 3.05x

Carter Bank and Trust (CARE) has a Cash Flow Reinvestment Rate of 3.05x as of September 2025, reinvesting $36.03 Million (capex $1.54 Million plus investments $34.49 Million) from operating cash flow of $11.81 Million. Check Carter Bank and Trust (CARE) cash flow quality to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

3.05x
(Capex + Investments) / Operating CF

Total Reinvested

$36.03 Million
Capex + Investments

Operating Cash Flow

$11.81 Million
USD

Capital Expenditures

$1.54 Million
USD

Carter Bank and Trust Cash Flow Reinvestment Rate (2006–2024)

Historical reinvestment intensity for Carter Bank and Trust across 19 annual periods. Explore CARE strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Carter Bank and Trust (2006–2024)

Year-by-year capital reinvestment analysis for Carter Bank and Trust. For live market cap and broader valuation context, see Carter Bank and Trust market capitalisation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 2.07x $76.53 Million $36.94 Million $8.13 Million ▼ -74.3%
2023 8.07x $377.24 Million $46.73 Million $9.80 Million ▲ +47.5%
2022 5.47x $387.32 Million $70.79 Million $5.89 Million ▲ +828.5%
2021 0.59x $45.69 Million $77.54 Million $8.48 Million ▼ -95.6%
2020 13.42x $103.39 Million $7.70 Million $10.12 Million ▲ +272.8%
2019 3.60x $137.81 Million $38.29 Million $8.45 Million ▲ +158.3%
2018 1.39x $68.86 Million $49.40 Million $14.61 Million ▼ -22.2%
2017 1.79x $79.32 Million $44.26 Million $3.54 Million ▼ -87.0%
2016 13.75x $449.11 Million $32.66 Million $844.00K ▲ +81.4%
2015 7.58x $406.76 Million $53.66 Million $597.00K ▲ +256.2%
2014 2.13x $93.32 Million $43.85 Million $1.10 Million ▲ +6215.6%
2013 0.03x $1.24 Million $36.92 Million $1.24 Million ▲ +3042.8%
2012 0.00x $48.00K $44.77 Million $48.00K ▼ -94.5%
2011 0.02x $701.00K $36.10 Million $701.00K ▼ -58.8%
2010 0.05x $2.08 Million $44.06 Million $2.08 Million ▼ -83.2%
2009 0.28x $1.67 Million $5.94 Million $1.67 Million ▼ -82.9%
2008 1.64x $34.83 Million $21.27 Million $34.83 Million ▲ +1143.3%
2007 0.13x $3.06 Million $23.27 Million $3.06 Million ▼ -58.7%
2006 0.32x $1.26 Million $3.95 Million $1.26 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow