Carter Bank and Trust (CARE) — Cash Flow Quality Index
Carter Bank and Trust (CARE) has a Cash Flow Quality Index of 2.18x as of September 2025. Operating cash flow of $11.81 Million exceeds net income of $5.42 Million, indicating high earnings quality where cash backs reported profits. Explore CARE operating cash flow to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Carter Bank and Trust Cash Flow Quality Index (2006–2024)
Historical Cash Flow Quality Index for Carter Bank and Trust across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check CARE cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Carter Bank and Trust (2006–2024)
Year-by-year earnings quality comparison for Carter Bank and Trust. For live market cap and the full company financial profile, see Carter Bank and Trust (CARE) total market value.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.51x | $36.94 Million | $24.52 Million | ▼ -24.6% |
| 2023 | 2.00x | $46.73 Million | $23.38 Million | ▲ +41.5% |
| 2022 | 1.41x | $70.79 Million | $50.12 Million | ▼ -42.5% |
| 2021 | 2.45x | $77.54 Million | $31.59 Million | ▲ +70.4% |
| 2019 | 1.44x | $38.29 Million | $26.57 Million | ▼ -65.3% |
| 2018 | 4.15x | $49.40 Million | $11.90 Million | ▲ +103.0% |
| 2016 | 2.04x | $32.66 Million | $15.98 Million | ▲ +49.1% |
| 2015 | 1.37x | $53.66 Million | $39.16 Million | ▲ +4.6% |
| 2014 | 1.31x | $43.85 Million | $33.46 Million | ▼ -7.4% |
| 2013 | 1.42x | $36.92 Million | $26.08 Million | ▼ -4.0% |
| 2012 | 1.48x | $44.77 Million | $30.35 Million | ▲ +23.0% |
| 2011 | 1.20x | $36.10 Million | $30.09 Million | ▼ -38.0% |
| 2010 | 1.93x | $44.06 Million | $22.78 Million | ▲ +478.3% |
| 2009 | 0.33x | $5.94 Million | $17.77 Million | ▼ -84.7% |
| 2008 | 2.19x | $21.27 Million | $9.71 Million | ▲ +24.0% |
| 2007 | 1.77x | $23.27 Million | $13.17 Million | ▼ -15.4% |
| 2006 | 2.09x | $3.95 Million | $1.89 Million | — |