Carter Bank and Trust (CARE) — Net Asset Quality Index

Latest as of December 2025: 8.7%

Carter Bank and Trust (CARE) has a Net Asset Quality Index of 8.7% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $4.85 Billion minus total liabilities of $4.43 Billion yields net assets of $419.70 Million. A higher index indicates a stronger, lower-leverage balance sheet. Read CARE current and long-term liabilities for a breakdown of total debt and financial obligations.

Quality Index

8.7%
Equity / Total Assets

Net Assets

$419.70 Million
USD

Total Assets

$4.85 Billion
USD

Total Liabilities

$4.43 Billion
USD

Carter Bank and Trust Net Asset Quality Index Over Time (2007–2025)

This chart shows how Carter Bank and Trust's Net Asset Quality Index has evolved across 19 annual periods from 2007 to 2025. As of December 2025, the index stands at 8.7%, representing net assets of $419.70 Million against total assets of $4.85 Billion USD. For live market cap and overall valuation, see market cap of Carter Bank and Trust.

Annual Net Asset Quality Index for Carter Bank and Trust (2007–2025)

The table below presents the year-by-year Net Asset Quality Index for Carter Bank and Trust from 2007 to 2025, covering 19 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check CARE strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 8.7% $419.70 Million $4.85 Billion $4.43 Billion ▲ +0.4 pp
2024 8.2% $384.31 Million $4.66 Billion $4.27 Billion ▲ +0.5 pp
2023 7.8% $351.24 Million $4.51 Billion $4.16 Billion ▼ 0.0 pp
2022 7.8% $328.63 Million $4.20 Billion $3.88 Billion ▼ -2.0 pp
2021 9.9% $407.60 Million $4.13 Billion $3.73 Billion ▼ -0.7 pp
2020 10.5% $440.17 Million $4.18 Billion $3.74 Billion ▼ -1.3 pp
2019 11.8% $473.11 Million $4.01 Billion $3.53 Billion ▲ +1.0 pp
2018 10.8% $436.21 Million $4.04 Billion $3.60 Billion ▲ +0.3 pp
2017 10.5% $432.13 Million $4.11 Billion $3.68 Billion ▲ +0.9 pp
2016 9.6% $434.65 Million $4.51 Billion $4.07 Billion ▲ +0.9 pp
2015 8.7% $426.55 Million $4.89 Billion $4.47 Billion ▲ +0.1 pp
2014 8.6% $397.89 Million $4.63 Billion $4.23 Billion ▲ +0.6 pp
2013 8.0% $374.94 Million $4.66 Billion $4.29 Billion ▼ 0.0 pp
2012 8.1% $359.36 Million $4.44 Billion $4.08 Billion ▼ -0.5 pp
2011 8.6% $339.52 Million $3.97 Billion $3.63 Billion ▼ -0.2 pp
2010 8.8% $325.57 Million $3.71 Billion $3.38 Billion ▼ -0.4 pp
2009 9.2% $310.80 Million $3.39 Billion $3.08 Billion ▼ -1.7 pp
2008 10.8% $303.53 Million $2.80 Billion $2.50 Billion ▼ -0.2 pp
2007 11.0% $292.42 Million $2.65 Billion $2.36 Billion
pp = percentage points