Carter Bank and Trust Defensive Interval Ratio
Carter Bank and Trust defensive interval ratio. Carter Bank and Trust (CARE) has a Defensive Interval Ratio of 127 days as of December 2025. Defensive assets of $691.61 Million (cash $-, short-term investments $691.61 Million, receivables $-) cover 127 days of daily cash needs of $5.43 Million/day. See CARE current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Carter Bank and Trust (2009–2024)
Defensive interval ratio of Carter Bank and Trust from 2009 to 2024. This chart shows how Carter Bank and Trust's Defensive Interval Ratio has evolved across 16 annual periods from 2009 to 2024. As of December 2025, the ratio stands at 127 days, meaning defensive assets of $691.61 Million can fund 127 days of operations without new revenue. Check CARE asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Carter Bank and Trust Defensive Interval Ratio by Year (2009–2024)
Carter Bank and Trust defensive interval ratio by year from 2009 to 2024. The table below presents the year-by-year Defensive Interval Ratio for Carter Bank and Trust from 2009 to 2024, covering 16 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see CARE current and non-current assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 63 days | $718.40 Million | $11.38 Million/day | $- | $654.95 Million | ▼ -13 days |
| 2023 | 76 days | $779.00 Million | $10.20 Million/day | $- | $719.64 Million | ▼ -7 days |
| 2022 | 84 days | $836.27 Million | $10.00 Million/day | $- | $836.27 Million | ▼ -7 days |
| 2021 | 91 days | $922.40 Million | $10.13 Million/day | $- | $922.40 Million | ▲ +14 days |
| 2020 | 77 days | $778.68 Million | $10.09 Million/day | $- | $778.68 Million | ▼ 0 days |
| 2019 | 77 days | $742.62 Million | $9.60 Million/day | $- | $742.62 Million | ▼ -2 days |
| 2018 | 80 days | $782.76 Million | $9.84 Million/day | $- | $782.76 Million | ▼ -15 days |
| 2017 | 94 days | $947.20 Million | $10.05 Million/day | $- | $947.20 Million | ▲ +80 days |
| 2016 | 14 days | $160.94 Million | $11.13 Million/day | $- | $160.94 Million | ▼ -29 days |
| 2015 | 44 days | $531.51 Million | $12.20 Million/day | $- | $531.51 Million | ▲ +29 days |
| 2014 | 15 days | $169.21 Million | $11.55 Million/day | $- | $169.21 Million | ▼ -20 days |
| 2013 | 34 days | $403.33 Million | $11.70 Million/day | $- | $403.33 Million | ▼ -3 days |
| 2012 | 37 days | $413.53 Million | $11.13 Million/day | $- | $413.53 Million | ▼ -20 days |
| 2011 | 57 days | $562.25 Million | $9.89 Million/day | $- | $562.25 Million | ▼ -96 days |
| 2010 | 153 days | $484.70 Million | $3.17 Million/day | $- | $484.70 Million | ▲ +75 days |
| 2009 | 78 days | $210.24 Million | $2.68 Million/day | $- | $210.24 Million | — |