Bank of Ayudhya PCL (BAY) — Cash Flow Reinvestment Rate

Latest as of December 2025: 0.85x

Bank of Ayudhya PCL (BAY) has a Cash Flow Reinvestment Rate of 0.85x as of December 2025, reinvesting ฿26.31 Billion (capex ฿1.84 Billion plus investments ฿-24.47 Billion) from operating cash flow of ฿30.96 Billion. Explore Bank of Ayudhya PCL (BAY) capital reinvestment to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

0.85x
(Capex + Investments) / Operating CF

Total Reinvested

฿26.31 Billion
Capex + Investments

Operating Cash Flow

฿30.96 Billion
THB

Capital Expenditures

฿1.84 Billion
THB

Bank of Ayudhya PCL Cash Flow Reinvestment Rate (2003–2025)

Historical reinvestment intensity for Bank of Ayudhya PCL across 14 annual periods. Also explore Bank of Ayudhya PCL asset portfolio for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for Bank of Ayudhya PCL (2003–2025)

Year-by-year capital reinvestment analysis for Bank of Ayudhya PCL. For live market cap and broader valuation context, see BAY market cap.

Year Reinvestment Rate Total Reinvested (THB) Operating CF Capex YoY Change
2025 0.53x ฿41.73 Billion ฿78.16 Billion ฿5.22 Billion ▼ -30.4%
2024 0.77x ฿17.19 Billion ฿22.41 Billion ฿6.48 Billion ▲ +239.8%
2021 0.23x ฿10.47 Billion ฿46.41 Billion ฿3.01 Billion ▼ -61.5%
2020 0.59x ฿49.06 Billion ฿83.62 Billion ฿2.30 Billion ▼ -61.5%
2018 1.52x ฿53.72 Billion ฿35.28 Billion ฿2.68 Billion ▲ +131.0%
2015 0.66x ฿30.81 Billion ฿46.75 Billion ฿2.97 Billion ▼ -43.1%
2014 1.16x ฿19.92 Billion ฿17.20 Billion ฿1.77 Billion ▲ +2032.5%
2012 0.05x ฿3.40 Billion ฿62.66 Billion ฿3.40 Billion ▼ -44.6%
2010 0.10x ฿1.09 Billion ฿11.10 Billion ฿1.09 Billion ▲ +173.4%
2009 0.04x ฿1.60 Billion ฿44.57 Billion ฿1.60 Billion ▼ -96.6%
2006 1.07x ฿1.92 Billion ฿1.80 Billion ฿1.92 Billion ▲ +359.7%
2005 0.23x ฿1.62 Billion ฿7.00 Billion ฿1.62 Billion ▲ +740.1%
2004 0.03x ฿817.81 Million ฿29.61 Billion ฿817.81 Million ▼ -11.1%
2003 0.03x ฿604.15 Million ฿19.44 Billion ฿604.15 Million —
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow