Bank of Ayudhya PCL (BAY) — Cash Flow Reinvestment Rate

Latest as of March 2026: 0.17x

Bank of Ayudhya PCL (BAY) has a Cash Flow Reinvestment Rate of 0.17x as of March 2026, reinvesting ฿1.33 Billion (capex ฿398.78 Million plus investments ฿932.57 Million) from operating cash flow of ฿7.82 Billion. Check how high is Bank of Ayudhya PCL's earnings quality to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

0.17x
(Capex + Investments) / Operating CF

Total Reinvested

฿1.33 Billion
Capex + Investments

Operating Cash Flow

฿7.82 Billion
THB

Capital Expenditures

฿398.78 Million
THB

Bank of Ayudhya PCL Cash Flow Reinvestment Rate (2003–2025)

Historical reinvestment intensity for Bank of Ayudhya PCL across 15 annual periods. Explore BAY long-term investments to assets to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Bank of Ayudhya PCL (2003–2025)

Year-by-year capital reinvestment analysis for Bank of Ayudhya PCL. For live market cap and broader valuation context, see Bank of Ayudhya PCL market cap and net worth.

Year Reinvestment Rate Total Reinvested (THB) Operating CF Capex YoY Change
2025 0.38x ฿38.82 Billion ฿101.16 Billion ฿2.31 Billion ▼ -50.0%
2024 0.77x ฿17.19 Billion ฿22.41 Billion ฿6.48 Billion ▼ -11.3%
2023 0.86x ฿24.80 Billion ฿28.69 Billion ฿4.72 Billion ▲ +283.0%
2021 0.23x ฿10.47 Billion ฿46.41 Billion ฿3.01 Billion ▼ -63.2%
2020 0.61x ฿51.26 Billion ฿83.62 Billion ฿4.50 Billion ▼ -59.7%
2018 1.52x ฿53.72 Billion ฿35.28 Billion ฿2.68 Billion ▲ +131.0%
2015 0.66x ฿30.81 Billion ฿46.75 Billion ฿2.97 Billion ▼ -43.1%
2014 1.16x ฿19.92 Billion ฿17.20 Billion ฿1.77 Billion ▲ +2031.9%
2012 0.05x ฿3.40 Billion ฿62.64 Billion ฿3.40 Billion ▼ -48.9%
2010 0.11x ฿1.09 Billion ฿10.24 Billion ฿1.09 Billion ▲ +185.5%
2009 0.04x ฿1.60 Billion ฿42.94 Billion ฿1.60 Billion ▼ -96.5%
2006 1.07x ฿1.92 Billion ฿1.80 Billion ฿1.92 Billion ▲ +308.9%
2005 0.26x ฿1.88 Billion ฿7.21 Billion ฿1.88 Billion ▲ +844.4%
2004 0.03x ฿817.81 Million ฿29.61 Billion ฿817.81 Million ▼ -11.1%
2003 0.03x ฿604.15 Million ฿19.44 Billion ฿604.15 Million —
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow