Bank of Ayudhya PCL (BAY) — Free Cash Flow Generation Index

Latest as of March 2026: 0.95x

Bank of Ayudhya PCL (BAY) has a Free Cash Flow Generation Index of 0.95x as of March 2026. Free cash flow of ฿7.42 Billion represents 1% of operating cash flow (฿7.82 Billion). Explore capital reinvestment ratio of Bank of Ayudhya PCL to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.95x
Free Cash Flow / Operating CF

Free Cash Flow

฿7.42 Billion
THB

Operating Cash Flow

฿7.82 Billion
THB

Capital Expenditures

฿398.78 Million
THB

Bank of Ayudhya PCL Free Cash Flow Generation Index (2003–2025)

Historical FCF Generation Index trend for Bank of Ayudhya PCL across 15 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Bank of Ayudhya PCL.

Annual Free Cash Flow Generation for Bank of Ayudhya PCL (2003–2025)

Year-by-year Free Cash Flow Generation Index for Bank of Ayudhya PCL. Check BAY capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (THB) Operating CF Capital Expenditures YoY Change
2025 0.98x ฿98.85 Billion ฿101.16 Billion ฿2.31 Billion ▲ +37.5%
2024 0.71x ฿15.93 Billion ฿22.41 Billion ฿6.48 Billion ▼ -14.9%
2023 0.84x ฿23.97 Billion ฿28.69 Billion ฿4.72 Billion ▼ -10.7%
2021 0.94x ฿43.40 Billion ฿46.41 Billion ฿3.01 Billion ▼ -1.2%
2020 0.95x ฿79.12 Billion ฿83.62 Billion ฿4.50 Billion ▲ +2.4%
2018 0.92x ฿32.61 Billion ฿35.28 Billion ฿2.68 Billion ▼ -1.3%
2015 0.94x ฿43.78 Billion ฿46.75 Billion ฿2.97 Billion ▲ +4.4%
2014 0.90x ฿15.43 Billion ฿17.20 Billion ฿1.77 Billion ▼ -5.1%
2012 0.95x ฿59.24 Billion ฿62.64 Billion ฿3.40 Billion ▲ +5.8%
2010 0.89x ฿9.15 Billion ฿10.24 Billion ฿1.09 Billion ▼ -7.2%
2009 0.96x ฿41.34 Billion ฿42.94 Billion ฿1.60 Billion ▲ +1545.7%
2006 -0.07x ฿-120.03 Million ฿1.80 Billion ฿1.92 Billion ▼ -109.0%
2005 0.74x ฿5.33 Billion ฿7.21 Billion ฿1.88 Billion ▼ -24.0%
2004 0.97x ฿28.79 Billion ฿29.61 Billion ฿817.81 Million ▲ +0.4%
2003 0.97x ฿18.83 Billion ฿19.44 Billion ฿604.15 Million —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).