Bank of Ayudhya PCL (BAY) — Free Cash Flow Generation Index

Latest as of December 2025: 0.94x

Bank of Ayudhya PCL (BAY) has a Free Cash Flow Generation Index of 0.94x as of December 2025. Free cash flow of ฿29.12 Billion represents 1% of operating cash flow (฿30.96 Billion). See working capital to net assets of Bank of Ayudhya PCL to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

0.94x
Free Cash Flow / Operating CF

Free Cash Flow

฿29.12 Billion
THB

Operating Cash Flow

฿30.96 Billion
THB

Capital Expenditures

฿1.84 Billion
THB

Bank of Ayudhya PCL Free Cash Flow Generation Index (2003–2025)

Historical FCF Generation Index trend for Bank of Ayudhya PCL across 14 annual periods. Explore BAY cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for Bank of Ayudhya PCL (2003–2025)

Year-by-year Free Cash Flow Generation Index for Bank of Ayudhya PCL. For the full company profile including market capitalisation, see how much is Bank of Ayudhya PCL worth.

Year FCG Index Free Cash Flow (THB) Operating CF Capital Expenditures YoY Change
2025 0.93x ฿72.94 Billion ฿78.16 Billion ฿5.22 Billion ▲ +31.3%
2024 0.71x ฿15.93 Billion ฿22.41 Billion ฿6.48 Billion ▼ -24.0%
2021 0.94x ฿43.40 Billion ฿46.41 Billion ฿3.01 Billion ▼ -3.8%
2020 0.97x ฿81.32 Billion ฿83.62 Billion ฿2.30 Billion ▲ +5.2%
2018 0.92x ฿32.61 Billion ฿35.28 Billion ฿2.68 Billion ▼ -1.3%
2015 0.94x ฿43.78 Billion ฿46.75 Billion ฿2.97 Billion ▲ +4.4%
2014 0.90x ฿15.43 Billion ฿17.20 Billion ฿1.77 Billion ▼ -5.1%
2012 0.95x ฿59.26 Billion ฿62.66 Billion ฿3.40 Billion ▲ +4.9%
2010 0.90x ฿10.01 Billion ฿11.10 Billion ฿1.09 Billion ▼ -6.5%
2009 0.96x ฿42.97 Billion ฿44.57 Billion ฿1.60 Billion ▲ +1547.7%
2006 -0.07x ฿-120.03 Million ฿1.80 Billion ฿1.92 Billion ▼ -108.7%
2005 0.77x ฿5.37 Billion ฿7.00 Billion ฿1.62 Billion ▼ -21.0%
2004 0.97x ฿28.79 Billion ฿29.61 Billion ฿817.81 Million ▲ +0.4%
2003 0.97x ฿18.83 Billion ฿19.44 Billion ฿604.15 Million —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).