Bank of Ayudhya PCL (BAY) — Working Capital to Net Assets Ratio
Bank of Ayudhya PCL (BAY) has a Working Capital to Net Assets ratio of 22.0% as of December 2025. Working capital of ฿96.97 Billion (current assets of ฿279.91 Billion minus current liabilities of ฿182.94 Billion) is measured against net assets of ฿440.09 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See BAY financial flexibility index to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Bank of Ayudhya PCL Working Capital to Net Assets (2004–2025)
This chart shows how Bank of Ayudhya PCL's Working Capital to Net Assets ratio has evolved across 22 annual periods from 2004 to 2025. As of December 2025, the ratio stands at 22.0%, reflecting working capital of ฿96.97 Billion against net assets of ฿440.09 Billion THB. See how many days can Bank of Ayudhya PCL fund operations to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for Bank of Ayudhya PCL (2004–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Bank of Ayudhya PCL from 2004 to 2025, covering 22 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see how much is Bank of Ayudhya PCL worth.
| Year | WC/NA Ratio | Working Capital (THB) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 22.0% | ฿96.97 Billion | ฿440.09 Billion | ฿279.91 Billion | ฿182.94 Billion | ▲ +191.7 pp |
| 2024 | -169.6% | ฿-671.43 Billion | ฿395.81 Billion | ฿1.18 Trillion | ฿1.85 Trillion | ▼ -13.6 pp |
| 2023 | -156.1% | ฿-579.70 Billion | ฿371.45 Billion | ฿1.29 Trillion | ฿1.87 Trillion | ▲ +5.1 pp |
| 2022 | -161.1% | ฿-550.62 Billion | ฿341.76 Billion | ฿1.27 Trillion | ฿1.82 Trillion | ▲ +24.1 pp |
| 2021 | -185.2% | ฿-589.28 Billion | ฿318.24 Billion | ฿1.21 Trillion | ฿1.79 Trillion | ▼ -7.9 pp |
| 2020 | -177.3% | ฿-512.66 Billion | ฿289.18 Billion | ฿1.34 Trillion | ฿1.85 Trillion | ▼ -38.3 pp |
| 2019 | -139.0% | ฿-378.16 Billion | ฿272.12 Billion | ฿1.21 Trillion | ฿1.59 Trillion | ▲ +23.3 pp |
| 2018 | -162.3% | ฿-395.50 Billion | ฿243.72 Billion | ฿1.05 Trillion | ฿1.45 Trillion | ▼ -44.8 pp |
| 2017 | -117.5% | ฿-265.60 Billion | ฿225.99 Billion | ฿1.07 Trillion | ฿1.34 Trillion | ▼ -8.6 pp |
| 2016 | -108.9% | ฿-227.35 Billion | ฿208.77 Billion | ฿898.10 Billion | ฿1.13 Trillion | ▲ +19.3 pp |
| 2015 | -128.2% | ฿-244.47 Billion | ฿190.75 Billion | ฿819.05 Billion | ฿1.06 Trillion | ▲ +52.6 pp |
| 2014 | -180.7% | ฿-237.99 Billion | ฿131.67 Billion | ฿616.27 Billion | ฿854.26 Billion | ▼ -40.7 pp |
| 2013 | -140.1% | ฿-170.27 Billion | ฿121.55 Billion | ฿611.69 Billion | ฿781.96 Billion | ▲ +386.8 pp |
| 2012 | -526.9% | ฿-597.43 Billion | ฿113.39 Billion | ฿107.24 Billion | ฿704.67 Billion | ▼ -557.7 pp |
| 2011 | 30.9% | ฿31.69 Billion | ฿102.70 Billion | ฿302.16 Billion | ฿270.48 Billion | ▲ +177.6 pp |
| 2010 | -146.8% | ฿-145.44 Billion | ฿99.10 Billion | ฿115.62 Billion | ฿261.06 Billion | ▼ -26.4 pp |
| 2009 | -120.4% | ฿-111.47 Billion | ฿92.59 Billion | ฿90.80 Billion | ฿202.26 Billion | ▲ +387.0 pp |
| 2008 | -507.4% | ฿-437.98 Billion | ฿86.31 Billion | ฿121.46 Billion | ฿559.45 Billion | ▼ -342.5 pp |
| 2007 | -164.9% | ฿-128.77 Billion | ฿78.07 Billion | ฿44.07 Billion | ฿172.84 Billion | ▲ +983.5 pp |
| 2006 | -1148.4% | ฿-541.44 Billion | ฿47.15 Billion | ฿50.19 Billion | ฿591.63 Billion | ▼ -774.2 pp |
| 2005 | -374.2% | ฿-151.10 Billion | ฿40.37 Billion | ฿39.93 Billion | ฿191.02 Billion | ▲ +1050.4 pp |
| 2004 | -1424.6% | ฿-472.14 Billion | ฿33.14 Billion | ฿46.18 Billion | ฿518.33 Billion | — |