Bank of Ayudhya PCL (BAY) — Cash Flow-to-Debt Ratio
Bank of Ayudhya PCL (BAY) has a Cash Flow-to-Debt Ratio of 0.01x as of December 2025, meaning its operating cash flow of ฿30.96 Billion could theoretically repay 0% of its total liabilities (฿2.21 Trillion) in one year. See Bank of Ayudhya PCL free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bank of Ayudhya PCL Cash Flow-to-Debt Ratio (2003–2025)
Historical debt coverage capacity for Bank of Ayudhya PCL across 23 annual periods. Also explore Bank of Ayudhya PCL net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Bank of Ayudhya PCL (2003–2025)
Year-by-year debt coverage analysis for Bank of Ayudhya PCL. For market capitalisation and broader financial context, see BAY company net worth.
| Year | CF-to-Debt Ratio | Operating CF (THB) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.04x | ฿78.16 Billion | ฿2.21 Trillion | ▲ +251.5% |
| 2024 | 0.01x | ฿22.41 Billion | ฿2.22 Trillion | ▲ +419.2% |
| 2023 | 0.00x | ฿-7.57 Billion | ฿2.40 Trillion | ▼ -1491.0% |
| 2022 | 0.00x | ฿-455.32 Million | ฿2.30 Trillion | ▼ -100.1% |
| 2021 | 0.15x | ฿46.41 Billion | ฿307.17 Billion | ▼ -30.9% |
| 2020 | 0.22x | ฿83.62 Billion | ฿382.56 Billion | ▲ +353.6% |
| 2019 | -0.09x | ฿-37.30 Billion | ฿432.69 Billion | ▼ -571.5% |
| 2018 | 0.02x | ฿35.28 Billion | ฿1.93 Trillion | ▲ +294.0% |
| 2017 | -0.01x | ฿-17.55 Billion | ฿1.86 Trillion | ▼ -156.2% |
| 2016 | 0.00x | ฿-6.16 Billion | ฿1.67 Trillion | ▼ -111.9% |
| 2015 | 0.03x | ฿46.75 Billion | ฿1.51 Trillion | ▲ +94.3% |
| 2014 | 0.02x | ฿17.20 Billion | ฿1.08 Trillion | ▲ +231.0% |
| 2013 | -0.01x | ฿-12.83 Billion | ฿1.06 Trillion | ▼ -118.5% |
| 2012 | 0.07x | ฿62.66 Billion | ฿958.48 Billion | ▲ +160.0% |
| 2011 | -0.11x | ฿-92.05 Billion | ฿845.10 Billion | ▼ -856.6% |
| 2010 | 0.01x | ฿11.10 Billion | ฿770.73 Billion | ▼ -77.8% |
| 2009 | 0.06x | ฿44.57 Billion | ฿687.55 Billion | ▲ +294.3% |
| 2008 | -0.03x | ฿-22.02 Billion | ฿660.11 Billion | ▲ +70.8% |
| 2007 | -0.11x | ฿-65.67 Billion | ฿574.32 Billion | ▼ -4027.5% |
| 2006 | 0.00x | ฿1.80 Billion | ฿619.08 Billion | ▼ -74.7% |
| 2005 | 0.01x | ฿7.00 Billion | ฿607.01 Billion | ▼ -78.9% |
| 2004 | 0.05x | ฿29.61 Billion | ฿542.21 Billion | ▲ +35.5% |
| 2003 | 0.04x | ฿19.44 Billion | ฿482.30 Billion | — |