Bank of Ayudhya PCL Financial Flexibility Index

Latest as of March 2026: 0.00x

Bank of Ayudhya PCL financial flexibility index. Bank of Ayudhya PCL (BAY) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of ฿8.22 Billion (operating CF ฿7.82 Billion minus capex ฿398.78 Million) represents 0% of total liabilities (฿2.16 Trillion). See cash generation quality of Bank of Ayudhya PCL to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

฿8.22 Billion
Operating CF − Capex

Total Liabilities

฿2.16 Trillion
THB

Capital Expenditures

฿398.78 Million
THB

Financial Flexibility Index of Bank of Ayudhya PCL (2003–2025)

Financial flexibility index of Bank of Ayudhya PCL from 2003 to 2025. Historical Financial Flexibility Index trend for Bank of Ayudhya PCL across 23 annual periods. Check Bank of Ayudhya PCL (BAY) cash flow quality to evaluate the quality of earnings relative to operating cash generation.

Bank of Ayudhya PCL Financial Flexibility Index by Year (2003–2025)

Bank of Ayudhya PCL financial flexibility index by year from 2003 to 2025. Year-by-year free cash flow to debt coverage for Bank of Ayudhya PCL. For the full cash flow conversion analysis, see BAY cash flow metrics.

Year Flexibility Index Free Cash Flow (THB) Operating CF Total Liabilities YoY Change
2025 0.05x ฿103.47 Billion ฿101.16 Billion ฿2.21 Trillion ▲ +260.9%
2024 0.01x ฿28.89 Billion ฿22.41 Billion ฿2.22 Trillion ▼ -6.8%
2023 0.01x ฿33.41 Billion ฿28.69 Billion ฿2.40 Trillion ▲ +820.5%
2022 0.00x ฿3.48 Billion ฿-455.32 Million ฿2.30 Trillion ▼ -93.3%
2021 0.02x ฿49.41 Billion ฿46.41 Billion ฿2.18 Trillion ▼ -40.3%
2020 0.04x ฿88.12 Billion ฿83.62 Billion ฿2.32 Trillion ▲ +321.4%
2019 -0.02x ฿-35.80 Billion ฿-37.30 Billion ฿2.09 Trillion ▼ -187.2%
2018 0.02x ฿37.96 Billion ฿35.28 Billion ฿1.93 Trillion ▲ +368.9%
2017 -0.01x ฿-13.63 Billion ฿-17.55 Billion ฿1.86 Trillion ▼ -408.5%
2016 0.00x ฿-2.41 Billion ฿-6.16 Billion ฿1.67 Trillion ▼ -104.4%
2015 0.03x ฿49.72 Billion ฿46.75 Billion ฿1.51 Trillion ▲ +86.9%
2014 0.02x ฿18.97 Billion ฿17.20 Billion ฿1.08 Trillion ▲ +267.9%
2013 -0.01x ฿-11.07 Billion ฿-12.83 Billion ฿1.06 Trillion ▼ -115.2%
2012 0.07x ฿66.04 Billion ฿62.64 Billion ฿958.60 Billion ▲ +164.4%
2011 -0.11x ฿-90.41 Billion ฿-92.05 Billion ฿845.10 Billion ▼ -828.0%
2010 0.01x ฿11.33 Billion ฿10.24 Billion ฿770.73 Billion ▼ -77.3%
2009 0.06x ฿44.54 Billion ฿42.94 Billion ฿687.55 Billion ▲ +312.6%
2008 -0.03x ฿-20.16 Billion ฿-21.67 Billion ฿661.57 Billion ▲ +72.8%
2007 -0.11x ฿-64.34 Billion ฿-65.67 Billion ฿574.32 Billion ▼ -1962.3%
2006 0.01x ฿3.72 Billion ฿1.80 Billion ฿619.20 Billion ▼ -59.8%
2005 0.01x ฿9.09 Billion ฿7.21 Billion ฿607.44 Billion ▼ -73.3%
2004 0.06x ฿30.43 Billion ฿29.61 Billion ฿542.21 Billion ▲ +35.0%
2003 0.04x ฿20.04 Billion ฿19.44 Billion ฿482.30 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities