Bank of Ayudhya PCL (BAY) — Financial Flexibility Index
Bank of Ayudhya PCL (BAY) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of ฿8.22 Billion (operating CF ฿7.82 Billion minus capex ฿398.78 Million) represents 0% of total liabilities (฿2.16 Trillion). Check how strategically is Bank of Ayudhya PCL's equity deployed to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank of Ayudhya PCL Financial Flexibility Index (2003–2025)
Historical Financial Flexibility Index trend for Bank of Ayudhya PCL across 23 annual periods. See BAY working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Bank of Ayudhya PCL (2003–2025)
Year-by-year free cash flow to debt coverage for Bank of Ayudhya PCL. For the full company profile including market capitalisation, see BAY stock market capitalisation.
| Year | Flexibility Index | Free Cash Flow (THB) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.05x | ฿103.47 Billion | ฿101.16 Billion | ฿2.21 Trillion | ▲ +260.9% |
| 2024 | 0.01x | ฿28.89 Billion | ฿22.41 Billion | ฿2.22 Trillion | ▼ -6.8% |
| 2023 | 0.01x | ฿33.41 Billion | ฿28.69 Billion | ฿2.40 Trillion | ▲ +820.5% |
| 2022 | 0.00x | ฿3.48 Billion | ฿-455.32 Million | ฿2.30 Trillion | ▼ -93.3% |
| 2021 | 0.02x | ฿49.41 Billion | ฿46.41 Billion | ฿2.18 Trillion | ▼ -40.3% |
| 2020 | 0.04x | ฿88.12 Billion | ฿83.62 Billion | ฿2.32 Trillion | ▲ +321.4% |
| 2019 | -0.02x | ฿-35.80 Billion | ฿-37.30 Billion | ฿2.09 Trillion | ▼ -187.2% |
| 2018 | 0.02x | ฿37.96 Billion | ฿35.28 Billion | ฿1.93 Trillion | ▲ +368.9% |
| 2017 | -0.01x | ฿-13.63 Billion | ฿-17.55 Billion | ฿1.86 Trillion | ▼ -408.5% |
| 2016 | 0.00x | ฿-2.41 Billion | ฿-6.16 Billion | ฿1.67 Trillion | ▼ -104.4% |
| 2015 | 0.03x | ฿49.72 Billion | ฿46.75 Billion | ฿1.51 Trillion | ▲ +86.9% |
| 2014 | 0.02x | ฿18.97 Billion | ฿17.20 Billion | ฿1.08 Trillion | ▲ +267.9% |
| 2013 | -0.01x | ฿-11.07 Billion | ฿-12.83 Billion | ฿1.06 Trillion | ▼ -115.2% |
| 2012 | 0.07x | ฿66.04 Billion | ฿62.64 Billion | ฿958.60 Billion | ▲ +164.4% |
| 2011 | -0.11x | ฿-90.41 Billion | ฿-92.05 Billion | ฿845.10 Billion | ▼ -828.0% |
| 2010 | 0.01x | ฿11.33 Billion | ฿10.24 Billion | ฿770.73 Billion | ▼ -77.3% |
| 2009 | 0.06x | ฿44.54 Billion | ฿42.94 Billion | ฿687.55 Billion | ▲ +312.6% |
| 2008 | -0.03x | ฿-20.16 Billion | ฿-21.67 Billion | ฿661.57 Billion | ▲ +72.8% |
| 2007 | -0.11x | ฿-64.34 Billion | ฿-65.67 Billion | ฿574.32 Billion | ▼ -1962.3% |
| 2006 | 0.01x | ฿3.72 Billion | ฿1.80 Billion | ฿619.20 Billion | ▼ -59.8% |
| 2005 | 0.01x | ฿9.09 Billion | ฿7.21 Billion | ฿607.44 Billion | ▼ -73.3% |
| 2004 | 0.06x | ฿30.43 Billion | ฿29.61 Billion | ฿542.21 Billion | ▲ +35.0% |
| 2003 | 0.04x | ฿20.04 Billion | ฿19.44 Billion | ฿482.30 Billion | — |