Bank of Ayudhya PCL Net Asset Quality Index
Bank of Ayudhya PCL net asset quality index. Bank of Ayudhya PCL (BAY) has a Net Asset Quality Index of 17.3% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of ฿2.61 Trillion minus total liabilities of ฿2.16 Trillion yields net assets of ฿449.80 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See BAY total equity for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Bank of Ayudhya PCL (2000–2025)
Net asset quality index of Bank of Ayudhya PCL from 2000 to 2025. This chart shows how Bank of Ayudhya PCL's Net Asset Quality Index has evolved across 26 annual periods from 2000 to 2025. As of March 2026, the index stands at 17.3%, representing net assets of ฿449.80 Billion against total assets of ฿2.61 Trillion THB. Check BAY PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Bank of Ayudhya PCL Net Asset Quality Index by Year (2000–2025)
Bank of Ayudhya PCL net asset quality index by year from 2000 to 2025. The table below presents the year-by-year Net Asset Quality Index for Bank of Ayudhya PCL from 2000 to 2025, covering 26 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see BAY company net worth.
| Year | Quality Index | Net Assets (THB) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 16.6% | ฿440.09 Billion | ฿2.65 Trillion | ฿2.21 Trillion | ▲ +1.5 pp |
| 2024 | 15.1% | ฿395.81 Billion | ฿2.62 Trillion | ฿2.22 Trillion | ▲ +1.7 pp |
| 2023 | 13.4% | ฿371.45 Billion | ฿2.77 Trillion | ฿2.40 Trillion | ▲ +0.5 pp |
| 2022 | 13.0% | ฿341.76 Billion | ฿2.64 Trillion | ฿2.30 Trillion | ▲ +0.2 pp |
| 2021 | 12.7% | ฿318.24 Billion | ฿2.50 Trillion | ฿2.18 Trillion | ▲ +1.7 pp |
| 2020 | 11.1% | ฿289.18 Billion | ฿2.61 Trillion | ฿2.32 Trillion | ▼ -0.5 pp |
| 2019 | 11.5% | ฿272.12 Billion | ฿2.36 Trillion | ฿2.09 Trillion | ▲ +0.3 pp |
| 2018 | 11.2% | ฿243.72 Billion | ฿2.17 Trillion | ฿1.93 Trillion | ▲ +0.4 pp |
| 2017 | 10.8% | ฿225.99 Billion | ฿2.09 Trillion | ฿1.86 Trillion | ▼ -0.3 pp |
| 2016 | 11.1% | ฿208.77 Billion | ฿1.88 Trillion | ฿1.67 Trillion | ▼ -0.1 pp |
| 2015 | 11.2% | ฿190.75 Billion | ฿1.71 Trillion | ฿1.51 Trillion | ▲ +0.3 pp |
| 2014 | 10.9% | ฿131.67 Billion | ฿1.21 Trillion | ฿1.08 Trillion | ▲ +0.6 pp |
| 2013 | 10.3% | ฿121.55 Billion | ฿1.18 Trillion | ฿1.06 Trillion | ▼ -0.3 pp |
| 2012 | 10.6% | ฿113.39 Billion | ฿1.07 Trillion | ฿958.60 Billion | ▼ -0.3 pp |
| 2011 | 10.8% | ฿102.70 Billion | ฿947.80 Billion | ฿845.10 Billion | ▼ -0.6 pp |
| 2010 | 11.4% | ฿99.10 Billion | ฿869.83 Billion | ฿770.73 Billion | ▼ -0.5 pp |
| 2009 | 11.9% | ฿92.59 Billion | ฿780.13 Billion | ฿687.55 Billion | ▲ +0.3 pp |
| 2008 | 11.5% | ฿86.31 Billion | ฿747.88 Billion | ฿661.57 Billion | ▼ -0.4 pp |
| 2007 | 12.0% | ฿78.07 Billion | ฿652.39 Billion | ฿574.32 Billion | ▲ +4.9 pp |
| 2006 | 7.1% | ฿47.15 Billion | ฿666.34 Billion | ฿619.20 Billion | ▲ +0.8 pp |
| 2005 | 6.2% | ฿40.37 Billion | ฿647.82 Billion | ฿607.44 Billion | ▲ +0.5 pp |
| 2004 | 5.8% | ฿33.14 Billion | ฿575.36 Billion | ฿542.21 Billion | ▼ -2.2 pp |
| 2003 | 8.0% | ฿41.82 Billion | ฿524.12 Billion | ฿482.30 Billion | ▲ +4.3 pp |
| 2002 | 3.6% | ฿17.09 Billion | ฿468.52 Billion | ฿451.43 Billion | ▲ +0.2 pp |
| 2001 | 3.4% | ฿15.30 Billion | ฿443.57 Billion | ฿428.26 Billion | ▼ -0.1 pp |
| 2000 | 3.6% | ฿15.47 Billion | ฿435.11 Billion | ฿419.64 Billion | — |