Credit Acceptance Corporation Financial Flexibility Index
Credit Acceptance Corporation financial flexibility index. Credit Acceptance Corporation (CACC) has a Financial Flexibility Index of 0.04x as of June 2026. Free cash flow of $311.10 Million (operating CF $309.50 Million minus capex $1.60 Million) represents 0% of total liabilities ($7.03 Billion). See CACC cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Credit Acceptance Corporation (1992–2025)
Financial flexibility index of Credit Acceptance Corporation from 1992 to 2025. Historical Financial Flexibility Index trend for Credit Acceptance Corporation across 34 annual periods. Check Credit Acceptance Corporation (CACC) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
Credit Acceptance Corporation Financial Flexibility Index by Year (1992–2025)
Credit Acceptance Corporation financial flexibility index by year from 1992 to 2025. Year-by-year free cash flow to debt coverage for Credit Acceptance Corporation. For the full cash flow conversion analysis, see Credit Acceptance Corporation (CACC) cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.13x | $1.06 Billion | $1.05 Billion | $8.07 Billion | ▼ -8.3% |
| 2024 | 0.14x | $1.14 Billion | $1.14 Billion | $7.99 Billion | ▼ -21.6% |
| 2023 | 0.18x | $1.21 Billion | $1.20 Billion | $6.64 Billion | ▼ -22.7% |
| 2022 | 0.24x | $1.24 Billion | $1.24 Billion | $5.28 Billion | ▲ +14.1% |
| 2021 | 0.21x | $1.08 Billion | $1.07 Billion | $5.23 Billion | ▲ +7.5% |
| 2020 | 0.19x | $993.70 Million | $985.20 Million | $5.19 Billion | ▲ +15.7% |
| 2019 | 0.17x | $839.10 Million | $812.30 Million | $5.07 Billion | ▼ -3.6% |
| 2018 | 0.17x | $729.00 Million | $703.90 Million | $4.25 Billion | ▲ +3.1% |
| 2017 | 0.17x | $574.40 Million | $566.00 Million | $3.45 Billion | ▼ -1.1% |
| 2016 | 0.17x | $512.70 Million | $507.20 Million | $3.04 Billion | ▲ +1.5% |
| 2015 | 0.17x | $408.20 Million | $404.20 Million | $2.46 Billion | ▼ -6.5% |
| 2014 | 0.18x | $369.50 Million | $365.20 Million | $2.08 Billion | ▼ -9.9% |
| 2013 | 0.20x | $331.30 Million | $325.70 Million | $1.68 Billion | ▼ -6.3% |
| 2012 | 0.21x | $317.40 Million | $308.60 Million | $1.51 Billion | ▼ -9.2% |
| 2011 | 0.23x | $282.00 Million | $275.70 Million | $1.22 Billion | ▼ -1.5% |
| 2010 | 0.23x | $204.20 Million | $200.70 Million | $869.04 Million | ▲ +2.3% |
| 2009 | 0.23x | $155.71 Million | $152.78 Million | $678.03 Million | ▲ +10.8% |
| 2008 | 0.21x | $166.17 Million | $159.83 Million | $801.60 Million | ▲ +33.1% |
| 2007 | 0.16x | $105.41 Million | $97.75 Million | $676.73 Million | ▼ -8.6% |
| 2006 | 0.17x | $87.71 Million | $86.17 Million | $514.87 Million | ▼ -61.1% |
| 2005 | 0.44x | $107.84 Million | $104.98 Million | $246.37 Million | ▲ +45.5% |
| 2004 | 0.30x | $87.39 Million | $83.82 Million | $290.42 Million | ▲ +162.8% |
| 2003 | 0.11x | $67.12 Million | $64.06 Million | $586.22 Million | ▼ -10.2% |
| 2002 | 0.13x | $66.07 Million | $59.63 Million | $518.48 Million | ▼ -2.2% |
| 2001 | 0.13x | $74.67 Million | $68.79 Million | $573.00 Million | ▼ -67.1% |
| 2000 | 0.40x | $63.29 Million | $59.38 Million | $159.82 Million | ▲ +288.4% |
| 1999 | 0.10x | $40.50 Million | $35.68 Million | $397.26 Million | ▼ -18.2% |
| 1998 | 0.12x | $59.29 Million | $55.71 Million | $475.67 Million | ▲ +52.1% |
| 1997 | 0.08x | $71.00 Million | $62.10 Million | $866.62 Million | ▼ -14.0% |
| 1996 | 0.10x | $78.92 Million | $72.93 Million | $828.27 Million | ▼ -81.8% |
| 1995 | 0.52x | $50.20 Million | $48.30 Million | $95.80 Million | ▲ +18.6% |
| 1994 | 0.44x | $35.20 Million | $32.40 Million | $79.70 Million | ▼ -91.4% |
| 1993 | 5.11x | $23.50 Million | $16.70 Million | $4.60 Million | ▲ +3106.9% |
| 1992 | 0.16x | $13.70 Million | $13.40 Million | $86.00 Million | — |