Credit Acceptance Corporation (CACC) — Cash Flow Quality Index
Credit Acceptance Corporation (CACC) has a Cash Flow Quality Index of 2.55x as of March 2026. Operating cash flow of $346.80 Million exceeds net income of $135.80 Million, indicating high earnings quality where cash backs reported profits. Explore how efficiently does Credit Acceptance Corporation generate cash to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Credit Acceptance Corporation Cash Flow Quality Index (1992–2025)
Historical Cash Flow Quality Index for Credit Acceptance Corporation across 33 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Credit Acceptance Corporation (CACC) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Credit Acceptance Corporation (1992–2025)
Year-by-year earnings quality comparison for Credit Acceptance Corporation. For live market cap and the full company financial profile, see market cap of Credit Acceptance Corporation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.49x | $1.05 Billion | $423.90 Million | ▼ -45.8% |
| 2024 | 4.59x | $1.14 Billion | $247.90 Million | ▲ +9.1% |
| 2023 | 4.21x | $1.20 Billion | $286.10 Million | ▲ +82.0% |
| 2022 | 2.31x | $1.24 Billion | $535.80 Million | ▲ +107.2% |
| 2021 | 1.12x | $1.07 Billion | $958.30 Million | ▼ -52.3% |
| 2020 | 2.34x | $985.20 Million | $421.00 Million | ▲ +89.0% |
| 2019 | 1.24x | $812.30 Million | $656.10 Million | ▲ +1.0% |
| 2018 | 1.23x | $703.90 Million | $574.00 Million | ▲ +1.9% |
| 2017 | 1.20x | $566.00 Million | $470.20 Million | ▼ -21.0% |
| 2016 | 1.52x | $507.20 Million | $332.80 Million | ▲ +13.0% |
| 2015 | 1.35x | $404.20 Million | $299.70 Million | ▼ -1.7% |
| 2014 | 1.37x | $365.20 Million | $266.20 Million | ▲ +6.6% |
| 2013 | 1.29x | $325.70 Million | $253.10 Million | ▼ -8.4% |
| 2012 | 1.40x | $308.60 Million | $219.70 Million | ▼ -4.2% |
| 2011 | 1.47x | $275.70 Million | $188.00 Million | ▲ +24.3% |
| 2010 | 1.18x | $200.70 Million | $170.10 Million | ▲ +13.0% |
| 2009 | 1.04x | $152.78 Million | $146.25 Million | ▼ -56.1% |
| 2008 | 2.38x | $159.83 Million | $67.18 Million | ▲ +33.7% |
| 2007 | 1.78x | $97.75 Million | $54.92 Million | ▲ +21.1% |
| 2006 | 1.47x | $86.17 Million | $58.64 Million | ▲ +1.7% |
| 2005 | 1.44x | $104.98 Million | $72.68 Million | ▼ -1.2% |
| 2004 | 1.46x | $83.82 Million | $57.33 Million | ▼ -35.7% |
| 2003 | 2.27x | $64.06 Million | $28.18 Million | ▲ +18.6% |
| 2002 | 1.92x | $59.63 Million | $31.12 Million | ▼ -18.6% |
| 2001 | 2.36x | $68.79 Million | $29.20 Million | ▼ -6.2% |
| 2000 | 2.51x | $59.38 Million | $23.65 Million | ▲ +12.7% |
| 1998 | 2.23x | $55.71 Million | $25.00 Million | ▼ -94.6% |
| 1997 | 41.40x | $62.10 Million | $1.50 Million | ▲ +2255.8% |
| 1996 | 1.76x | $72.93 Million | $41.50 Million | ▲ +7.7% |
| 1995 | 1.63x | $48.30 Million | $29.60 Million | ▲ +3.7% |
| 1994 | 1.57x | $32.40 Million | $20.60 Million | ▲ +16.8% |
| 1993 | 1.35x | $16.70 Million | $12.40 Million | ▼ -13.6% |
| 1992 | 1.56x | $13.40 Million | $8.60 Million | — |