Credit Acceptance Corporation Cash Flow Quality Index
Credit Acceptance Corporation cash flow quality index. Credit Acceptance Corporation (CACC) has a Cash Flow Quality Index of 2.28x as of June 2026. Operating cash flow of $309.50 Million exceeds net income of $135.90 Million, indicating high earnings quality where cash backs reported profits. See Credit Acceptance Corporation (CACC) flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Credit Acceptance Corporation (1992–2025)
Cash flow quality index of Credit Acceptance Corporation from 1992 to 2025. Historical Cash Flow Quality Index for Credit Acceptance Corporation across 33 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Credit Acceptance Corporation cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Credit Acceptance Corporation Cash Flow Quality Index by Year (1992–2025)
Credit Acceptance Corporation cash flow quality index by year from 1992 to 2025. Year-by-year earnings quality comparison for Credit Acceptance Corporation. For the full cash flow conversion analysis, see Credit Acceptance Corporation cash conversion from operations.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.49x | $1.05 Billion | $423.90 Million | ▼ -45.8% |
| 2024 | 4.59x | $1.14 Billion | $247.90 Million | ▲ +9.1% |
| 2023 | 4.21x | $1.20 Billion | $286.10 Million | ▲ +82.0% |
| 2022 | 2.31x | $1.24 Billion | $535.80 Million | ▲ +107.2% |
| 2021 | 1.12x | $1.07 Billion | $958.30 Million | ▼ -52.3% |
| 2020 | 2.34x | $985.20 Million | $421.00 Million | ▲ +89.0% |
| 2019 | 1.24x | $812.30 Million | $656.10 Million | ▲ +1.0% |
| 2018 | 1.23x | $703.90 Million | $574.00 Million | ▲ +1.9% |
| 2017 | 1.20x | $566.00 Million | $470.20 Million | ▼ -21.0% |
| 2016 | 1.52x | $507.20 Million | $332.80 Million | ▲ +13.0% |
| 2015 | 1.35x | $404.20 Million | $299.70 Million | ▼ -1.7% |
| 2014 | 1.37x | $365.20 Million | $266.20 Million | ▲ +6.6% |
| 2013 | 1.29x | $325.70 Million | $253.10 Million | ▼ -8.4% |
| 2012 | 1.40x | $308.60 Million | $219.70 Million | ▼ -4.2% |
| 2011 | 1.47x | $275.70 Million | $188.00 Million | ▲ +24.3% |
| 2010 | 1.18x | $200.70 Million | $170.10 Million | ▲ +13.0% |
| 2009 | 1.04x | $152.78 Million | $146.25 Million | ▼ -56.1% |
| 2008 | 2.38x | $159.83 Million | $67.18 Million | ▲ +33.7% |
| 2007 | 1.78x | $97.75 Million | $54.92 Million | ▲ +21.1% |
| 2006 | 1.47x | $86.17 Million | $58.64 Million | ▲ +1.7% |
| 2005 | 1.44x | $104.98 Million | $72.68 Million | ▼ -1.2% |
| 2004 | 1.46x | $83.82 Million | $57.33 Million | ▼ -35.7% |
| 2003 | 2.27x | $64.06 Million | $28.18 Million | ▲ +18.6% |
| 2002 | 1.92x | $59.63 Million | $31.12 Million | ▼ -18.6% |
| 2001 | 2.36x | $68.79 Million | $29.20 Million | ▼ -6.2% |
| 2000 | 2.51x | $59.38 Million | $23.65 Million | ▲ +12.7% |
| 1998 | 2.23x | $55.71 Million | $25.00 Million | ▼ -94.6% |
| 1997 | 41.40x | $62.10 Million | $1.50 Million | ▲ +2255.8% |
| 1996 | 1.76x | $72.93 Million | $41.50 Million | ▲ +7.7% |
| 1995 | 1.63x | $48.30 Million | $29.60 Million | ▲ +3.7% |
| 1994 | 1.57x | $32.40 Million | $20.60 Million | ▲ +16.8% |
| 1993 | 1.35x | $16.70 Million | $12.40 Million | ▼ -13.6% |
| 1992 | 1.56x | $13.40 Million | $8.60 Million | — |