Credit Acceptance Corporation (CACC) — Cash Flow Quality Index
Credit Acceptance Corporation (CACC) has a Cash Flow Quality Index of 2.55x as of March 2026. Operating cash flow of $346.80 Million exceeds net income of $135.80 Million, indicating high earnings quality where cash backs reported profits. Explore CACC long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Credit Acceptance Corporation Cash Flow Quality Index (1992–2025)
Historical Cash Flow Quality Index for Credit Acceptance Corporation across 33 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible net worth ratio of Credit Acceptance Corporation to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Credit Acceptance Corporation (1992–2025)
Year-by-year earnings quality comparison for Credit Acceptance Corporation. For live market cap and the full company financial profile, see how much is Credit Acceptance Corporation worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.49x | $1.05 Billion | $423.90 Million | ▼ -45.8% |
| 2024 | 4.59x | $1.14 Billion | $247.90 Million | ▲ +9.1% |
| 2023 | 4.21x | $1.20 Billion | $286.10 Million | ▲ +82.0% |
| 2022 | 2.31x | $1.24 Billion | $535.80 Million | ▲ +107.2% |
| 2021 | 1.12x | $1.07 Billion | $958.30 Million | ▼ -52.3% |
| 2020 | 2.34x | $985.20 Million | $421.00 Million | ▲ +89.0% |
| 2019 | 1.24x | $812.30 Million | $656.10 Million | ▲ +1.0% |
| 2018 | 1.23x | $703.90 Million | $574.00 Million | ▲ +1.9% |
| 2017 | 1.20x | $566.00 Million | $470.20 Million | ▼ -21.0% |
| 2016 | 1.52x | $507.20 Million | $332.80 Million | ▲ +13.0% |
| 2015 | 1.35x | $404.20 Million | $299.70 Million | ▼ -1.7% |
| 2014 | 1.37x | $365.20 Million | $266.20 Million | ▲ +6.6% |
| 2013 | 1.29x | $325.70 Million | $253.10 Million | ▼ -8.4% |
| 2012 | 1.40x | $308.60 Million | $219.70 Million | ▼ -4.2% |
| 2011 | 1.47x | $275.70 Million | $188.00 Million | ▲ +24.3% |
| 2010 | 1.18x | $200.70 Million | $170.10 Million | ▲ +13.0% |
| 2009 | 1.04x | $152.78 Million | $146.25 Million | ▼ -56.1% |
| 2008 | 2.38x | $159.83 Million | $67.18 Million | ▲ +33.7% |
| 2007 | 1.78x | $97.75 Million | $54.92 Million | ▲ +21.1% |
| 2006 | 1.47x | $86.17 Million | $58.64 Million | ▲ +1.7% |
| 2005 | 1.44x | $104.98 Million | $72.68 Million | ▼ -1.2% |
| 2004 | 1.46x | $83.82 Million | $57.33 Million | ▼ -35.7% |
| 2003 | 2.27x | $64.06 Million | $28.18 Million | ▲ +18.6% |
| 2002 | 1.92x | $59.63 Million | $31.12 Million | ▼ -18.6% |
| 2001 | 2.36x | $68.79 Million | $29.20 Million | ▼ -6.2% |
| 2000 | 2.51x | $59.38 Million | $23.65 Million | ▲ +12.7% |
| 1998 | 2.23x | $55.71 Million | $25.00 Million | ▼ -94.6% |
| 1997 | 41.40x | $62.10 Million | $1.50 Million | ▲ +2255.8% |
| 1996 | 1.76x | $72.93 Million | $41.50 Million | ▲ +7.7% |
| 1995 | 1.63x | $48.30 Million | $29.60 Million | ▲ +3.7% |
| 1994 | 1.57x | $32.40 Million | $20.60 Million | ▲ +16.8% |
| 1993 | 1.35x | $16.70 Million | $12.40 Million | ▼ -13.6% |
| 1992 | 1.56x | $13.40 Million | $8.60 Million | — |