Credit Acceptance Corporation (CACC) — Cash Flow-to-Debt Ratio
Credit Acceptance Corporation (CACC) has a Cash Flow-to-Debt Ratio of 0.05x as of March 2026, meaning its operating cash flow of $346.80 Million could theoretically repay 0% of its total liabilities ($7.18 Billion) in one year. See free cash flow generation of Credit Acceptance Corporation to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Credit Acceptance Corporation Cash Flow-to-Debt Ratio (1992–2025)
Historical debt coverage capacity for Credit Acceptance Corporation across 34 annual periods. Also explore net asset momentum of Credit Acceptance Corporation to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Credit Acceptance Corporation (1992–2025)
Year-by-year debt coverage analysis for Credit Acceptance Corporation. For market capitalisation and broader financial context, see Credit Acceptance Corporation (CACC) market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.13x | $1.05 Billion | $8.07 Billion | ▼ -8.3% |
| 2024 | 0.14x | $1.14 Billion | $7.99 Billion | ▼ -21.5% |
| 2023 | 0.18x | $1.20 Billion | $6.64 Billion | ▼ -22.7% |
| 2022 | 0.23x | $1.24 Billion | $5.28 Billion | ▲ +14.6% |
| 2021 | 0.20x | $1.07 Billion | $5.23 Billion | ▲ +7.7% |
| 2020 | 0.19x | $985.20 Million | $5.19 Billion | ▲ +18.5% |
| 2019 | 0.16x | $812.30 Million | $5.07 Billion | ▼ -3.3% |
| 2018 | 0.17x | $703.90 Million | $4.25 Billion | ▲ +1.0% |
| 2017 | 0.16x | $566.00 Million | $3.45 Billion | ▼ -1.5% |
| 2016 | 0.17x | $507.20 Million | $3.04 Billion | ▲ +1.5% |
| 2015 | 0.16x | $404.20 Million | $2.46 Billion | ▼ -6.3% |
| 2014 | 0.18x | $365.20 Million | $2.08 Billion | ▼ -9.4% |
| 2013 | 0.19x | $325.70 Million | $1.68 Billion | ▼ -5.2% |
| 2012 | 0.20x | $308.60 Million | $1.51 Billion | ▼ -9.7% |
| 2011 | 0.23x | $275.70 Million | $1.22 Billion | ▼ -2.0% |
| 2010 | 0.23x | $200.70 Million | $869.04 Million | ▲ +2.5% |
| 2009 | 0.23x | $152.78 Million | $678.03 Million | ▲ +13.0% |
| 2008 | 0.20x | $159.83 Million | $801.60 Million | ▲ +38.0% |
| 2007 | 0.14x | $97.75 Million | $676.73 Million | ▼ -13.7% |
| 2006 | 0.17x | $86.17 Million | $514.87 Million | ▼ -60.7% |
| 2005 | 0.43x | $104.98 Million | $246.37 Million | ▲ +47.6% |
| 2004 | 0.29x | $83.82 Million | $290.42 Million | ▲ +164.1% |
| 2003 | 0.11x | $64.06 Million | $586.22 Million | ▼ -5.0% |
| 2002 | 0.12x | $59.63 Million | $518.48 Million | ▼ -4.2% |
| 2001 | 0.12x | $68.79 Million | $573.00 Million | ▼ -67.7% |
| 2000 | 0.37x | $59.38 Million | $159.82 Million | ▲ +313.7% |
| 1999 | 0.09x | $35.68 Million | $397.26 Million | ▼ -23.3% |
| 1998 | 0.12x | $55.71 Million | $475.67 Million | ▲ +63.4% |
| 1997 | 0.07x | $62.10 Million | $866.62 Million | ▼ -18.6% |
| 1996 | 0.09x | $72.93 Million | $828.27 Million | ▼ -82.5% |
| 1995 | 0.50x | $48.30 Million | $95.80 Million | ▲ +24.0% |
| 1994 | 0.41x | $32.40 Million | $79.70 Million | ▼ -88.8% |
| 1993 | 3.63x | $16.70 Million | $4.60 Million | ▲ +2230.0% |
| 1992 | 0.16x | $13.40 Million | $86.00 Million | — |