Credit Acceptance Corporation (CACC) — Cash Flow-to-Debt Ratio
Credit Acceptance Corporation (CACC) has a Cash Flow-to-Debt Ratio of 0.05x as of March 2026, meaning its operating cash flow of $346.80 Million could theoretically repay 0% of its total liabilities ($7.18 Billion) in one year. Explore CACC long-term investments to assets to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Credit Acceptance Corporation Cash Flow-to-Debt Ratio (1992–2025)
Historical debt coverage capacity for Credit Acceptance Corporation across 34 annual periods. Also explore Credit Acceptance Corporation balance sheet assets for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Credit Acceptance Corporation (1992–2025)
Year-by-year debt coverage analysis for Credit Acceptance Corporation. For market capitalisation and broader financial context, see CACC stock market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.13x | $1.05 Billion | $8.07 Billion | ▼ -8.3% |
| 2024 | 0.14x | $1.14 Billion | $7.99 Billion | ▼ -21.5% |
| 2023 | 0.18x | $1.20 Billion | $6.64 Billion | ▼ -22.7% |
| 2022 | 0.23x | $1.24 Billion | $5.28 Billion | ▲ +14.6% |
| 2021 | 0.20x | $1.07 Billion | $5.23 Billion | ▲ +7.7% |
| 2020 | 0.19x | $985.20 Million | $5.19 Billion | ▲ +18.5% |
| 2019 | 0.16x | $812.30 Million | $5.07 Billion | ▼ -3.3% |
| 2018 | 0.17x | $703.90 Million | $4.25 Billion | ▲ +1.0% |
| 2017 | 0.16x | $566.00 Million | $3.45 Billion | ▼ -1.5% |
| 2016 | 0.17x | $507.20 Million | $3.04 Billion | ▲ +1.5% |
| 2015 | 0.16x | $404.20 Million | $2.46 Billion | ▼ -6.3% |
| 2014 | 0.18x | $365.20 Million | $2.08 Billion | ▼ -9.4% |
| 2013 | 0.19x | $325.70 Million | $1.68 Billion | ▼ -5.2% |
| 2012 | 0.20x | $308.60 Million | $1.51 Billion | ▼ -9.7% |
| 2011 | 0.23x | $275.70 Million | $1.22 Billion | ▼ -2.0% |
| 2010 | 0.23x | $200.70 Million | $869.04 Million | ▲ +2.5% |
| 2009 | 0.23x | $152.78 Million | $678.03 Million | ▲ +13.0% |
| 2008 | 0.20x | $159.83 Million | $801.60 Million | ▲ +38.0% |
| 2007 | 0.14x | $97.75 Million | $676.73 Million | ▼ -13.7% |
| 2006 | 0.17x | $86.17 Million | $514.87 Million | ▼ -60.7% |
| 2005 | 0.43x | $104.98 Million | $246.37 Million | ▲ +47.6% |
| 2004 | 0.29x | $83.82 Million | $290.42 Million | ▲ +164.1% |
| 2003 | 0.11x | $64.06 Million | $586.22 Million | ▼ -5.0% |
| 2002 | 0.12x | $59.63 Million | $518.48 Million | ▼ -4.2% |
| 2001 | 0.12x | $68.79 Million | $573.00 Million | ▼ -67.7% |
| 2000 | 0.37x | $59.38 Million | $159.82 Million | ▲ +313.7% |
| 1999 | 0.09x | $35.68 Million | $397.26 Million | ▼ -23.3% |
| 1998 | 0.12x | $55.71 Million | $475.67 Million | ▲ +63.4% |
| 1997 | 0.07x | $62.10 Million | $866.62 Million | ▼ -18.6% |
| 1996 | 0.09x | $72.93 Million | $828.27 Million | ▼ -82.5% |
| 1995 | 0.50x | $48.30 Million | $95.80 Million | ▲ +24.0% |
| 1994 | 0.41x | $32.40 Million | $79.70 Million | ▼ -88.8% |
| 1993 | 3.63x | $16.70 Million | $4.60 Million | ▲ +2230.0% |
| 1992 | 0.16x | $13.40 Million | $86.00 Million | — |