Credit Acceptance Corporation Defensive Interval Ratio
Credit Acceptance Corporation defensive interval ratio. Credit Acceptance Corporation (CACC) has a Defensive Interval Ratio of 7401 days as of June 2026. Defensive assets of $8.08 Billion (cash $-, short-term investments $116.60 Million, receivables $7.96 Billion) cover 7401 days of daily cash needs of $1.09 Million/day. See Credit Acceptance Corporation (CACC) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Credit Acceptance Corporation (1996–2025)
Defensive interval ratio of Credit Acceptance Corporation from 1996 to 2025. This chart shows how Credit Acceptance Corporation's Defensive Interval Ratio has evolved across 30 annual periods from 1996 to 2025. As of June 2026, the ratio stands at 7401 days, meaning defensive assets of $8.08 Billion can fund 7401 days of operations without new revenue. Check asset resilience ratio of Credit Acceptance Corporation to evaluate the company's liquid asset resilience ratio.
Credit Acceptance Corporation Defensive Interval Ratio by Year (1996–2025)
Credit Acceptance Corporation defensive interval ratio by year from 1996 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Credit Acceptance Corporation from 1996 to 2025, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Credit Acceptance Corporation (CACC) total assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 13 days | $76.80 Million | $5.98 Million/day | $- | $9.60 Million | ▲ +1 days |
| 2024 | 12 days | $13.70 Million | $1.19 Million/day | $- | $9.50 Million | ▲ +1 days |
| 2023 | 10 days | $11.20 Million | $1.10 Million/day | $- | $6.90 Million | ▼ -8832 days |
| 2022 | 8842 days | $6.38 Billion | $721.37K/day | $- | $72.30 Million | ▼ -4715 days |
| 2021 | 13558 days | $6.51 Billion | $480.00K/day | $- | $62.10 Million | ▼ -115 days |
| 2020 | 13672 days | $7.00 Billion | $512.05K/day | $- | $66.10 Million | ▲ +1640 days |
| 2019 | 12032 days | $6.81 Billion | $566.03K/day | $- | $59.30 Million | ▲ +768 days |
| 2018 | 11265 days | $5.83 Billion | $517.53K/day | $- | $58.60 Million | ▲ +2372 days |
| 2017 | 8892 days | $4.67 Billion | $524.93K/day | $- | $46.10 Million | ▲ +319 days |
| 2016 | 8573 days | $3.93 Billion | $458.90K/day | $- | $45.30 Million | ▼ -451 days |
| 2015 | 9024 days | $3.16 Billion | $350.14K/day | $- | $48.30 Million | ▲ +1035 days |
| 2014 | 7989 days | $2.57 Billion | $321.37K/day | $- | $53.20 Million | ▲ +1799 days |
| 2013 | 6190 days | $2.27 Billion | $366.30K/day | $- | $53.60 Million | ▼ -259 days |
| 2012 | 6449 days | $1.98 Billion | $307.12K/day | $- | $46.10 Million | ▲ +451 days |
| 2011 | 5998 days | $1.60 Billion | $266.72K/day | $- | $810.00K | ▲ +32 days |
| 2010 | 5966 days | $1.23 Billion | $206.29K/day | $- | $805.00K | ▲ +975 days |
| 2009 | 4992 days | $1.06 Billion | $211.77K/day | $- | $3.12 Million | ▲ +597 days |
| 2008 | 4394 days | $1.02 Billion | $232.41K/day | $- | $3.35 Million | ▲ +3716 days |
| 2007 | 678 days | $834.55 Million | $1.23 Million/day | $- | $3.29 Million | ▼ -2311 days |
| 2006 | 2989 days | $641.08 Million | $214.50K/day | $- | $3.56 Million | ▲ +2915 days |
| 2005 | 74 days | $7.37 Million | $99.45K/day | $- | $3.35 Million | ▲ +38 days |
| 2004 | 36 days | $10.37 Million | $286.58K/day | $- | $928.00K | ▼ -55 days |
| 2003 | 91 days | $8.24 Million | $90.73K/day | $- | $- | ▲ +65 days |
| 2002 | 26 days | $4.62 Million | $180.28K/day | $- | $173.00K | ▼ -45 days |
| 2001 | 71 days | $6.62 Million | $93.72K/day | $- | $173.00K | ▲ +61 days |
| 2000 | 10 days | $9.21 Million | $932.05K/day | $- | $751.00K | ▼ -417 days |
| 1999 | 427 days | $39.78 Million | $93.23K/day | $- | $11.60 Million | ▲ +86 days |
| 1998 | 341 days | $24.27 Million | $71.20K/day | $- | $10.20 Million | ▼ -67 days |
| 1997 | 408 days | $29.80 Million | $73.01K/day | $- | $10.00 Million | ▲ +259 days |
| 1996 | 149 days | $21.79 Million | $146.13K/day | $- | $6.30 Million | — |