Credit Acceptance Corporation (CACC) — Cash Flow Reinvestment Rate

Latest as of March 2026: 0.02x

Credit Acceptance Corporation (CACC) has a Cash Flow Reinvestment Rate of 0.02x as of March 2026, reinvesting $5.70 Million (capex $1.30 Million plus investments $4.40 Million) from operating cash flow of $346.80 Million. Check Credit Acceptance Corporation cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

0.02x
(Capex + Investments) / Operating CF

Total Reinvested

$5.70 Million
Capex + Investments

Operating Cash Flow

$346.80 Million
USD

Capital Expenditures

$1.30 Million
USD

Credit Acceptance Corporation Cash Flow Reinvestment Rate (1992–2025)

Historical reinvestment intensity for Credit Acceptance Corporation across 34 annual periods. Explore investment intensity of Credit Acceptance Corporation to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Credit Acceptance Corporation (1992–2025)

Year-by-year capital reinvestment analysis for Credit Acceptance Corporation. For live market cap and broader valuation context, see CACC market cap.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.01x $13.80 Million $1.05 Billion $1.60 Million ▼ -99.1%
2024 1.51x $1.72 Billion $1.14 Billion $1.80 Million ▲ +52.2%
2023 0.99x $1.20 Billion $1.20 Billion $4.00 Million ▲ +436.2%
2022 0.19x $229.80 Million $1.24 Billion $3.10 Million ▼ -69.5%
2021 0.61x $650.00 Million $1.07 Billion $7.60 Million ▲ +23.5%
2020 0.49x $485.00 Million $985.20 Million $8.50 Million ▼ -51.6%
2019 1.02x $826.90 Million $812.30 Million $26.80 Million ▼ -32.2%
2018 1.50x $1.06 Billion $703.90 Million $25.10 Million ▼ -6.7%
2017 1.61x $911.10 Million $566.00 Million $8.40 Million ▼ -13.2%
2016 1.86x $941.00 Million $507.20 Million $5.50 Million ▲ +75.6%
2015 1.06x $427.00 Million $404.20 Million $4.00 Million ▲ +176.0%
2014 0.38x $139.80 Million $365.20 Million $4.30 Million ▼ -21.9%
2013 0.49x $159.70 Million $325.70 Million $5.60 Million ▼ -40.4%
2012 0.82x $253.90 Million $308.60 Million $8.80 Million ▼ -74.3%
2011 3.20x $881.03 Million $275.70 Million $6.30 Million ▲ +18224.5%
2010 0.02x $3.50 Million $200.70 Million $3.50 Million ▼ -8.9%
2009 0.02x $2.92 Million $152.78 Million $2.92 Million ▼ -51.7%
2008 0.04x $6.34 Million $159.83 Million $6.34 Million ▼ -49.4%
2007 0.08x $7.66 Million $97.75 Million $7.66 Million ▲ +339.6%
2006 0.02x $1.54 Million $86.17 Million $1.54 Million ▼ -34.6%
2005 0.03x $2.86 Million $104.98 Million $2.86 Million ▼ -35.9%
2004 0.04x $3.57 Million $83.82 Million $3.57 Million ▼ -11.0%
2003 0.05x $3.06 Million $64.06 Million $3.06 Million ▼ -55.7%
2002 0.11x $6.44 Million $59.63 Million $6.44 Million ▲ +26.3%
2001 0.09x $5.88 Million $68.79 Million $5.88 Million ▲ +30.1%
2000 0.07x $3.90 Million $59.38 Million $3.90 Million ▼ -51.4%
1999 0.14x $4.82 Million $35.68 Million $4.82 Million ▲ +110.2%
1998 0.06x $3.58 Million $55.71 Million $3.58 Million ▼ -55.2%
1997 0.14x $8.90 Million $62.10 Million $8.90 Million ▲ +74.6%
1996 0.08x $5.99 Million $72.93 Million $5.99 Million ▲ +108.6%
1995 0.04x $1.90 Million $48.30 Million $1.90 Million ▼ -54.5%
1994 0.09x $2.80 Million $32.40 Million $2.80 Million ▼ -78.8%
1993 0.41x $6.80 Million $16.70 Million $6.80 Million ▲ +1718.8%
1992 0.02x $300.00K $13.40 Million $300.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow