Credit Acceptance Corporation (CACC) — Cash Flow Reinvestment Rate

Latest as of June 2026: 0.02x

Credit Acceptance Corporation (CACC) has a Cash Flow Reinvestment Rate of 0.02x as of June 2026, reinvesting $5.70 Million (capex $1.60 Million plus investments $4.10 Million) from operating cash flow of $309.50 Million. See Credit Acceptance Corporation free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

0.02x
(Capex + Investments) / Operating CF

Total Reinvested

$5.70 Million
Capex + Investments

Operating Cash Flow

$309.50 Million
USD

Capital Expenditures

$1.60 Million
USD

Credit Acceptance Corporation Cash Flow Reinvestment Rate (1992–2025)

Historical reinvestment intensity for Credit Acceptance Corporation across 34 annual periods. For the full cash flow conversion analysis, see CACC cash generation efficiency.

Annual Cash Flow Reinvestment Rate for Credit Acceptance Corporation (1992–2025)

Year-by-year capital reinvestment analysis for Credit Acceptance Corporation. See CACC FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.01x $13.80 Million $1.05 Billion $1.60 Million ▼ -99.1%
2024 1.51x $1.72 Billion $1.14 Billion $1.80 Million ▲ +52.2%
2023 0.99x $1.20 Billion $1.20 Billion $4.00 Million ▲ +436.2%
2022 0.19x $229.80 Million $1.24 Billion $3.10 Million ▼ -69.5%
2021 0.61x $650.00 Million $1.07 Billion $7.60 Million ▲ +23.5%
2020 0.49x $485.00 Million $985.20 Million $8.50 Million ▼ -51.6%
2019 1.02x $826.90 Million $812.30 Million $26.80 Million ▼ -32.2%
2018 1.50x $1.06 Billion $703.90 Million $25.10 Million ▼ -6.7%
2017 1.61x $911.10 Million $566.00 Million $8.40 Million ▼ -13.2%
2016 1.86x $941.00 Million $507.20 Million $5.50 Million ▲ +75.6%
2015 1.06x $427.00 Million $404.20 Million $4.00 Million ▲ +176.0%
2014 0.38x $139.80 Million $365.20 Million $4.30 Million ▼ -21.9%
2013 0.49x $159.70 Million $325.70 Million $5.60 Million ▼ -40.4%
2012 0.82x $253.90 Million $308.60 Million $8.80 Million ▼ -74.3%
2011 3.20x $881.03 Million $275.70 Million $6.30 Million ▲ +18224.5%
2010 0.02x $3.50 Million $200.70 Million $3.50 Million ▼ -8.9%
2009 0.02x $2.92 Million $152.78 Million $2.92 Million ▼ -51.7%
2008 0.04x $6.34 Million $159.83 Million $6.34 Million ▼ -49.4%
2007 0.08x $7.66 Million $97.75 Million $7.66 Million ▲ +339.6%
2006 0.02x $1.54 Million $86.17 Million $1.54 Million ▼ -34.6%
2005 0.03x $2.86 Million $104.98 Million $2.86 Million ▼ -35.9%
2004 0.04x $3.57 Million $83.82 Million $3.57 Million ▼ -11.0%
2003 0.05x $3.06 Million $64.06 Million $3.06 Million ▼ -55.7%
2002 0.11x $6.44 Million $59.63 Million $6.44 Million ▲ +26.3%
2001 0.09x $5.88 Million $68.79 Million $5.88 Million ▲ +30.1%
2000 0.07x $3.90 Million $59.38 Million $3.90 Million ▼ -51.4%
1999 0.14x $4.82 Million $35.68 Million $4.82 Million ▲ +110.2%
1998 0.06x $3.58 Million $55.71 Million $3.58 Million ▼ -55.2%
1997 0.14x $8.90 Million $62.10 Million $8.90 Million ▲ +74.6%
1996 0.08x $5.99 Million $72.93 Million $5.99 Million ▲ +108.6%
1995 0.04x $1.90 Million $48.30 Million $1.90 Million ▼ -54.5%
1994 0.09x $2.80 Million $32.40 Million $2.80 Million ▼ -78.8%
1993 0.41x $6.80 Million $16.70 Million $6.80 Million ▲ +1718.8%
1992 0.02x $300.00K $13.40 Million $300.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow