Credit Acceptance Corporation Working Capital to Net Assets Ratio
Credit Acceptance Corporation working capital to net assets ratio. Credit Acceptance Corporation (CACC) has a Working Capital to Net Assets ratio of 506.8% as of June 2026. Working capital of $8.05 Billion (current assets of $8.45 Billion minus current liabilities of $398.30 Million) is measured against net assets of $1.59 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. Check CACC tangible net worth ratio to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of Credit Acceptance Corporation (1996–2025)
Working capital to net assets ratio of Credit Acceptance Corporation from 1996 to 2025. This chart shows how Credit Acceptance Corporation's Working Capital to Net Assets ratio has evolved across 29 annual periods from 1996 to 2025. As of June 2026, the ratio stands at 506.8%, reflecting working capital of $8.05 Billion against net assets of $1.59 Billion USD. See Credit Acceptance Corporation (CACC) liquidity interval to measure how many days the company can operate on defensive assets alone.
Credit Acceptance Corporation Working Capital to Net Assets Ratio by Year (1996–2025)
Credit Acceptance Corporation working capital to net assets ratio by year from 1996 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for Credit Acceptance Corporation from 1996 to 2025, covering 29 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see Credit Acceptance Corporation total assets.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -105.4% | $-1.61 Billion | $1.52 Billion | $577.50 Million | $2.18 Billion | ▼ -578.4 pp |
| 2024 | 473.0% | $8.28 Billion | $1.75 Billion | $8.71 Billion | $433.00 Million | ▲ +495.1 pp |
| 2023 | -22.0% | $-386.60 Million | $1.75 Billion | $13.20 Million | $399.80 Million | ▼ -424.3 pp |
| 2022 | 402.3% | $6.53 Billion | $1.62 Billion | $6.80 Billion | $263.30 Million | ▲ +34.6 pp |
| 2021 | 367.7% | $6.71 Billion | $1.82 Billion | $6.88 Billion | $175.20 Million | ▲ +57.4 pp |
| 2020 | 310.3% | $7.15 Billion | $2.30 Billion | $7.33 Billion | $186.90 Million | ▲ +8.0 pp |
| 2019 | 302.4% | $7.12 Billion | $2.36 Billion | $7.33 Billion | $206.60 Million | ▲ +2.5 pp |
| 2018 | 299.9% | $5.97 Billion | $1.99 Billion | $6.16 Billion | $188.90 Million | ▼ -8.8 pp |
| 2017 | 308.6% | $4.74 Billion | $1.54 Billion | $4.93 Billion | $191.60 Million | ▼ -32.7 pp |
| 2016 | 341.3% | $4.01 Billion | $1.17 Billion | $4.17 Billion | $167.50 Million | ▼ -4.1 pp |
| 2015 | 345.4% | $3.21 Billion | $928.10 Million | $3.33 Billion | $127.80 Million | ▼ -26.9 pp |
| 2014 | 372.3% | $2.61 Billion | $702.20 Million | $2.73 Billion | $117.30 Million | ▲ +72.4 pp |
| 2013 | 299.9% | $2.25 Billion | $750.10 Million | $2.38 Billion | $133.70 Million | ▼ -16.9 pp |
| 2012 | 316.8% | $1.97 Billion | $621.90 Million | $2.08 Billion | $112.10 Million | ▲ +18.2 pp |
| 2011 | 298.5% | $1.61 Billion | $539.95 Million | $1.71 Billion | $97.35 Million | ▲ +40.2 pp |
| 2010 | 258.4% | $1.23 Billion | $474.47 Million | $1.30 Billion | $75.30 Million | ▲ +44.7 pp |
| 2009 | 213.6% | $1.06 Billion | $498.21 Million | $1.14 Billion | $77.30 Million | ▼ -88.3 pp |
| 2008 | 302.0% | $1.02 Billion | $337.75 Million | $1.10 Billion | $84.83 Million | ▲ +129.5 pp |
| 2007 | 172.5% | $457.91 Million | $265.45 Million | $907.18 Million | $449.27 Million | ▼ -119.5 pp |
| 2006 | 292.0% | $614.25 Million | $210.35 Million | $692.54 Million | $78.29 Million | ▲ +297.9 pp |
| 2005 | -5.9% | $-21.84 Million | $373.03 Million | $14.46 Million | $36.30 Million | ▼ -9.0 pp |
| 2003 | 3.1% | $11.17 Million | $357.56 Million | $44.29 Million | $33.12 Million | ▲ +17.9 pp |
| 2002 | -14.7% | $-47.71 Million | $323.85 Million | $18.09 Million | $65.80 Million | ▼ -10.6 pp |
| 2001 | -4.1% | $-11.82 Million | $288.44 Million | $22.39 Million | $34.21 Million | ▲ +56.6 pp |
| 2000 | -60.7% | $-310.27 Million | $511.22 Million | $29.93 Million | $340.20 Million | ▼ -67.1 pp |
| 1999 | 6.4% | $16.87 Million | $262.98 Million | $50.90 Million | $34.03 Million | ▲ +2.1 pp |
| 1998 | 4.4% | $12.06 Million | $276.26 Million | $38.05 Million | $25.99 Million | ▲ +3.0 pp |
| 1997 | 1.4% | $3.50 Million | $248.99 Million | $30.15 Million | $26.65 Million | ▲ +14.1 pp |
| 1996 | -12.7% | $-31.32 Million | $246.14 Million | $22.02 Million | $53.34 Million | — |