Credit Acceptance Corporation (CACC) — Net Asset Quality Index
Credit Acceptance Corporation (CACC) has a Net Asset Quality Index of 17.4% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $8.69 Billion minus total liabilities of $7.18 Billion yields net assets of $1.51 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check Credit Acceptance Corporation (CACC) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Credit Acceptance Corporation Net Asset Quality Index Over Time (1992–2025)
This chart shows how Credit Acceptance Corporation's Net Asset Quality Index has evolved across 34 annual periods from 1992 to 2025. As of March 2026, the index stands at 17.4%, representing net assets of $1.51 Billion against total assets of $8.69 Billion USD. See CACC working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Credit Acceptance Corporation (1992–2025)
The table below presents the year-by-year Net Asset Quality Index for Credit Acceptance Corporation from 1992 to 2025, covering 34 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see CACC company net worth.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 15.9% | $1.52 Billion | $9.60 Billion | $8.07 Billion | ▼ -2.1 pp |
| 2024 | 18.0% | $1.75 Billion | $9.74 Billion | $7.99 Billion | ▼ -2.9 pp |
| 2023 | 20.9% | $1.75 Billion | $8.39 Billion | $6.64 Billion | ▼ -2.6 pp |
| 2022 | 23.5% | $1.62 Billion | $6.90 Billion | $5.28 Billion | ▼ -2.4 pp |
| 2021 | 25.9% | $1.82 Billion | $7.05 Billion | $5.23 Billion | ▼ -4.9 pp |
| 2020 | 30.7% | $2.30 Billion | $7.49 Billion | $5.19 Billion | ▼ -1.0 pp |
| 2019 | 31.7% | $2.36 Billion | $7.42 Billion | $5.07 Billion | ▼ -0.2 pp |
| 2018 | 31.9% | $1.99 Billion | $6.24 Billion | $4.25 Billion | ▲ +1.1 pp |
| 2017 | 30.8% | $1.54 Billion | $4.99 Billion | $3.45 Billion | ▲ +3.0 pp |
| 2016 | 27.8% | $1.17 Billion | $4.22 Billion | $3.04 Billion | ▲ +0.4 pp |
| 2015 | 27.4% | $928.10 Million | $3.39 Billion | $2.46 Billion | ▲ +2.2 pp |
| 2014 | 25.2% | $702.20 Million | $2.79 Billion | $2.08 Billion | ▼ -5.6 pp |
| 2013 | 30.8% | $750.10 Million | $2.43 Billion | $1.68 Billion | ▲ +1.7 pp |
| 2012 | 29.2% | $621.90 Million | $2.13 Billion | $1.51 Billion | ▼ -1.6 pp |
| 2011 | 30.7% | $539.95 Million | $1.76 Billion | $1.22 Billion | ▼ -4.6 pp |
| 2010 | 35.3% | $474.47 Million | $1.34 Billion | $869.04 Million | ▼ -7.0 pp |
| 2009 | 42.4% | $498.21 Million | $1.18 Billion | $678.03 Million | ▲ +12.7 pp |
| 2008 | 29.6% | $337.75 Million | $1.14 Billion | $801.60 Million | ▲ +1.5 pp |
| 2007 | 28.2% | $265.45 Million | $942.18 Million | $676.73 Million | ▼ -0.8 pp |
| 2006 | 29.0% | $210.35 Million | $725.21 Million | $514.87 Million | ▼ -31.2 pp |
| 2005 | 60.2% | $373.03 Million | $619.39 Million | $246.37 Million | ▲ +9.3 pp |
| 2004 | 50.9% | $300.89 Million | $591.31 Million | $290.42 Million | ▲ +13.0 pp |
| 2003 | 37.9% | $357.56 Million | $943.78 Million | $586.22 Million | ▼ -0.6 pp |
| 2002 | 38.4% | $323.85 Million | $842.33 Million | $518.48 Million | ▲ +5.0 pp |
| 2001 | 33.5% | $288.44 Million | $861.43 Million | $573.00 Million | ▼ -42.7 pp |
| 2000 | 76.2% | $511.22 Million | $671.03 Million | $159.82 Million | ▲ +36.4 pp |
| 1999 | 39.8% | $262.98 Million | $660.24 Million | $397.26 Million | ▲ +3.1 pp |
| 1998 | 36.7% | $276.26 Million | $751.93 Million | $475.67 Million | ▲ +14.4 pp |
| 1997 | 22.3% | $248.99 Million | $1.12 Billion | $866.62 Million | ▼ -0.6 pp |
| 1996 | 22.9% | $246.14 Million | $1.07 Billion | $828.27 Million | ▼ -63.1 pp |
| 1995 | 86.0% | $590.60 Million | $686.40 Million | $95.80 Million | ▲ +4.8 pp |
| 1994 | 81.3% | $346.20 Million | $425.90 Million | $79.70 Million | ▼ -16.4 pp |
| 1993 | 97.7% | $198.40 Million | $203.00 Million | $4.60 Million | ▲ +64.8 pp |
| 1992 | 32.9% | $42.20 Million | $128.20 Million | $86.00 Million | — |