Credit Acceptance Corporation Net Asset Quality Index

Latest as of June 2026: 18.4%

Credit Acceptance Corporation net asset quality index. Credit Acceptance Corporation (CACC) has a Net Asset Quality Index of 18.4% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $8.62 Billion minus total liabilities of $7.03 Billion yields net assets of $1.59 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See Credit Acceptance Corporation (CACC) shareholders funds for net asset value and shareholders' equity analysis.

Quality Index

18.4%
Equity / Total Assets

Net Assets

$1.59 Billion
USD

Total Assets

$8.62 Billion
USD

Total Liabilities

$7.03 Billion
USD

Net Asset Quality Index of Credit Acceptance Corporation (1992–2025)

Net asset quality index of Credit Acceptance Corporation from 1992 to 2025. This chart shows how Credit Acceptance Corporation's Net Asset Quality Index has evolved across 34 annual periods from 1992 to 2025. As of June 2026, the index stands at 18.4%, representing net assets of $1.59 Billion against total assets of $8.62 Billion USD. Check CACC capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Credit Acceptance Corporation Net Asset Quality Index by Year (1992–2025)

Credit Acceptance Corporation net asset quality index by year from 1992 to 2025. The table below presents the year-by-year Net Asset Quality Index for Credit Acceptance Corporation from 1992 to 2025, covering 34 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see Credit Acceptance Corporation stock valuation.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 15.9% $1.52 Billion $9.60 Billion $8.07 Billion ▼ -2.1 pp
2024 18.0% $1.75 Billion $9.74 Billion $7.99 Billion ▼ -2.9 pp
2023 20.9% $1.75 Billion $8.39 Billion $6.64 Billion ▼ -2.6 pp
2022 23.5% $1.62 Billion $6.90 Billion $5.28 Billion ▼ -2.4 pp
2021 25.9% $1.82 Billion $7.05 Billion $5.23 Billion ▼ -4.9 pp
2020 30.7% $2.30 Billion $7.49 Billion $5.19 Billion ▼ -1.0 pp
2019 31.7% $2.36 Billion $7.42 Billion $5.07 Billion ▼ -0.2 pp
2018 31.9% $1.99 Billion $6.24 Billion $4.25 Billion ▲ +1.1 pp
2017 30.8% $1.54 Billion $4.99 Billion $3.45 Billion ▲ +3.0 pp
2016 27.8% $1.17 Billion $4.22 Billion $3.04 Billion ▲ +0.4 pp
2015 27.4% $928.10 Million $3.39 Billion $2.46 Billion ▲ +2.2 pp
2014 25.2% $702.20 Million $2.79 Billion $2.08 Billion ▼ -5.6 pp
2013 30.8% $750.10 Million $2.43 Billion $1.68 Billion ▲ +1.7 pp
2012 29.2% $621.90 Million $2.13 Billion $1.51 Billion ▼ -1.6 pp
2011 30.7% $539.95 Million $1.76 Billion $1.22 Billion ▼ -4.6 pp
2010 35.3% $474.47 Million $1.34 Billion $869.04 Million ▼ -7.0 pp
2009 42.4% $498.21 Million $1.18 Billion $678.03 Million ▲ +12.7 pp
2008 29.6% $337.75 Million $1.14 Billion $801.60 Million ▲ +1.5 pp
2007 28.2% $265.45 Million $942.18 Million $676.73 Million ▼ -0.8 pp
2006 29.0% $210.35 Million $725.21 Million $514.87 Million ▼ -31.2 pp
2005 60.2% $373.03 Million $619.39 Million $246.37 Million ▲ +9.3 pp
2004 50.9% $300.89 Million $591.31 Million $290.42 Million ▲ +13.0 pp
2003 37.9% $357.56 Million $943.78 Million $586.22 Million ▼ -0.6 pp
2002 38.4% $323.85 Million $842.33 Million $518.48 Million ▲ +5.0 pp
2001 33.5% $288.44 Million $861.43 Million $573.00 Million ▼ -42.7 pp
2000 76.2% $511.22 Million $671.03 Million $159.82 Million ▲ +36.4 pp
1999 39.8% $262.98 Million $660.24 Million $397.26 Million ▲ +3.1 pp
1998 36.7% $276.26 Million $751.93 Million $475.67 Million ▲ +14.4 pp
1997 22.3% $248.99 Million $1.12 Billion $866.62 Million ▼ -0.6 pp
1996 22.9% $246.14 Million $1.07 Billion $828.27 Million ▼ -63.1 pp
1995 86.0% $590.60 Million $686.40 Million $95.80 Million ▲ +4.8 pp
1994 81.3% $346.20 Million $425.90 Million $79.70 Million ▼ -16.4 pp
1993 97.7% $198.40 Million $203.00 Million $4.60 Million ▲ +64.8 pp
1992 32.9% $42.20 Million $128.20 Million $86.00 Million —
pp = percentage points