Credit Acceptance Corporation (CACC) — Free Cash Flow Generation Index
Credit Acceptance Corporation (CACC) has a Free Cash Flow Generation Index of 1.00x as of March 2026. Free cash flow of $345.50 Million represents 1% of operating cash flow ($346.80 Million). Read Credit Acceptance Corporation balance sheet liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Credit Acceptance Corporation Free Cash Flow Generation Index (1992–2025)
Historical FCF Generation Index trend for Credit Acceptance Corporation across 34 annual periods. Explore how much does Credit Acceptance Corporation reinvest in capital to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Credit Acceptance Corporation (1992–2025)
Year-by-year Free Cash Flow Generation Index for Credit Acceptance Corporation. For the full company profile including market capitalisation, see Credit Acceptance Corporation (CACC) market capitalisation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.00x | $1.05 Billion | $1.05 Billion | $1.60 Million | ▲ +0.0% |
| 2024 | 1.00x | $1.14 Billion | $1.14 Billion | $1.80 Million | ▲ +0.2% |
| 2023 | 1.00x | $1.20 Billion | $1.20 Billion | $4.00 Million | ▼ -0.1% |
| 2022 | 1.00x | $1.24 Billion | $1.24 Billion | $3.10 Million | ▲ +0.5% |
| 2021 | 0.99x | $1.06 Billion | $1.07 Billion | $7.60 Million | ▲ +0.2% |
| 2020 | 0.99x | $976.70 Million | $985.20 Million | $8.50 Million | ▲ +2.5% |
| 2019 | 0.97x | $785.50 Million | $812.30 Million | $26.80 Million | ▲ +0.3% |
| 2018 | 0.96x | $678.80 Million | $703.90 Million | $25.10 Million | ▼ -2.1% |
| 2017 | 0.99x | $557.60 Million | $566.00 Million | $8.40 Million | ▼ -0.4% |
| 2016 | 0.99x | $501.70 Million | $507.20 Million | $5.50 Million | ▼ -0.1% |
| 2015 | 0.99x | $400.20 Million | $404.20 Million | $4.00 Million | ▲ +0.2% |
| 2014 | 0.99x | $360.90 Million | $365.20 Million | $4.30 Million | ▲ +0.6% |
| 2013 | 0.98x | $320.10 Million | $325.70 Million | $5.60 Million | ▲ +1.2% |
| 2012 | 0.97x | $299.80 Million | $308.60 Million | $8.80 Million | ▼ -0.6% |
| 2011 | 0.98x | $269.40 Million | $275.70 Million | $6.30 Million | ▼ -0.6% |
| 2010 | 0.98x | $197.20 Million | $200.70 Million | $3.50 Million | ▲ +0.2% |
| 2009 | 0.98x | $149.85 Million | $152.78 Million | $2.92 Million | ▲ +2.1% |
| 2008 | 0.96x | $153.49 Million | $159.83 Million | $6.34 Million | ▲ +4.2% |
| 2007 | 0.92x | $90.09 Million | $97.75 Million | $7.66 Million | ▼ -6.2% |
| 2006 | 0.98x | $84.64 Million | $86.17 Million | $1.54 Million | ▲ +1.0% |
| 2005 | 0.97x | $102.11 Million | $104.98 Million | $2.86 Million | ▲ +1.6% |
| 2004 | 0.96x | $80.25 Million | $83.82 Million | $3.57 Million | ▲ +0.6% |
| 2003 | 0.95x | $60.99 Million | $64.06 Million | $3.06 Million | ▲ +6.7% |
| 2002 | 0.89x | $53.19 Million | $59.63 Million | $6.44 Million | ▼ -2.5% |
| 2001 | 0.91x | $62.91 Million | $68.79 Million | $5.88 Million | ▼ -2.1% |
| 2000 | 0.93x | $55.48 Million | $59.38 Million | $3.90 Million | ▲ +8.0% |
| 1999 | 0.86x | $30.86 Million | $35.68 Million | $4.82 Million | ▼ -7.6% |
| 1998 | 0.94x | $52.13 Million | $55.71 Million | $3.58 Million | ▲ +9.2% |
| 1997 | 0.86x | $53.20 Million | $62.10 Million | $8.90 Million | ▼ -6.7% |
| 1996 | 0.92x | $66.95 Million | $72.93 Million | $5.99 Million | ▼ -4.4% |
| 1995 | 0.96x | $46.40 Million | $48.30 Million | $1.90 Million | ▲ +5.2% |
| 1994 | 0.91x | $29.60 Million | $32.40 Million | $2.80 Million | ▲ +54.1% |
| 1993 | 0.59x | $9.90 Million | $16.70 Million | $6.80 Million | ▼ -39.4% |
| 1992 | 0.98x | $13.10 Million | $13.40 Million | $300.00K | — |