Credit Acceptance Corporation (CACC) — Free Cash Flow Generation Index
Credit Acceptance Corporation (CACC) has a Free Cash Flow Generation Index of 1.00x as of March 2026. Free cash flow of $345.50 Million represents 1% of operating cash flow ($346.80 Million). See CACC net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Credit Acceptance Corporation Free Cash Flow Generation Index (1992–2025)
Historical FCF Generation Index trend for Credit Acceptance Corporation across 34 annual periods. Explore CACC cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Credit Acceptance Corporation (1992–2025)
Year-by-year Free Cash Flow Generation Index for Credit Acceptance Corporation. For the full company profile including market capitalisation, see Credit Acceptance Corporation (CACC) total market value.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.00x | $1.05 Billion | $1.05 Billion | $1.60 Million | ▲ +0.0% |
| 2024 | 1.00x | $1.14 Billion | $1.14 Billion | $1.80 Million | ▲ +0.2% |
| 2023 | 1.00x | $1.20 Billion | $1.20 Billion | $4.00 Million | ▼ -0.1% |
| 2022 | 1.00x | $1.24 Billion | $1.24 Billion | $3.10 Million | ▲ +0.5% |
| 2021 | 0.99x | $1.06 Billion | $1.07 Billion | $7.60 Million | ▲ +0.2% |
| 2020 | 0.99x | $976.70 Million | $985.20 Million | $8.50 Million | ▲ +2.5% |
| 2019 | 0.97x | $785.50 Million | $812.30 Million | $26.80 Million | ▲ +0.3% |
| 2018 | 0.96x | $678.80 Million | $703.90 Million | $25.10 Million | ▼ -2.1% |
| 2017 | 0.99x | $557.60 Million | $566.00 Million | $8.40 Million | ▼ -0.4% |
| 2016 | 0.99x | $501.70 Million | $507.20 Million | $5.50 Million | ▼ -0.1% |
| 2015 | 0.99x | $400.20 Million | $404.20 Million | $4.00 Million | ▲ +0.2% |
| 2014 | 0.99x | $360.90 Million | $365.20 Million | $4.30 Million | ▲ +0.6% |
| 2013 | 0.98x | $320.10 Million | $325.70 Million | $5.60 Million | ▲ +1.2% |
| 2012 | 0.97x | $299.80 Million | $308.60 Million | $8.80 Million | ▼ -0.6% |
| 2011 | 0.98x | $269.40 Million | $275.70 Million | $6.30 Million | ▼ -0.6% |
| 2010 | 0.98x | $197.20 Million | $200.70 Million | $3.50 Million | ▲ +0.2% |
| 2009 | 0.98x | $149.85 Million | $152.78 Million | $2.92 Million | ▲ +2.1% |
| 2008 | 0.96x | $153.49 Million | $159.83 Million | $6.34 Million | ▲ +4.2% |
| 2007 | 0.92x | $90.09 Million | $97.75 Million | $7.66 Million | ▼ -6.2% |
| 2006 | 0.98x | $84.64 Million | $86.17 Million | $1.54 Million | ▲ +1.0% |
| 2005 | 0.97x | $102.11 Million | $104.98 Million | $2.86 Million | ▲ +1.6% |
| 2004 | 0.96x | $80.25 Million | $83.82 Million | $3.57 Million | ▲ +0.6% |
| 2003 | 0.95x | $60.99 Million | $64.06 Million | $3.06 Million | ▲ +6.7% |
| 2002 | 0.89x | $53.19 Million | $59.63 Million | $6.44 Million | ▼ -2.5% |
| 2001 | 0.91x | $62.91 Million | $68.79 Million | $5.88 Million | ▼ -2.1% |
| 2000 | 0.93x | $55.48 Million | $59.38 Million | $3.90 Million | ▲ +8.0% |
| 1999 | 0.86x | $30.86 Million | $35.68 Million | $4.82 Million | ▼ -7.6% |
| 1998 | 0.94x | $52.13 Million | $55.71 Million | $3.58 Million | ▲ +9.2% |
| 1997 | 0.86x | $53.20 Million | $62.10 Million | $8.90 Million | ▼ -6.7% |
| 1996 | 0.92x | $66.95 Million | $72.93 Million | $5.99 Million | ▼ -4.4% |
| 1995 | 0.96x | $46.40 Million | $48.30 Million | $1.90 Million | ▲ +5.2% |
| 1994 | 0.91x | $29.60 Million | $32.40 Million | $2.80 Million | ▲ +54.1% |
| 1993 | 0.59x | $9.90 Million | $16.70 Million | $6.80 Million | ▼ -39.4% |
| 1992 | 0.98x | $13.10 Million | $13.40 Million | $300.00K | — |