Credit Acceptance Corporation (CACC) — Free Cash Flow Generation Index
Credit Acceptance Corporation (CACC) has a Free Cash Flow Generation Index of 0.99x as of June 2026. Free cash flow of $307.90 Million represents 1% of operating cash flow ($309.50 Million). Explore Credit Acceptance Corporation capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Credit Acceptance Corporation Free Cash Flow Generation Index (1992–2025)
Historical FCF Generation Index trend for Credit Acceptance Corporation across 34 annual periods. For the full cash flow conversion analysis, see CACC cash flow metrics.
Annual Free Cash Flow Generation for Credit Acceptance Corporation (1992–2025)
Year-by-year Free Cash Flow Generation Index for Credit Acceptance Corporation. Check Credit Acceptance Corporation investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.00x | $1.05 Billion | $1.05 Billion | $1.60 Million | ▲ +0.0% |
| 2024 | 1.00x | $1.14 Billion | $1.14 Billion | $1.80 Million | ▲ +0.2% |
| 2023 | 1.00x | $1.20 Billion | $1.20 Billion | $4.00 Million | ▼ -0.1% |
| 2022 | 1.00x | $1.24 Billion | $1.24 Billion | $3.10 Million | ▲ +0.5% |
| 2021 | 0.99x | $1.06 Billion | $1.07 Billion | $7.60 Million | ▲ +0.2% |
| 2020 | 0.99x | $976.70 Million | $985.20 Million | $8.50 Million | ▲ +2.5% |
| 2019 | 0.97x | $785.50 Million | $812.30 Million | $26.80 Million | ▲ +0.3% |
| 2018 | 0.96x | $678.80 Million | $703.90 Million | $25.10 Million | ▼ -2.1% |
| 2017 | 0.99x | $557.60 Million | $566.00 Million | $8.40 Million | ▼ -0.4% |
| 2016 | 0.99x | $501.70 Million | $507.20 Million | $5.50 Million | ▼ -0.1% |
| 2015 | 0.99x | $400.20 Million | $404.20 Million | $4.00 Million | ▲ +0.2% |
| 2014 | 0.99x | $360.90 Million | $365.20 Million | $4.30 Million | ▲ +0.6% |
| 2013 | 0.98x | $320.10 Million | $325.70 Million | $5.60 Million | ▲ +1.2% |
| 2012 | 0.97x | $299.80 Million | $308.60 Million | $8.80 Million | ▼ -0.6% |
| 2011 | 0.98x | $269.40 Million | $275.70 Million | $6.30 Million | ▼ -0.6% |
| 2010 | 0.98x | $197.20 Million | $200.70 Million | $3.50 Million | ▲ +0.2% |
| 2009 | 0.98x | $149.85 Million | $152.78 Million | $2.92 Million | ▲ +2.1% |
| 2008 | 0.96x | $153.49 Million | $159.83 Million | $6.34 Million | ▲ +4.2% |
| 2007 | 0.92x | $90.09 Million | $97.75 Million | $7.66 Million | ▼ -6.2% |
| 2006 | 0.98x | $84.64 Million | $86.17 Million | $1.54 Million | ▲ +1.0% |
| 2005 | 0.97x | $102.11 Million | $104.98 Million | $2.86 Million | ▲ +1.6% |
| 2004 | 0.96x | $80.25 Million | $83.82 Million | $3.57 Million | ▲ +0.6% |
| 2003 | 0.95x | $60.99 Million | $64.06 Million | $3.06 Million | ▲ +6.7% |
| 2002 | 0.89x | $53.19 Million | $59.63 Million | $6.44 Million | ▼ -2.5% |
| 2001 | 0.91x | $62.91 Million | $68.79 Million | $5.88 Million | ▼ -2.1% |
| 2000 | 0.93x | $55.48 Million | $59.38 Million | $3.90 Million | ▲ +8.0% |
| 1999 | 0.86x | $30.86 Million | $35.68 Million | $4.82 Million | ▼ -7.6% |
| 1998 | 0.94x | $52.13 Million | $55.71 Million | $3.58 Million | ▲ +9.2% |
| 1997 | 0.86x | $53.20 Million | $62.10 Million | $8.90 Million | ▼ -6.7% |
| 1996 | 0.92x | $66.95 Million | $72.93 Million | $5.99 Million | ▼ -4.4% |
| 1995 | 0.96x | $46.40 Million | $48.30 Million | $1.90 Million | ▲ +5.2% |
| 1994 | 0.91x | $29.60 Million | $32.40 Million | $2.80 Million | ▲ +54.1% |
| 1993 | 0.59x | $9.90 Million | $16.70 Million | $6.80 Million | ▼ -39.4% |
| 1992 | 0.98x | $13.10 Million | $13.40 Million | $300.00K | — |