Isabella Bank Corporation - Asset Resilience Ratio

Latest as of March 2026: 19.13%

Isabella Bank Corporation (ISBA) has an Asset Resilience Ratio of 19.13% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

$430.76 Million

Cash + Short-term Investments

Total Assets

$2.25 Billion

All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2009–2025)

This chart shows how Isabella Bank Corporation's Asset Resilience Ratio has changed over time. Check strategic asset allocation of Isabella Bank Corporation to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down Isabella Bank Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Isabella Bank Corporation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$430.76 Million	19.13%
Total Liquid Assets	$430.76 Million	19.13%

Asset Resilience Insights

Good Liquidity Position: Isabella Bank Corporation maintains a healthy 19.13% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

Isabella Bank Corporation Industry Peers by Asset Resilience Ratio

Compare Isabella Bank Corporation's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Deutsche Bank Aktiengesellschaft F:DBK	Banks - Regional	3.17%
Regions Financial Corporation NYSE:RF	Banks - Regional	17.06%
Bank of Hangzhou Co Ltd SHG:600926	Banks - Regional	7.20%
Banco Santander Chile SN:BSANTANDER	Banks - Regional	6.33%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Synovus Financial Corp NYSE:SNV	Banks - Regional	4.05%
Bank of Queensland Ltd AU:BOQ	Banks - Regional	0.21%
Regional S.A.B. de C.V MX:RA	Banks - Regional	0.00%

Annual Asset Resilience Ratio for Isabella Bank Corporation (2009–2025)

The table below shows the annual Asset Resilience Ratio data for Isabella Bank Corporation.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	9.09%	$200.81 Million	$2.21 Billion	-1.86pp
2024-12-31	10.95%	$228.49 Million	$2.09 Billion	-14.70pp
2023-12-31	25.65%	$528.15 Million	$2.06 Billion	-2.94pp
2022-12-31	28.59%	$580.48 Million	$2.03 Billion	+4.45pp
2021-12-31	24.14%	$490.60 Million	$2.03 Billion	+6.81pp
2020-12-31	17.33%	$339.23 Million	$1.96 Billion	-6.36pp
2019-12-31	23.69%	$429.84 Million	$1.81 Billion	-3.24pp
2018-12-31	26.93%	$494.83 Million	$1.84 Billion	-3.53pp
2017-12-31	30.46%	$552.31 Million	$1.81 Billion	-1.76pp
2016-12-31	32.22%	$558.10 Million	$1.73 Billion	-7.35pp
2015-12-31	39.57%	$660.14 Million	$1.67 Billion	+2.95pp
2014-12-31	36.63%	$567.53 Million	$1.55 Billion	+2.33pp
2013-12-31	34.29%	$512.06 Million	$1.49 Billion	-0.94pp
2012-12-31	35.23%	$504.01 Million	$1.43 Billion	+3.46pp
2011-12-31	31.77%	$425.12 Million	$1.34 Billion	+30.39pp
2010-12-31	1.38%	$16.94 Million	$1.23 Billion	+0.76pp
2009-12-31	0.63%	$7.16 Million	$1.14 Billion	--

pp = percentage points

About Isabella Bank Corporation

NASDAQ:ISBA USA Banks - Regional

Market Cap

$291.11 Million

Market Cap Rank

#14937 Global

#3520 in USA

Share Price

$39.71

Change (1 day)

-0.23%

52-Week Range

$36.81 - $43.24

All Time High

$43.24