Isabella Bank Corporation - Asset Resilience Ratio

Latest as of March 2026: 19.13%

Isabella Bank Corporation (ISBA) has an Asset Resilience Ratio of 19.13% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Isabella Bank Corporation (ISBA) strategic asset index to assess the company's strategic physical and investment asset allocation.

Liquid Assets

$430.76 Million

Cash + Short-term Investments

Total Assets

$2.25 Billion

All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2009–2025)

This chart shows how Isabella Bank Corporation's Asset Resilience Ratio has changed over time. See net asset quality index of Isabella Bank Corporation to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Isabella Bank Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Isabella Bank Corporation market cap and net worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$430.76 Million	19.13%
Total Liquid Assets	$430.76 Million	19.13%

Asset Resilience Insights

Good Liquidity Position: Isabella Bank Corporation maintains a healthy 19.13% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

Isabella Bank Corporation Industry Peers by Asset Resilience Ratio

Compare Isabella Bank Corporation's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Nanjing Co Ltd SHG:601009	Banks - Regional	-5.31%
Jb Financial KO:175330	Banks - Regional	0.14%
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
Turkiye Kalkinma Bankasi AS IS:KLNMA	Banks - Regional	0.93%
Judo Capital Holdings Ltd AU:JDO	Banks - Regional	10.76%
Fynske Bank A/S CO:FYNBK	Banks - Regional	0.07%
Bank Agris Tbk JK:AGRS	Banks - Regional	1.98%
Caisse Regionale de Credit Agricole Mutuel Loire HauteLoire PA:CRLO	Banks - Regional	2021.38%

Annual Asset Resilience Ratio for Isabella Bank Corporation (2009–2025)

The table below shows the annual Asset Resilience Ratio data for Isabella Bank Corporation.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	9.09%	$200.81 Million	$2.21 Billion	-1.86pp
2024-12-31	10.95%	$228.49 Million	$2.09 Billion	-14.70pp
2023-12-31	25.65%	$528.15 Million	$2.06 Billion	-2.94pp
2022-12-31	28.59%	$580.48 Million	$2.03 Billion	+4.45pp
2021-12-31	24.14%	$490.60 Million	$2.03 Billion	+6.81pp
2020-12-31	17.33%	$339.23 Million	$1.96 Billion	-6.36pp
2019-12-31	23.69%	$429.84 Million	$1.81 Billion	-3.24pp
2018-12-31	26.93%	$494.83 Million	$1.84 Billion	-3.53pp
2017-12-31	30.46%	$552.31 Million	$1.81 Billion	-1.76pp
2016-12-31	32.22%	$558.10 Million	$1.73 Billion	--
2015-12-31	0.00%	$0.00	$1.67 Billion	--
2014-12-31	0.12%	$1.85 Million	$1.55 Billion	-1.25pp
2013-12-31	1.37%	$20.38 Million	$1.49 Billion	+0.89pp
2012-12-31	0.47%	$6.75 Million	$1.43 Billion	-0.50pp
2011-12-31	0.97%	$13.00 Million	$1.34 Billion	-0.41pp
2010-12-31	1.38%	$16.94 Million	$1.23 Billion	+0.76pp
2009-12-31	0.63%	$7.16 Million	$1.14 Billion	--

pp = percentage points

About Isabella Bank Corporation

NASDAQ:ISBA USA Banks - Regional

Market Cap

$298.42 Million

Market Cap Rank

#14998 Global

#3493 in USA

Share Price

$41.43

Change (1 day)

-1.47%

52-Week Range

$40.10 - $43.24

All Time High

$43.24