Isabella Bank Corporation Cash Flow-to-Debt Ratio
Isabella Bank Corporation cash flow-to-debt ratio. Isabella Bank Corporation (ISBA) has a Cash Flow-to-Debt Ratio of 0.00x as of June 2026, meaning its operating cash flow of $7.70 Million could theoretically repay 0% of its total liabilities ($1.97 Billion) in one year. Check Isabella Bank Corporation cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Isabella Bank Corporation (1995–2025)
Cash flow-to-debt ratio of Isabella Bank Corporation from 1995 to 2025. Historical debt coverage capacity for Isabella Bank Corporation across 31 annual periods. Check ISBA cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Isabella Bank Corporation Cash Flow-to-Debt Ratio by Year (1995–2025)
Isabella Bank Corporation cash flow-to-debt ratio by year from 1995 to 2025. Year-by-year debt coverage analysis for Isabella Bank Corporation. For the full cash flow conversion analysis, see Isabella Bank Corporation operating cash flow efficiency.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $26.82 Million | $1.98 Billion | ▲ +29.5% |
| 2024 | 0.01x | $19.64 Million | $1.88 Billion | ▼ -19.6% |
| 2023 | 0.01x | $24.18 Million | $1.86 Billion | ▼ -10.8% |
| 2022 | 0.01x | $26.94 Million | $1.84 Billion | ▲ +4.3% |
| 2021 | 0.01x | $25.50 Million | $1.82 Billion | ▲ +10.7% |
| 2020 | 0.01x | $22.00 Million | $1.74 Billion | ▼ -12.9% |
| 2019 | 0.01x | $23.30 Million | $1.60 Billion | ▲ +8.6% |
| 2018 | 0.01x | $21.96 Million | $1.64 Billion | ▲ +10.1% |
| 2017 | 0.01x | $19.67 Million | $1.62 Billion | ▼ -7.3% |
| 2016 | 0.01x | $20.24 Million | $1.54 Billion | ▲ +60.9% |
| 2015 | 0.01x | $12.09 Million | $1.48 Billion | ▼ -36.2% |
| 2014 | 0.01x | $17.56 Million | $1.37 Billion | ▼ -27.9% |
| 2013 | 0.02x | $23.61 Million | $1.33 Billion | ▲ +15.2% |
| 2012 | 0.02x | $19.46 Million | $1.27 Billion | ▼ -3.6% |
| 2011 | 0.02x | $18.86 Million | $1.18 Billion | ▼ -35.0% |
| 2010 | 0.02x | $26.52 Million | $1.08 Billion | ▲ +35.1% |
| 2009 | 0.02x | $18.23 Million | $1.00 Billion | ▼ -11.6% |
| 2008 | 0.02x | $20.66 Million | $1.00 Billion | ▼ -71.6% |
| 2007 | 0.07x | $60.39 Million | $834.20 Million | ▲ +3314.3% |
| 2006 | 0.00x | $-1.79 Million | $794.38 Million | ▼ -108.2% |
| 2005 | 0.03x | $18.11 Million | $660.75 Million | ▲ +30.2% |
| 2004 | 0.02x | $12.74 Million | $605.44 Million | ▼ -36.9% |
| 2003 | 0.03x | $19.86 Million | $595.14 Million | ▲ +221.2% |
| 2002 | 0.01x | $6.12 Million | $589.26 Million | ▲ +159.4% |
| 2001 | 0.00x | $2.15 Million | $535.32 Million | ▼ -71.3% |
| 2000 | 0.01x | $6.83 Million | $488.97 Million | ▼ -44.7% |
| 1999 | 0.03x | $11.53 Million | $456.49 Million | ▲ +949.3% |
| 1998 | 0.00x | $853.00K | $354.26 Million | ▼ -85.6% |
| 1997 | 0.02x | $4.81 Million | $287.77 Million | ▼ -20.0% |
| 1996 | 0.02x | $5.66 Million | $270.74 Million | ▲ +65.5% |
| 1995 | 0.01x | $3.23 Million | $255.70 Million | — |