Isabella Bank Corporation (ISBA) - Total Assets
Based on the latest financial reports, Isabella Bank Corporation (ISBA) holds total assets worth $2.22 Billion USD as of June 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Isabella Bank Corporation - Total Assets Trend (1995–2025)
This chart illustrates how Isabella Bank Corporation's total assets have evolved over time, based on quarterly financial data. Also see how much is Isabella Bank Corporation worth for the company's overall valuation and market capitalisation.
Isabella Bank Corporation - Asset Composition Analysis
Current Asset Composition (December 2025)
Isabella Bank Corporation's total assets of $2.22 Billion consist of 10.3% current assets and 89.7% non-current assets. Review Isabella Bank Corporation (ISBA) total liabilities to assess the company's total debt and financial obligations.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.2% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $48.28 Million | 2.2% |
Asset Composition Trend (1995–2025)
This chart illustrates how Isabella Bank Corporation's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. See Isabella Bank Corporation (ISBA) share price today for real-time trading data and today's change.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Isabella Bank Corporation's current assets represent 10.3% of total assets in 2025, an increase from 8.5% in 1995.
- Cash Position: Cash and equivalents constituted 1.2% of total assets in 2025, down from 7.7% in 1995.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 2.0% of total assets, an increase from 0.0% in 1995.
- Asset Diversification: The largest asset category is goodwill at 2.2% of total assets.
Isabella Bank Corporation Competitors by Total Assets
Key competitors of Isabella Bank Corporation based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
PT BK CE.AS.ADR/25 RP625
F:BZG
|
Germany | €1586.83 Trillion |
|
Santander Bank Polska S.A.
WAR:SPL
|
Poland | zł308.15 Billion |
|
Banco Santander Chile
NYSE:BSAC
|
USA | $70.32 Trillion |
|
Bank of Baroda
NSE:BANKBARODA
|
India | Rs19.71 Trillion |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR
|
Turkey | TL5.39 Trillion |
|
Ringkjoebing Landbobank A/S
CO:RILBA
|
Denmark | Dkr90.92 Billion |
|
Moneta Money Bank AS
PR:MONET
|
Czech Republic | Kč525.16 Billion |
|
ABSA Bank Limited
JSE:ABSP
|
South Africa | ZAC1.16 Trillion |
Isabella Bank Corporation - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 4.15 | 0.12 | 0.41 |
| Quick Ratio | 4.15 | 0.12 | 0.41 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $365.05 Million | $-1.67 Billion | $-1.05 Billion |
Isabella Bank Corporation - Advanced Valuation Insights
This section examines the relationship between Isabella Bank Corporation's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.24 |
| Latest Market Cap to Assets Ratio | 0.13 |
| Asset Growth Rate (YoY) | 5.9% |
| Total Assets | $2.21 Billion |
| Market Capitalization | $290.74 Million USD |
Valuation Analysis
Below Book Valuation: The market values Isabella Bank Corporation's assets below their book value (0.13x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Isabella Bank Corporation's assets grew by 5.9% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Isabella Bank Corporation (1995–2025)
The table below shows the annual total assets of Isabella Bank Corporation from 1995 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $2.21 Billion | +5.91% |
| 2024-12-31 | $2.09 Billion | +1.32% |
| 2023-12-31 | $2.06 Billion | +1.41% |
| 2022-12-31 | $2.03 Billion | -0.09% |
| 2021-12-31 | $2.03 Billion | +3.82% |
| 2020-12-31 | $1.96 Billion | +7.89% |
| 2019-12-31 | $1.81 Billion | -1.26% |
| 2018-12-31 | $1.84 Billion | +1.33% |
| 2017-12-31 | $1.81 Billion | +4.68% |
| 2016-12-31 | $1.73 Billion | +3.84% |
| 2015-12-31 | $1.67 Billion | +7.65% |
| 2014-12-31 | $1.55 Billion | +3.78% |
| 2013-12-31 | $1.49 Billion | +4.37% |
| 2012-12-31 | $1.43 Billion | +6.93% |
| 2011-12-31 | $1.34 Billion | +9.15% |
| 2010-12-31 | $1.23 Billion | +7.16% |
| 2009-12-31 | $1.14 Billion | +0.41% |
| 2008-12-31 | $1.14 Billion | +19.01% |
| 2007-12-31 | $957.28 Million | +5.18% |
| 2006-12-31 | $910.13 Million | +22.72% |
| 2005-12-31 | $741.65 Million | +9.38% |
| 2004-12-31 | $678.03 Million | +2.10% |
| 2003-12-31 | $664.08 Million | +1.74% |
| 2002-12-31 | $652.72 Million | +10.23% |
| 2001-12-31 | $592.14 Million | +9.47% |
| 2000-12-31 | $540.90 Million | +7.41% |
| 1999-12-31 | $503.60 Million | +29.53% |
| 1998-12-31 | $388.78 Million | +21.98% |
| 1997-12-31 | $318.73 Million | +6.69% |
| 1996-12-31 | $298.74 Million | +6.12% |
| 1995-12-31 | $281.51 Million | -- |
About Isabella Bank Corporation
Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States. The company offers deposit products, including checking and savings accounts; and certificates of deposit, direct deposits, and cash management services. Its loan portfo… Read more